Finance Expert

*📢Advance Tax on Property Transfers – Tax Year 2025–26 (FBR Pakistan)*
If you are planning to buy or sell immovable property in Pakistan, understanding advance tax provisions under the Income Tax Ordinance is essential.

*Under Section 236C (Sale of Property) and Section 236K (Purchase of Property), advance tax is applicable based on:*
✔️ Taxpayer status (Filer / Late Filer / Non-Filer)
✔️ Property value slabs
✔️ Nature of transaction (Sale or Purchase)

🔎 The tax burden varies significantly depending on whether you are an active filer or a non-filer. Maintaining active taxpayer status can substantially reduce transaction costs and compliance risks.

*📌Important Update:*
Federal Excise Duty (FED) on property transfers has been abolished.

*💡Professional Insight:*
Before executing any property transfer, proper tax planning is crucial. Incorrect structuring or ignoring compliance requirements can result in heavy deductions at the time of registration.
Whether you are an investor, developer, builder, or individual

*💰Sukuk Investment? Know the Tax Rules | Section 5AA (TY 2026)*

Section 5AA governs taxation of returns on investment in Sukuks received from a Special Purpose Vehicle (SPV) or a company.

*🎯 Purpose*
To tax profit/return earned from Sukuk investments.

*👤 Who Does It Apply To?*
Companies
Individuals
Associations of Persons (AOPs)
Receiving return on Sukuks from SPV or company.

*🧮 How Is It Calculated?*
✔ Applied on the gross amount of return
✔ Rate depends on status of Sukuk holder

📊 Applicable Rates (Division IIIB – TY 2026)
🔹 25% – If Sukuk holder is a Company
🔹 12.5% – Individual/AOP if return exceeds Rs. 1 million
🔹 10% – Individual/AOP if return is less than Rs. 1 million

⚠ Not applicable if return is exempt under the Ordinance.

*📌 Key Compliance Insight*
Tax rate varies by recipient type
Threshold of Rs. 1 million is crucial for individuals/AOPs
Always compute on gross return amount

*SRB Reminder Notices – Agricultural Income Tax*

The Sindh Revenue Board (SRB) has once ag*in started issuing reminder notices for registration and compliance under the Sindh Agricultural Income Tax Act, 2025.

*If you are earning agricultural income in Sindh, ensure you have:*

Registered with SRB
Paid applicable AIT liability
Filed the required return

*Ignoring such notices may lead to penalties or further proceedings. It is always better to regularize your position before any coercive action is taken.*

*The Digital Tax "Experiment" is Hurting the Economy. Let’s Fix It Together.*

*We all want a documented economy. But the rollout of Section 6A, Section 153(2A), and the Eleventh Schedule of the Sales Tax Act has created a compliance gridlock that is suffocating Pakistan’s digital growth.*
*For the last 6 months, the entire ecosystem from small sellers to major banks has been firefighting.*

*As we approach the Federal Budget, I am requesting all to connect together to compile a Joint Industry Proposal to present to the FBR. I need your voice to make this data-backed and undeniable.*

*We are addressing the specific failures for EVERY stakeholder:*
*🛒 For Digital Sellers:* You are being taxed on Gross Value (Tax-on-Tax) with no distinction between Taxable vs. Exempt goods. Worse, the "Adjustment" tabs in IRIS were delayed for months, freezing your working capital.
*🏢 For Tier-1 Retailers:* You are already integrated via POS (0.25% tax). Yet, online sales hit you with 1-2% Income Tax WHT, in case of Sales Tax WHT of 2% which often exceeds your actual Section 8B liability. The system is literally punishing you for selling online.
*🏦 For Banks & Payment Intermediaries:* You are forced to act as "Blind Tax Officers," deducting tax without knowing if a transaction is for Pharma (Exempt) or Electronics (Taxable). You need a Real-Time Taxability API, not manual guesswork.
*🚛 For Couriers & Logistics:* You are burdened with complex split-rates (1% Digital vs 2% COD) and the impossible task of policing "Active" vs "Inactive" sellers in real-time.
*💻 For Online Marketplaces (OMPs):* You are legally barred from onboarding unregistered sellers, yet FBR offers no Bulk NTN Creation tools to help you document them.

*SECP Approves Full Digitization of Share Ownership for Unlisted Companies to Enhance Transparency and Investor Protection*

*The Securities and Exchange Commission of Pakistan (SECP) has initiated the second phase of reforms to fully digitize share ownership of unlisted companies by transitioning from physical share certificates to electronic (book-entry) form through the Central Depository System (CDS), operated by the Central Depository Company (CDC).*

*The move will eliminate risks associated with paper certificates, enable faster and more secure share transfers, and improve transparency of ownership records.*

https://youtu.be/Joh7oQWkc1w

How to Add Gift Entry in Tax Return 2025-26 | FBR IRIS 2.0 Complete Guide Are you struggling to reconcile your Wealth Statement due to an increase in assets? In this video, Muhammad Nasrullah (Finance Expert PK) explains the legal ...

Headline: ZAKAT NISAB 2026 ANNOUNCED! 🌙💰

✅ Zakat Nisab Amount: Rs. 503,529/-

Aap ke liye zaroori maloomat:

Bank Deduction: Agar 1st Ramadan (Mumkina 19 ya 20 Feb) ko aap ke Saving ya PLS account mein balance 503,529 ya us se ziada hai, to bank automatically 2.5% Zakat kaat lega.

Exemption: Agar aap ka balance is raqam se Rs1 bhi kam hai, to koi deduction nahi hogi.

How to Stop Deduction: Jo log bank se Zakat nahi katwana chahte (jo khud mustahiqeen ko dena chahte hain ya jin ka Fiqh mukhtalif hai), wo foran CZ-50 Affidavit (Zakat Declaration Form) apne bank mein jama karwaen.

Tax Benefit: Yaad rakhain, bank se katti g*i Zakat aap ke Income Tax Return mein "Deductible Allowance" ke taur par show ho sakti hai, jis se aap ka tax kam ho jaye ga.

Mera Mashwara: Aj hi apna bank balance check karain aur agar zaroorat ho to Affidavit jama karwaen!

Kia aap ne apni Zakat calculate kar li hai? Comments mein batayen agar aap ko koi masla aa raha hai!

Siasat Se Pak Tijarat: Businessman Ki Pukkar! 🤝📦

Doston, aaj Pak-Afghan border (Torkham, Chaman, Ghulam Khan) ko band huay 120 din se ziada ho chukay hain. Aik businessman aur tax consultant honay ke natay mera dil dukhata hai ye dekh kar ke:

🚫 $240 Million+ ka nuqsan ho chuka hai.
🚫 Hazaron trucks stranded hain aur karoron ka maal kharab ho raha hai.
🚫 Chaman aur Torkham ke mazdooron ke gharon mein faqa-kashi ki nobat aa chuki hai.

Mera Moaqaf (My Stand):
Siasat aur security apni jagah, lekin "Tijarat" ko in masail se alag rakhna chahiye. Jab rasta khula hota hai, to dono taraf ke logon ka choolha jalta hai. Aman (Peace) hamesha khush-haali se aata hai, bandishon se nahi.

Main hukumat aur dono mulkon ke Chambers (FPCCI & ACCI) se guzarish karta hon ke Joint Committee ke zariye jald az jald koi rasta nikala jaye taakay hum sab mil kar kaam kar saken aur apne mulk ki economy ko agay barha saken.

Aapki kia raye hai? Kia trade ko security se alag hona chahiye?

https://youtu.be/FrBKr6aywsE

Cash Business in Pakistan: How to Save Tax Legally? | FBR Guide 2026 Are you running a cash business in Pakistan and worried about FBR audits or high tax rates? In this video, we discuss how to manage a cash-based business whi...

https://youtu.be/7hC-4kZ6qro

How to Download FBR Tax Return 2025-26 & Check Submission Status in IRIS 2.0 Assalam-o-Alaikum! Kya aap ne apna tax return file kar diya hai magar download nahi kiya? Ya aap ko confirm nahi ke return submit hua hai ya nahi? In this vi...

https://youtu.be/wZycX0WBoLg

How to Save Bank Zakat 2026 ┇ CZ-50 Form Step-by-Step Guide ┇ Zakat Nisab 2026 Pakistan How to Save Bank Zakat 2026 | CZ-50 Form Step-by-Step Guide | Finance ExpertAre you worried about Zakat deduction from your savings account this Ramazan? In ...

https://youtu.be/UI0QxPyK1ZA

TikTok, Facebook & YouTube Creators Income Tax Return in Pakistan 2026 | FBR Filing Guide Are you a TikTok, Facebook or YouTube creator earning money online?Then this video is for you — because as per recent government plans and FBR discussions, d...