HouseTalk

Diretsahin na kita: mahihirapan ka talagang ma-approve kung wala kang trabaho—lalo na sa mga housing tulad ng Neuville Townhomes.
📌 Bakit?
Kasi kahit maganda yung project (along highway, malapit sa SM Tanza, may amenities), loan-based yan.

Mag co-borrower,
Ito pinaka-common na ginagawa:
Parent, Asawa, Kapatid, Kaibigan...
👉 Combine income kayo para ma-approve

Bottom line,
Hindi impossible kahit hindi employed—pero:
👉 Kailangan mo pa rin patunayan na kaya mong magbayad

Looking ka ba ng bahay near SM Tanza?
Sa Neuville Townhomes, pasok sa convenience + lifestyle 👍

Magkano budget mo monthly?
Inquire na para malaman ang proseso😊

Kukuha ka ba kung ganito ang project?

📌 Bakit?
Kasi kahit maganda yung project (along highway, malapit sa SM Tanza, may amenities), loan-based yan:

Usually via Pag-IBIG / bank / in-house financing
May required monthly amortization (~₱19k pataas)
May required income (example: umaabot pa nga ng ~₱80k+ to ₱200k+ depende sa unit at terms)

👉 Ibig sabihin: kailangan mo patunayan na kaya mong magbayad buwan-buwan.

🧠 So anong pwede mong gawin kung hindi ka employed?
1. 💼 Magpakita ng ibang source of income

Hindi required na “employee” ka, pero kailangan may proof ka:

Freelancer (may contracts / payslips / bank statements)
Online seller / negosyo
Remittance / allowance (medyo mahirap i-approve, pero possible sa in-house)

👉 Basta may consistent income proof

2. 👨‍👩‍👧‍👦 Mag co-borrower

Ito pinaka-common na ginagawa:

Parent
Asawa
Kapatid

👉 Combine income kayo para ma-approve

3. 🏦 In-house financing muna

Mas flexible sila kaysa bank/Pag-IBIG:

Minsan kahit hindi regular employee, tinatanggap
Pero mas mataas interest
4. ⏳ I-hold muna / mag-ipon

Real talk: kung wala talagang income ngayon…

👉 Mas safe maghintay kaysa mapilit at mabaon sa utang

Pwede mong gawin:

Mag-ipon ng mas malaking downpayment
Maghanap muna ng stable income
Balikan mo yung unit kapag ready ka na
⚠️ Importante malaman

May mga buyers din na nag-struggle sa process (lalo na sa loan approval at turnover), base sa feedback online—kaya mas okay na financially ready ka bago pumasok.

💬 Bottom line

Hindi impossible kahit hindi employed—pero:

👉 Kailangan mo pa rin patunayan na kaya mong magbayad
👉 Kung wala talaga income ngayon, hindi pa timing kumuha

Kung gusto mo, pwede kitang tulungan mag-compute:

Magkano sahod kailangan mo
Kaya ba sa budget mo
O anong mas realistic na option mo ngayon

Sabihin mo lang income mo (kahit estimate), tapos i-breakdown natin.

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Cheers to a brand new year filled with hope, grace, and new beginnings 🥂

“For I know the plans I have for you,” declares the Lord,
“plans for welfare and not for evil, to give you a future and a hope.”
— Jeremiah 29:11 (ESV)

🙏🏻🙏🏻🙏🏻

𝐍𝐞𝐮𝐯𝐢𝐥𝐥𝐞 𝐓𝐨𝐰𝐧𝐡𝐨𝐦𝐞𝐬
📌Brgy Sanja Mayor, Tanza, Cavite (1 Ride FROM MANILA, 45 minutes only From Manila, ALONG HIGHWAY, Super Lapit sa Major Establishments)

𝐀𝐬𝐭𝐫𝐢𝐝 𝐌𝐨𝐝𝐞𝐥 𝐔𝐧𝐢𝐭
2 Storey Townhouse
👉Floor Area: 60.40 sqm
👉Lot Area: 52 sqm
👉3 Bedrooms
👉2 Toilet and Bath
👉With Big Parking Space
👉𝐂𝐨𝐦𝐩𝐥𝐞𝐭𝐞 TURNOVER

𝐅𝐑𝐄𝐄 𝐈𝐍𝐒𝐓𝐀𝐋𝐋𝐀𝐓𝐈𝐎𝐍 !!!

✅Water Connection
✅Electric Connection

𝐅𝐑𝐄𝐄 !!! ( Bank Financing )
✅Transfer of Title
✅Bank Charges

😆😆😆