National Poverty Graduation Programme

upon BISP beneficiaries and leveraging the Prime Minister’s Interest-Free Loan (IFL) scheme to build a smooth ‘seamless service’ where the poorest can move out of poverty through a blended programme extending from consumption support to asset transfers to interest free loans to microcredit. The poverty graduation approach in the NPGP combines elements of three distinct approaches - social protection, livelihoods development, and financial inclusion - and draws on the most relevant aspects of these to deliver results by combining support for immediate needs with longer-term human capital and asset investments to move households out of extreme poverty and into sustainable livelihoods. The overall goal of the programme is to assist the ultra-poor and very poor in graduating out of poverty on a sustainable basis; simultaneously improving their overall food security, nutritional status and resilience to climate change. The programme will cover 21 districts in 4 provinces - Khyber Pakhtunkhwa, Punjab, Sindh and Balochistan.