MAGAWIN Realty

🏡”Pasalo” or “assume balance” deals are common in real estate in the Philippines, but they are often not recommended - especially for buyers - due to several risks and complications. Here’s a clear breakdown:

❌ 𝗪𝗵𝘆 𝗣𝗮𝘀𝗮𝗹𝗼 𝗼𝗿 𝗔𝘀𝘀𝘂𝗺𝗲 𝗕𝗮𝗹𝗮𝗻𝗰𝗲 𝗶𝘀 𝗡𝗼𝘁 𝗥𝗲𝗰𝗼𝗺𝗺𝗲𝗻𝗱𝗲𝗱:

1. No Legal Transfer of Ownership
• In most cases, the title and official ownership remain under the original buyer’s name (the one who took out the loan).
• You’re paying for a property that isn’t legally yours unless the original buyer officially transfers it - which may not happen, or may take years.

2. Bank May Not Recognize You
• Unless the bank agrees to a loan assumption (which is rare), the bank holds the original borrower accountable, not you.
• If the borrower defaults, you suffer.

3. Risk of Scams
• Some people do pasalo even if they’re not the real owner or are hiding existing legal problems (e.g., mortgage arrears, foreclosure threats).
• There’s no legal protection if they suddenly disappear or stop cooperating.

4. Difficult to Resell or Use as Collateral
• You cannot easily sell or mortgage the property since it’s not officially in your name.
• This limits your future options and reduces the investment value.

5. Possible Legal Problems
• Disputes can arise over payments, taxes, or possession.
• You may have trouble proving your right to live in or claim the property.

6. Not Recognized in Court (Unless Documented Properly)
• Most pasalo agreements are informal and may not hold up in court.
• Even notarized contracts are weak if the title and loan are not transferred properly.

✅ 𝗪𝗵𝗲𝗻 𝗜𝘁 𝗠𝗶𝗴𝗵𝘁 𝗕𝗲 𝗔𝗰𝗰𝗲𝗽𝘁𝗮𝗯𝗹𝗲: (𝗕𝘂𝘁 𝗦𝘁𝗶𝗹𝗹 𝗥𝗶𝘀𝗸𝘆)
▪️If it’s done through proper” bank-approved loan assumption (with credit checking and full documentation).
▪️If you hire a real estate lawyer to ensure all paperwork is legal and protects you.

✅ 𝗪𝗵𝗲𝗻 𝗜𝘀 𝗜𝘁 𝗔𝗰𝗰𝗲𝗽𝘁𝗮𝗯𝗹𝗲:
▪️If the property is not yet financed (still under the developer and not yet mortgaged to a bank), and the developer allows transfer of rights.

💡 Real Talk for Buyers and Sellers:
Pasalo may look cheap and convenient, but if it’s not done right—it can cost you peace of mind, your money, or even your dream home.

📣🏡HOUSE AND LOT FOR SALE🏡

🌞 READY FOR OCCUPANCY!
🚫 LOW DOWNPAYMENT
📍 OVERLOOKING SUBD IN CUPANG ANTIPOLO, 5 MINS TO SSS MARIKINA
🏠 LAST 1 UNIT AVAILABLE!

✨ FEATURES:
✅ 4 Bedrooms
✅ 3 Toilet & Bath
✅ Spacious Living & Dining Area
✅ 1-Car Garage with Own Gate
📐 Lot Area: 70 sqm | Floor Area: 140 sqm

✅ Flood-Free | Prime Location | Fast Bank Approval
📍 Perfect for growing families or future investment!

PM me for more details😊

Tagaytay Airbnb | Staycation | Long-term
Cool Suite ~₱2,200/night

What we offer:
✅1-Bedroom unit with a balcony
✅Perfect for 2 guests (can accommodate up to 3 with a sofa bed)
✅Basic kitchen appliances and utensils
✅Hot shower
✅Access to amenities

Prime location – walking distance to:
📍Restaurants
📍Bars
📍Coffee shops
📍Spa and salon
📍Convenience store

Kindly note:
If you encounter any issues during your stay, please message me first.
I am happy to resolve them before you leave a review. Im always open to feedback and suggestions to serve you better.
Your comfort is our priority.

Recommendations are greatly appreciated! 🥰

Palm Beach Villas, Boracay Tower, Macapagal Avenue Roxas Blvd, Pasay City

Unit Number: 𝟔𝐋

• 2 Bedrooms with Balcony
• Fully Furnished
• With Own Parking Lot @𝟐𝐧𝐝 𝐅𝐥𝐨𝐨𝐫
• Infront of 𝐌𝐚𝐥𝐥 𝐎𝐟 𝐀𝐬𝐢𝐚
• Beside of 𝐓𝐨𝐲𝐨𝐭𝐚 𝐌𝐚𝐧𝐢𝐥𝐚 𝐁𝐚𝐲

- 8M Unit
-1M Parking
———
9M negotiable

❗HURRY LAST UNIT AVAILABLE❗

➡️ TESTED BY UNDOY, ULYSSES & CARINA, 💯 FLOOD FREE AREA

✨ BRAND NEW TRIPLEX UNITS TWO STOREY WITH ROOFDECK WITH OVERLOOKING VIEW FOR SALE

✨ Ready for Occupancy...

🔍 Location: Panorama Hills Subdivision Cupang Antipolo City
▪️Accessible to all Major Establishment and Public Transpo.
▪️💯 Flood Free Area
▪️ Inside Gated Guard Subdivision
▪️Boundary of Cupang Antipolo City and Marikina City
▪️Minutes to drive going to Lilac Street Marikina
▪️Near in Panorama Terminal
▪️Minutes going to SM Cherry, SM Masinag & LRT Masinag Station

🏠 House Features:
▪️3-4 Bedrooms with Built In Cabinet
▪️3 Toilet and Bath
▪️1 Powder Room
▪️Service Area / Laundry Area
▪️1-2 Car Garage Gated
▪️Living, Dining Area
▪️Kitchen Area with Cabinet
▪️With Roof Deck / Balcony

✅ ALL-IN TO YOUR CONTRACT PRICE
✅ NO MOVE IN FEE
✅ NO MISC. FEE
✅ NO HIDDEN CHARGES
✅FREE INCLUSIVE TO YOUR CONTRACT PRICE (CGT, TRANSFER OF TITLE AND WATER & MERALCO) - SHOULDER TO THE SELLER
✅ ONLY BANK CHARGES ARE SHOULDER TO THE BUYER
✅ HASSLE FREE TRANSACTION
✅ FREE BANK HOMELOAN ASSISTANCE
✅ FAST TRANSACTION

🏡 UNIT 1: AVAILABLE - SOLD
🔑 Lot Area: 67 sqm.
🔑 Floor Area: 115sqm.

🏡 UNIT 2: AVAILABLE - MIDDLE
🔑 Lot Area: 65sqm.
🔑 Floor Area: 110sqm.

🏡 UNIT 3: ( With Lanai ) - SOLD
🔑 Lot Area: 77sqm.
🔑 Floor Area: 120sqm.

💰 ASKING PRICE: ₱6.5M ONLY
💰 RESERVATION: ₱50K
➡️ NO DOWN PAYMENT
➡️ 90% APPROVAL ON OUR ACCREDITED BANK POSSIBLE NO DOWN PAYMENT

90% BANK FINANCING / ESTIMATED COMPUTATION (₱5,850,000)
▪️20 Years - ₱48,931.74
▪️15 Years - ₱55,905.65
▪️10 Years - ₱70,976.64

� Townhouse for Sale �
5 MINS TO RANCHO MARIKINA
7 MINS TO LILAC MARIKINA
Brgy. Cupang Antipolo City
(Boundary of Marikina and Antipolo)

�Ready for Occupancy
�Flood-Free
�Inside Subdivision
�Overlooking View
�Completely Finished
�3 Storey with Roofdeck
�Cash or Bank Financing
�All in, No Miscellaneous Fee
�Free Transfer of Title

� House Features �
�One Car Garage (Gated)
�Spacious Living Room
�Kitchen with Cabinets
�Toilet/Powder Room (1st floor)
�Maid's Room/Quarter
�Outdoor Kitchen/Laundry Area
�3 Bedrooms with Built-in Cabinets/Closets
(Master's Bedroom with Terrace)
�Full Toilet and Bathroom (2nd floor, Complete Accessories)
�Rooftop Area (Spacious, with Sink/Wash Area)
�Toilet Room (Rooftop Area)

Unit A
�Lot Area: 67sqm
�Floor Area: 115sqm
TOTAL CONTRACT PRICE: P7,850,000
20% Downpayment: P1,570,000
Reservation Fee: P50,000
Net DP: P1,520,000
6 months to pay: P253,333.64
80% Balance: P6,280,000 (Bank Financing)
�20 Years: P52,528.45/month
�15 Years: P60,014.98/month

PM ME OR CALL/VIBER 09209282727

Preselling Duplex - 2025 Turnover
Unit available: 6-B (Right Side)

🏡House Details:
3 Bedrooms
2 Toilet and Bath
1 Powder Room
1 Car Garage

LA: 70 sqm
FA: 140 sqm

✅TCP: 6,000,000.00
10% DP: 600,000.00
DP TERMS PAYABLE IN 6 MONTHS: 100,000.00
1ST MONTH represented as RESERVATION FEE
2ND to 6th MONTHS - PDC

BALANCE: 5,400,000.00
20 YRS: 45,167.76
15 YRS: 51,605.21
10 YRS: 65,516.90

‼️NO BAHA, MATAAS ANG SUBDIVISION‼️

❗️HURRY LAST UNIT AVAILABLE❗

➡️ TESTED BY UNDOY, ULYSSES & CARINA, 💯 FLOOD FREE AREA

✨ BRAND NEW TRIPLEX UNITS TWO STOREY WITH ROOFDECK WITH OVERLOOKING VIEW FOR SALE

✨ Ready for Occupancy...

🔍 Location: Panorama Hills Subdivision Cupang Antipolo City
▪️Accessible to all Major Establishment and Public Transpo.
▪️💯 Flood Free Area
▪️ Inside Gated Guard Subdivision
▪️Boundary of Cupang Antipolo City and Marikina City
▪️Minutes to drive going to Lilac Street Marikina
▪️Near in Panorama Terminal
▪️Minutes going to SM Cherry, SM Masinag & LRT Masinag Station

🏠 House Features:
▪️3-4 Bedrooms with Built In Cabinet
▪️3 Toilet and Bath
▪️1 Powder Room
▪️Service Area / Laundry Area
▪️1-2 Car Garage Gated
▪️Living, Dining Area
▪️Kitchen Area with Cabinet
▪️With Roof Deck / Balcony

✅ ALL-IN TO YOUR CONTRACT PRICE
✅ NO MOVE IN FEE
✅ NO MISC. FEE
✅ NO HIDDEN CHARGES
✅FREE INCLUSIVE TO YOUR CONTRACT PRICE (CGT, TRANSFER OF TITLE AND WATER & MERALCO) - SHOULDER TO THE SELLER
✅ ONLY BANK CHARGES ARE SHOULDER TO THE BUYER
✅ HASSLE FREE TRANSACTION
✅ FREE BANK HOMELOAN ASSISTANCE
✅ FAST TRANSACTION

🏡 UNIT 1: AVAILABLE - SOLD
🔑 Lot Area: 67 sqm.
🔑 Floor Area: 115sqm.

🏡 UNIT 2: AVAILABLE - MIDDLE✅️✅️✅️
🔑 Lot Area: 65sqm.
🔑 Floor Area: 110sqm.

🏡 UNIT 3: ( With Lanai ) - SOLD
🔑 Lot Area: 77sqm.
🔑 Floor Area: 120sqm.

💰 ASKING PRICE: ₱6.5M ONLY
💰 RESERVATION: ₱50K
➡️ NO DOWN PAYMENT
➡️ 90% APPROVAL ON OUR ACCREDITED BANK POSSIBLE NO DOWN PAYMENT

90% BANK FINANCING / ESTIMATED COMPUTATION (₱5,850,000)
▪️20 Years - ₱48,931.74
▪️15 Years - ₱55,905.65
▪️10 Years - ₱70,976.64

PM ME OR CALL/VIBER 09209282727