Building a Solid Financial Foundation

Eto Yung simple explanation how Mutual Funds works.

Kaya lagi naming sinasabi when market is down wag mag panic, kundi buy more pa...

30 yrs ago kung bumili ka ng 50 kilos na bigas na tag 20 pesos, total gastos mo is only 1000.. itago mo lang yung bigas, ibenta mo ngayon taong 2023. 50kls X 50 pesos, that is 2500. Kumita ka ng isang libo at limang daan.

Pero syempre hindi mo pwede itago ang bigas ng 30 yrs dahil masisira yan.. 😅😅

Pero sa Mutual Funds pwede mong itago ang pera mo, at siguradong kikita ito over time. Pwede mag invest for as low as 20 pesos basta IMG member ka.

Ganyan lang kasimple ang pag-iinvest. Invest lang ng invest, then wait for ur money to grow. Hindi instant ang kitaan, pero legit. 😊

She is 35 years old. Hindi daw muna kukuha ng Kaiser Long Term Healthcare. Pagbalik na lang daw sa Pilipinas.

Anong mawawala? Oras!

Mababawasan ang taon na sana ay lumalago na ang pera.

Sa age 35, ang K100 Plan ay P196 per day for 7 years paying period.

At age 60, ang long term care health fund ay P1.8Million. At age 65, it's P3Million.

Kung makakabalik ng Pilipinas at age 45, at jan pa lang kukuha ng

Kaiser, for K100 Plan at P196 per day for 7 years, magma-mature ang plan at age 65, at ang long term health care fund ay P1.1Million only.

Magkano ang mawawala? P1.9Million (P3Million - P1.1Million).

Ganyan kamahal ang cost of delay.

Kaiser Ultimate Long Term Health Builder Plan is the first step in building a solid financial foundation.

Start now for a secure future.

To learn more about the importance of building a solid financial foundation, please attend our free zoom webinar.

Nong mapag aralan ko ang Kaiser Ultimate, kumuha agad ako nito. Konting kembot lng 'to ay mafu-full paid din. 🙏

Kung interesado ng magkaroon ng plan, choose mode of payment, then tuloy lang po sa application and payment page.

👉 https://500465ph.imgcorp.com/quote/kaiser
or message me for assistance.

Madali mgkaroon ng KAISER diba.. Wag mo pag isipan ng matagal friend. Sayang ang mga oras na mawawala

Better to get started.

Hanggang saan aabot ang 𝟴𝟴 𝗽𝗲𝘀𝗼𝘀 mo?
Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 ka na.
The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻.

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 500 major hospitals and pool of doctors.

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance.
✔ Receives visa card where the funds are deposited.

Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.

Retain all and let it grow at an average of 10% Yearly.

Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

Visit this link to Access
https://500465ph.imgcorp.com/quote/kaiser

BAKIT BA MAGANDA ANG KAISER 3-IN-1 INVESTMENT?

Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.

✔Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Send a message for more details. Thank you!

EDUCATIONAL FUNDS for your kids? Madali nalang!

Start ka na mag-ipon para sa college tuition ng iyong anak. Dito sa IMG, you will have your own online portal to login wherein you can top up your savings anytime for as low as P20.

Pwede ka rin gumawa ng multiple sub-accounts depende kung ilan ang anak mo.

Para sa iba pang mga detalye message mo lang ako para ma assist kita.

Complete solution for all financial priorities is here at IMG.

1️⃣Traditionally, when a person wants to invest or avail a financial product, he/she goes to different agents to different companies of different financial products. It is a very tedious task and that's why a lot of people dont want to understand or learn financial matters.

2️⃣IMG has solved this dilemma by becoming a one-stop shop of financial services and products. BECOME YOUR OWN FINANCIAL EDUCATOR.

3️⃣Personally, IMG became my wake-up call that I should take charge of my finances.

4️⃣While we have heard a lot of horror stories of agents that got fired or ran away from their companies leaving clients clueless of what to do, IMG helps people to become their own financial experts. Being a part of IMG, you remove the middle man or agents and you take charge of your financial future. There is a difference between Financial Agents and Financial Educators. The former are after the money they will get from you, while the latter are after the learning and concepts they could share to you.

5️⃣IMG is not an insurance or investment company. It is a brokerage company that has established partnership with many financial services companies including insurance and investment companies.

6️⃣While many have misunderstood IMG as selling insurances and investment products, IMG educate people the importance of understanding financial concepts and products. When a person decides to apply what he/she has learned through IMG's trainings and lectures, IMG recommend financial products to where one can invest in through its affiliated product partners. Technically, IMG educate and only recommend just like a doctor who diagnose and recommend medicines not necessarily selling medicines.




Join the Community of Savers, Investors, Entrepreneurs, Financial Educators..

Ctto

As a Financial Literacy Advocate, eto ung pinaka-ayaw at pinakamasakit mong maririnig..

"Bakit hindi mo ako pinilit?" May sakit na ako ngayon, kung may insurance sana ako wala akong problema sa gastos.

"Bakit hindi mo ko pinilit?" Naaksidente ako at hindi ko na kayang magtrabaho. Wala na ko pagkukuhanan ng panggastos.

"Bakit hindi mo ko pinilit?" Mag aaral na nang college mga anak ko at kulang/wala kaming pagkukuhanan ng tuition.

"Bakit hindi mo ko pinilit?" Matanda na ako at hindi sapat ang ipon, aasa nalang ba ako sa mga anak ko o sa ibang tao.

Bakit hindi kita pinilit? Unang una wala namang pilitan. We dont sell, We Educate.

My Friend..Bakit hindi kita pinilit? Nagmessage po ako sayo noon, check nyo nalang po baka hindi nyo pa naseen.

Bakit hindi kita pinilit? Umiwas ka nung makakasalubong mo ako sa mall.

Bakit pa kita pipilitin? Kung alam mo ang importante sa hindi, hindi mo na kailangang pilitin.

Nakasalalay sa mga desisyon mo ngaun ang iyong kinabukasan..

Attend our FREE webinar orientation via zoom Message me for slot reservation..

Join Our Amazing Community ❤️

IMG MISSION

Kung ang asawa mo ay mas gusto gumastos kaysa magipon, ...iparehab na yan sa IMG😄😂✌

Financial Education isn't an option; it's a necessity.

‼️Financial ignorance is expensive‼️

Everyone needs Financial Education.

INTERNATIONAL MARKETING GROUP ( IMG ) will give it for FREE.

Malulugi ka pa ba sa KAISER?

👉 7 years ka lang magbabayad
👉 Lifetime Healthcare benefits
👉 20 years term life Insurance
👉 May Investment for your Retirement Fund
👉 Transferrable sa primary beneficiary

KAISER is the only HMO Company that offers Long-term Healthcare in the Philippines.

Para sakin KAISER is a Total Financial Solutions ❤️

ang puhunan para kumita ng pera. KATAWAN/KALUSUGAN
Sustainable Future - With KAISER 3 in 1.

Healthcare Fund
Protection
Retirement Fund

Get yours now!👇👇👇
https://500465ph.imgcorp.com/quote/kaiser

BAKIT MAGANDA MAG START KA NA MAG INVEST SA KAISER?🤔

GIFT FOR YOUR SELF!💝

👉Sa KAISER 7 years ka lang na mag iipon pero lifetime ang benefits kaya wala kang pera na masasayang dahil ito "Ang IPON na walang TAPON". 3 in 1 investment pa!

1. May HEALTHCARE or HMO ka.

💙May magagamit pag nagkasakit.

2. May LIFE INSURANCE ka.

💙May maiiwan na pera sa pamilya kapag kinuha ni Lord ng maaga or ma disabled.

3. May INVESTMENT ka.

💙May pera ka na magagamit sa retirement or after policy maturity dahil ang pera mo ay naka invest din sa stock market.

Start now habang bata pa at kaya mo pang mag ipon... dahil mahirap ang walang ipon lalo na sa panahon ng pagkakasakit.

Pagtanda mo ang ipon at investments mo ang siguradong magiging kakampi mo.

We can guide you how to start. Message us!

For Free Kaiser Quotation:
👉https://500465ph.imgcorp.com/quote/kaiser










📸Ctto

Your desk at work is NOT PERMANENT.

RETIREMENT needs preparation, hindi lang sa Financial aspect but also emotional din.

Most people naka tingin lang dun sa retirement money na ma tatanggap after pero hindi nag cocompute kung ano ang total needs sa buong retirement period, kaya nagiging ending is mag downgrade ng lifestyle.

Solution: Take time to Educate yourself Financially then Plan and Prepare for it.

Time is at the essence, there is no such thing as too early or too late for the preparation. It has to be as early as now.

Message me, usap tayo.

ccto

Another milestone has been reached, Congratulations IMG Campaigners!

We are grateful for this achievement for we have already reached 7 Million Filipino families in continuing our noble financial literacy mission. May this serve as a reminder to every IMG Campaigner that we will all work together to reach our goal of 30MBby2030 and that it will also act as a road map for our journey to financial freedom.

Let's continue educating the world together with our 30MBy2030 Campaign!