Coaching your Finances with Joy
Life Insurance with Investment Components
07/11/2025
Are you looking for a meaningful career with unlimited growth and income potential?
Weโre looking for passionate, driven, and goal-oriented individuals to join our Sun Life team.
Letโs build a career that empowers others and transforms your future. ๐
Send me a message today and take the first step toward your brighter life!โ
31/10/2025
โ๏ธ๐๐๐ ๐๐๐๐๐๐๐ ๐๐๐๐๐โผ๏ธโ๏ธ
๐ฃ๐บ๐ฎ๐ ๐ฝ๐ฟ๐ฒ-๐ฒ๐
๐ถ๐๐๐ถ๐ป๐ด, ๐ต๐ฒ๐ฎ๐น๐๐ต ๐ต๐ถ๐๐๐ผ๐ฟ๐ ๐ผ ๐บ๐ฎ๐ถ๐ป๐๐ฒ๐ป๐ฎ๐ป๐ฐ๐ฒ ๐ธ ๐ป๐ฎ ๐ฏ๐ฎ?
๐ฃ๐๐ผ๐ ๐๐ฎ๐ป๐ ๐น๐ถ๐ณ๐ฒ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ ๐ณ๐ผ๐ฟ ๐๐ผ๐๐ฟ ๐ฝ๐ฎ๐ฟ๐ฒ๐ป๐๐ ๐ฎ๐ด๐ฒ๐ ๐ฑ๐ฌโ๐ณ๐ฌ?
๐Good news! Introducing ๐๐ฎ๐ง ๐๐ข๐๐ ๐๐๐ฌ๐ฒ๐๐ข๐ง๐ค ๐๐ซ๐จ๐ญ๐๐๐ญ... a plan that lets your money protect and grow! ๐
๐๐ข๐ ๐ก๐ฅ๐ข๐ ๐ก๐ญ๐ฌ:
โผ๏ธ๐๐จ ๐ฆ๐๐๐ข๐๐๐ฅ ๐๐ฑ๐๐ฆ ๐ง๐๐๐๐๐โผ๏ธ
โ
๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐!
โ
๐๐ข๐๐๐ญ๐ข๐ฆ๐ ๐๐จ๐ฏ๐๐ซ๐๐ ๐ ๐ฎ๐ฉ ๐ญ๐จ ๐๐ ๐ ๐๐๐
โ
๐๐ง๐ฏ๐๐ฌ๐ญ๐ฆ๐๐ง๐ญ-๐ฅ๐ข๐ง๐ค๐๐ ๐ฐ๐ข๐ญ๐ก ๐ฌ๐ฉ๐๐๐ข๐๐ฅ ๐๐จ๐ง๐ฎ๐ฌ๐๐ฌ
โ
๐
๐ฅ๐๐ฑ๐ข๐๐ฅ๐ ๐ฉ๐๐ฒ๐ฆ๐๐ง๐ญ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ
๐ฐ Secure your familyโs future and grow your fund.
๐ Letโs make your money work while you sleep.
๐ฑ Because smart protection today is financial freedom tomorrow.
Can apply ages 0-70! ๐ฉ
Thank you Sun Life, Answered Prayer tlaga itong plan. Affordable kahit may edad, at kahit may maintenance medicine na, kahit high risk occupation, approved kaagad ang application!
Message me now for your FREE quote and consultation!
15/06/2024
LIFE INSURANCE POLICY APPROVED ๐
Congratulations my dear client and Welcome to a Brighter Life!โ๏ธ
Another family has been insured!
She is my orphan client, ang unang policy ni Ma'am ay Educational Funding for his Son, and now finally, si Ma'am naman ang insured, VUL Plan with Critical Illness Benefit.
Gusto mo na din ba ng peace of mind at maagang investment? Let me help you to achieve your Financial Goal๐ช
Tara Usap Tayoโ
Your Partner for Life,
Joy-Racel Perez โจ
10/06/2024
Thank you Lord ๐๐๐
Secured 1 precious life today via E-App
Congratulations my dear client and Welcome to a Brighter Life โ๏ธ
Si Ma'am ay isa sa aking orphan client, as I reviewed her policy, ang insured d2 ay ang kanyang anak for educational funding, kaya inadvise ko sya na dapat sya mismo ay insured dahil xa ang bread winner ng pamilya. Ngunit sabi nya s kin "Mam Joy baka di na kaya ng budget kung kukuha p ko ng bagong plan" kaya ngconduct kmi ng financial analysis para macheck nmin kung anong plan ang fit para s kanya๐ Tuwang tuwa c Ma'am at finally nakapagstart xa khit maliit๐
Kukurot ka lng, OK lng ung maliit ang mahalaga umuusad๐
Ikaw, gusto mo din bang isecure ang future mo at ng pamilya mo?
Tara, usap tau!
Just send me a msg:
Joy-Racel Perez
Your partner's for life
07/02/2024
Join Our Team!
IC EXAM Schedule this Month of March!
March 2, 2024, at Lucena City, Quezon
March 2, 2024, at Lipa City, Batangas
March 16, 2024, at San Pablo City, Laguna
Start a new career as a Sun Life Financial Advisor and be part of the NUMBER 1 Insurance Company in the Philippines
ENJOY THESE BENEFITS:
Flexible Work Schedule
Personal and Professional Growth
Travel Incentives
Can be done full-time or part-time.
Email your CV/Resume:
[email protected]
Sun Life Financial Philippines
05/02/2024
๐๐๐ ๐๐๐ ๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐ ๐๐ ๐๐๐ ๐๐๐
๐ ๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐?
Me: Lahat ng plans ni Sun Life ay maganda, created with different GOALS, LIFE STAGES, and NEEDS.
So, it depends on your goal in getting an insurance plan.๐
Ano man ang reasons or needs kung bakit gusto mo ng insurance, may suitable Sun Life policy na pwede sa iyo at sa mga loved ones mo. ๐
โพ๏ธ ๐๐ข๐๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐ฐ๐ข๐ญ๐ก 100% ๐๐๐ฅ๐ข๐ค ๐ง๐ ๐๐๐ฉ๐ข๐ญ๐๐ฅ?
๐
Sun Acceler8
๐
Sun Wealth Prime 7
โพ๏ธ๐๐ข๐๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐ฐ๐ข๐ญ๐ก ๐ ๐ฎ๐๐ซ๐๐ง๐ญ๐๐๐ ๐๐๐ฌ๐ก ๐ฉ๐๐ฒ๐จ๐ฎ๐ญ ๐๐จ๐ซ ๐ฅ๐ข๐๐?
๐
Sun Smarter Life Elite
โพ๏ธ ๐๐๐๐จ๐ซ๐๐๐๐ฅ๐ ๐ฅ๐ข๐๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐?
๐
Sun Safer Life
๐
Sun Start Up
๐
SunLife Assure
โพ๏ธ ๐๐ข๐๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐ง๐ ๐ข๐ง๐ฏ๐๐ฌ๐ญ๐ฆ๐๐ง๐ญ-๐ฅ๐ข๐ง๐ค๐๐?
๐
Sun Maxilink Prime
โพ๏ธpero ๐ฅ๐ข๐ฆ๐ข๐ญ๐๐ ๐ฉ๐ ๐๐ง๐ ๐๐ฎ๐๐ ๐๐ญ?
๐
Sun Flexilink
๐
Sun Maxilink100
โพ๏ธ ๐๐๐ฎ๐๐๐ญ๐ข๐จ๐ง๐๐ฅ ๐๐ฎ๐ง๐ para sa mga anak mo?
๐
Sun Smarter Life Elite (with guaranteed cash benefits)
๐
Sun Dream Achiever
๐
Sun Maxilink Bright (investment-linked)
โพ๏ธComprehensive ๐ก๐๐๐ฅ๐ญ๐ก ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ that covers 114 critical illnesses?
๐
Sun Fit and Well and Sun Fit & Well Plus/Advantage
โพ๏ธfor ๐ฌ๐๐ง๐ข๐จ๐ซ ๐ฉ๐๐ซ๐๐ง๐ญ๐ฌ ๐๐ง๐ ๐ ๐ซ๐๐ง๐๐ฉ๐๐ซ๐๐ง๐ญ๐ฌ?
๐
Sun Senior Care
โพ๏ธKung gusto mo na insured ang female family members nyo na specific sa ๐๐๐ฆ๐๐ฅ๐ ๐๐ซ๐ข๐ญ๐ข๐๐๐ฅ ๐ข๐ฅ๐ฅ๐ง๐๐ฌ๐ฌ ๐๐ง๐ ๐ฆ๐๐ญ๐๐ซ๐ง๐ข๐ญ๐ฒ ๐๐๐ง๐๐๐ข๐ญ๐ฌ?
๐
Sun Maiden / Sun Maiden Plus
THE BEST INSURANCE POLICY IS
1. ๐๐ก๐ ๐ฉ๐จ๐ฅ๐ข๐๐ฒ ๐ญ๐ก๐๐ญ ๐ฒ๐จ๐ฎ ๐๐๐ง ๐๐๐๐จ๐ซ๐.
2. ๐๐ก๐ ๐ฉ๐จ๐ฅ๐ข๐๐ฒ ๐ญ๐ก๐๐ญ ๐ฉ๐ซ๐จ๐ฏ๐ข๐๐๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐ง๐๐๐๐ฌ.
๐๐๐ฅ๐ค ๐ญ๐จ ๐ฒ๐จ๐ฎ๐ซ ๐ญ๐ซ๐ฎ๐ฌ๐ญ๐๐ ๐
๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐๐๐ฏ๐ข๐ฌ๐จ๐ซ ๐ญ๐จ๐๐๐ฒ!
๐๐จ๐จ๐ค๐ข๐ง๐ ๐๐จ๐ซ ๐จ๐ง๐? ๐๐๐ง๐ ๐ฆ๐ ๐ ๐ฆ๐๐ฌ๐ฌ๐๐ ๐! ๐
Joy-Racel Perez
๐๐ข๐ ๐ฟ๐๐๐ ๐ฟ๐๐๐๐๐ ๐๐ ๐น๐๐๐๐๐๐๐๐ ๐ด๐๐ฃ๐๐ ๐๐
03/02/2024
Thank you Lord for today๐
Unexpected appointment
9:30am ngchat c client, nag inquire sya kung ano ung plan para sa tulad nyang OFW, then nagsend ako sa kanya ng nga option na bagay sa kanya. Since afternoon p naman ang aking appointment and same location lng kmi we decided to meet up para mas maexplain ko ng maayos ung mga plan ni Sun Life.
My client is a friend of mine since 2012, isa xang OFW from South Korea, nasa abroad p lng c client inapproach ko n xa. Like other client, seen zone lng ako๐ Its ok, kc possible busy lng tlga xa. As per him, di p lng tlga xa makadecide kc alam nyang di p pwede mag apply once nasa abroad p ung applicant.
At ngaung nagbakasyon xa s Pinas, ngdecide n xang kumuha ng Life Insurance. Para s kanya hindi nman natin alam ang mangyayari s mga susunod n araw, iba n ang handa at protected.
Thank you Sir for the trust๐
Congratulations and Welcome to a Brighter Lifeโ๏ธ
Ikaw gusto mo dn b ng security?
Msg mo lng ako, usap tau๐
Your Partner's for Life,
Joy-Racel Perez
Licensed Financial Advisor
Sunlife of Canada Phil. Inc.
30/11/2023
Happy payday! SunSon is asking how will you spend your sweldo?
We are here to remind you to stay on a budget and spend within your means to avoid debts. Remember to always prioritize the essentials first! ๐
READ MORE https://sunlife.co/financial-sustainability
30/11/2023
"๐๐ข๐๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐๐ข๐๐ ๐ฉ๐๐ง๐ ๐๐๐๐๐ ๐ฅ๐๐ง๐ ๐ฒ๐๐ง?"
Life insurance depending on its TYPE and your PURPOSE can serve you in many different ways and hindi lang for death or Funeral expenses.
๐๐๐ซ๐ฌ๐จ๐ง๐๐ฅ๐ฅ๐ฒ, ๐ ๐ ๐จ๐ญ ๐ฅ๐ข๐๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐๐๐๐๐ฎ๐ฌ๐ ๐จ๐ ๐ญ๐ก๐ ๐๐๐ ๐ ๐ซ๐๐ฌ๐ฎ๐ฅ๐ญ.
1. Burial & Funeral expenses - Mahal magpalibing at mamatay, gusto ko pa naman Rose Gold yung casket ko. Chariz. But seriously, What if I get sick and my health insurances are not enough? My life insurance can cover the rest as part of my final expenses.
2. Transfer of wealth - I am believer of "If you don't come from a rich family. A rich family must come from you". I am working hard, saving and investing hard not just for me, but to pass on the wealth to the generations after me. Dapat yung anak or apo ko tipong Small Laude!
3. Replace Lost Income - As we mature, we eventually become a bread winner. Imagine losing your parents or your sibling that provides for the family? Scary! I want my family to still enjoy life instead of suffering because I am no longer able to support them.
4. Supplement Retirement Income - Lastly, If I get too old, I can be a rich old grandma. Touring the world and nagpapamudmod ng blue bills to my family.
In the future, my needs and purpose of being insured will change and I am excited about how my life insurance plans can still be useful to those needs!
Curious how insurance can serve you in the future? Send me a message so I can guide you through making the most of your insurance policies!
Ctto:
23/11/2023
Ano man ang life stage mo โ dapat may plano para sa sarili, sa partner, at sa pamilya mo! ๐
Ctto
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