FUNDation

As always Lord, all praises and highest glory are Yours forever 🙏🙌

I know the plans I have for you, says the Lord. Plans for good and not for evil, to give you a future and a hope. (Jer 29:11)
We don't know what the future holds but we know who holds the future.

First, sina Toni Fowler. Ngayon sina Whamos naman.

Most vloggers availed Sun Life Insurance tulad ni Whamos. Why?

Dahil alam nila na ang income ay hindi FOREVER.
Tulad natin, kahit anong industry ka pa, empleyado, self employed or business owner man, kelangan natin ng INSURANCE.

Proteksyon mo ito.. Income Continuation para sa pangarap mo sa family mo.

To know more about our Sun Life products message me 😊

✨ PLATINUM ✨

YES! Sun Life bags highest honor in trusted brand awards 😮😮😮

For the fourth year in a row, Sun Life of Canada (Philippines) Inc. was bestowed the highest honor in the Trusted Brand Awards, bagging the Platinum Award in the Life Insurance category 👏👏👏

🔑 If you are looking for the BEST Insurance and Fund Management company for your financial security, Be a Sun Lifer soon. Let me help you today, message now!

Tony Gordon on Life Insurance:

Client: I don't believe in life insurance.

Reply: You don't have to believe in life insurance. It is not a religion.

Life insurance is just risk management. WE TRANSFER THE RISK FROM FAMILIES WHO CANNOT AFFORD IT, TO INSURANCE COMPANIES WHO CAN.

That's all it is. At your age, for every hundred people insured, one will die this year. And the insurance companies will not care if you're the one, because the other 99 will still keep on paying the premium. They've lost only 1%. But if you're the one, the loss to your family is 100%. It's just risk management.

We are not just working hard, we play hard as well 🎳

𝗧𝗛𝗘 𝗡𝗲𝘅𝘁 𝗠𝗼𝗻𝘁𝗵 𝗖𝘆𝗰𝗹𝗲

𝗝𝗮𝗻𝘂𝗮𝗿𝘆: 'Di pa ako kukuha ng plan kasi nagbabawi pa ako nung gastos nung pasko. Next month na lang.

𝗙𝗲𝗯𝗿𝘂𝗮𝗿𝘆: 'Di pa rin ako nakabawi nung gastos nung pasko. Tapos may pa-Valentines pa 'ko. Next month na talaga.

𝗠𝗮𝗿𝗰𝗵 - 𝗔𝗽𝗿𝗶𝗹 : Nakabawi naman na kaso yung budget ko ngayon para na sa bakasyon naming pamilya. Balikan kita pagbalik namin, mga next month.

𝗠𝗮𝘆: Naku, alam mo naman galing kami bakasyon kaya walang natira. Balikan mo ako by next month. Promise!

𝗝𝘂𝗻𝗲 - 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿: Naku baka by next next month na kasi nag bayad ako matrikula. Dami pa rin gastos eh!

𝗢𝗰𝘁𝗼𝗯𝗲𝗿- 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿: Hintayin ko lang bonus namin para sure na. Next month na 'yon!

𝗗𝗲𝗰𝗲𝗺𝗯𝗲𝗿: Naku baka next year nalang kasi nakalaan na ung pera ko sa pasko.

𝗟𝗲𝘀𝘀𝗼𝗻: Hindi ka makakaipon or makakapagsimulang mag-invest kung palagi kang merong dahilan. Hindi nawawala ang gastos. Ang kailangan natin baguhin ay yung mindset at disiplina natin sa paggastos at pag-manage ng ating pera.

𝗡𝗢 𝗡𝗘𝗘𝗗 𝗧𝗢 𝗦𝗧𝗔𝗥𝗧 𝗕𝗜𝗚; 𝗬𝗢𝗨 𝗝𝗨𝗦𝗧 𝗛𝗔𝗩𝗘 𝗧𝗢 𝗦𝗧𝗔𝗥𝗧 𝗡𝗢𝗪. ✨



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HINDI LAHAT NG GUSTO MO MAKUKUHA MO.‼️
KUNG KELAN GUSTO MO NA, SAKA MAY PROBLEMA.‼️

Ito yon oh, nag mag reach out sa'yo ang advisor mo, nakipagusap ka naman nakipag coffee ka pa nga eh. and lahat ng coverage and benefits na explain ng maayos, ang sabi mo hintayin mo lang ang budget mo at mag start ka na.

F.A. : Hi, kumusta, ok na ba pwede na tayo magstart?
Client: Sorry friend may palabas na new Iphone sakto yong budget ko after nito balikan kita gustong gusto ko kc ito.
F. A. : Ok cge, sabi mo yan ah. Let me know ha.kc next month di ba birthday mo na. kapag naglagpas yon alam mo na dagdag amount ulet.
Client: Oo friend basta mag reach out ako sayo.
F.A.: Follow-up (this person is unavailable on Mesenger) after few months. nag message si Client.
Client: Friend pwede na ako mag start. nagpa check up kc ako may na detect saken. so pwede pa ba ako....?
F.A. Ok cge friend try natin. peru di ko makapag promise sayo ah.

PF: application ng client kaso POSTPONED ang result.

Ang laking bagay talaga ng age and health condition sa evaluation ng insurance. after 3 months pa ulet pwede mag re apply. Hihintayin pa ba natin mangyari ito?
Ikaw na nagbabasa nito, baka pwede huwag ka ng magisip ng isang libong beses para ma insure ka habang bata ka pa. Hindi kami nandito para lang magbenta. nakakalungkot lang na nilapitan ka namin peru nag doubt ka.

"𝗗𝗜 𝗞𝗢 𝗡𝗔𝗠𝗔𝗡 𝗞𝗔𝗜𝗟𝗔𝗡𝗚𝗔𝗡 𝗡𝗚 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘"
Just because you don't appreciate it today, doesn't mean you won't need tomorrow. It's easy to take insurance for granted until something happens.

ACT NOW!
The future is unsure. Message na 🌞

Credit to Ms May

MAS MABUTI NG MAKAPAGHANDA KA NG MAS MAAGA KESA MAGHABOL KA PERU WALA NA PAGASA.

Dalawang klase ng client na nakakausap ko kapag usapang life insurance.

BATA; HEALTHY; MAY TRABAHO
- Bata pa naman ako, kaya pa yan soon. Next time siguro.
- Healthy ako, hindi ko pa yan need.
- Covered pa naman ako ng company ko.
- May pinag-iipunan kasi ako ngayon, sale yung ticket papuntang ganito. Release ng Iphone next month kaya nakatabi na yung savings ko.

MAY EDAD; NAGKASAKIT; WALA NG TRABAHO
- Bakit ang mahal?
- Hindi ba pwede consider?
- Wala na akong income, wala nadib akong coverage.
- Kulang na yung savings ko para sa gamot at treatment.

Oras ang kalaban namin para ipa-realize sayo ang halaga ng pagkakaroon ng insurance policy habang maaga pa. Dahil kapag dumating ang panahon na insurance na mismo ang humindi sayo, wala ng insurance protection na aalalay sayo. 🥺

Life insurance is actually a product that basically protects a family which has lost either a breadwinner or a loved one. And the purpose of buying life insurance is quite simple. It’s about protecting income in case a person passes away.

So let’s say for example. Let’s look at a family - A husband, wife, two children where the husband is a breadwinner. If the husband passes away, the wife and the children need to still continue living their life. Now there are two things that will happen:

✅ Number one, they’ve lost a loved one.
✅ Number two, they’ve lost the income that that person was generating for the family.

Emotional Loss is very difficult to replace but it’s something that’ll take time to heal. However, if you additionally have a Financial Loss, when someone passes away, it takes a LONGER time to recover from that. And the simplest way to handle that is to buy Life Insurance.

When a person passes away, the family continues to get the income that that person would have otherwise generated for the family. So. Life insurance is a very simple product. It’s a contract between the insurance company and the person that if something happened to that person, the family would continue to get his or her income for the rest of their lives.

The second purpose of buying life insurance is to CANCEL LIABILITIES. So let’s say you have a liability like a mortgage. Now when a person passes away, the asset will either be taken over by the bank or the insurance company could cancel that mortgage payment. So the insurance company would pay off the liability and cancel it. So all liabilities can be protected by using life insurance in the event that someone passes away.

Although there are many types of insurance but there are TWO primary types: WHOLE LIFE and TERM. Life Insurance can be quite a complicated subject if you don’t spend time understanding it. It will be best if you can reach out to a financial advisor to understand how insurance can help protect you financially.