IPGROUP

𝗩𝗔𝘀, 𝘆𝗼𝘂 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹𝘀, 𝗮𝗻𝗱 𝗽𝗮𝗿𝗲𝗻𝘁𝘀: everything is becoming more expensive everywhere, don't let one unexpected illness wipe out your hard-earned savings.

Protect your health and your wealth with a comprehensive HMO plan. For as low as ₱4,573 quarterly, get a medical safety net that covers:

✅ Inpatient & Outpatient Care
✅ Emergency & Labs
✅ Annual Physical Exams

Message us to compare your options from top HMO providers.
📱 0917 327 2121
📧 [email protected]
🌐 www.ipgroup.ph/hmo

As breadwinners, a sudden illness is the biggest threat to our hard-earned savings.

Having an HMO means you don’t have to choose between your family's health and your life savings.

Message us to compare your options from top HMO providers.
📱 0917 327 2121
📧 [email protected]
🌐 www.ipgroup.ph/hmo

💙🧡💙🧡

As healthcare costs continue to rise, companies are looking for smarter ways to protect their employees while managing benefits sustainably. In response to this challenge, iCare HMO has partnered with AXA Philippines, a worldwide leader in insurance, to integrate Group Term Insurance into select iCare corporate HMO plans. The enhanced offering provides employer-sponsored life insurance coverage for death, permanent disability, and terminal illness for eligible employees, seamlessly embedded within iCare’s healthcare benefits.

For employers, the collaboration delivers a more cohesive protection strategy. For employees, it offers reassurance that their families remain financially secure beyond medical coverage alone.

“HR leaders today are navigating a delicate balance between protecting people and maintaining sustainability,” said Geronimo Francisco, President and CEO of iCare HMO. “Balancing care and cost is not merely a financial decision. It is a leadership responsibility. Our mission is to address medical inflation through affordable and sustainable healthcare solutions so more Filipinos can say yes to better health.”

Read the full story here: https://icare.com.ph/2026/03/11/icare-hmo-and-axa-philippines-partner-to-strengthen-employee-health-and-financial-protection/

ICARE HMO x AXA | Yes, You Can

Globally, medical inflation has been on the rise, increasing from 7.4% in 2022 to 9.9% in 2024.

This trend is driven by higher hospital expenses, advanced medical technologies, and growing demand for quality care.

In the Philippines, medical reached 11.34% in 2023, rose to 13.9% in 2024, and was at 18.3% by end of 2025, according to Willis Towers Watson (WTW).

This means treatments, medicines, and procedures are becoming more expensive every year - not just locally, but worldwide.

𝗚𝗢𝗢𝗗 𝗡𝗘𝗪𝗦! 𝗬𝗢𝗨 𝗖𝗔𝗡 𝗡𝗢𝗪 𝗣𝗥𝗢𝗖𝗘𝗦𝗦 𝗢𝗨𝗧𝗣𝗔𝗧𝗜𝗘𝗡𝗧 𝗟𝗢𝗔 (𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝘀 𝗮𝗻𝗱 𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗼𝗿𝘆 𝘁𝗲𝘀𝘁𝘀) 𝗗𝗜𝗥𝗘𝗖𝗧𝗟𝗬 𝗧𝗛𝗥𝗢𝗨𝗚𝗛 on Google Play (https://tinyurl.ph/YIPXY) or the App Store (https://tinyurl.ph/kdxpY).

𝗢𝗣𝗧𝗜𝗢𝗡𝗦 𝗧𝗢 𝗚𝗘𝗡𝗘𝗥𝗔𝗧𝗘 𝗔 𝗟𝗢𝗔
→📧 [email protected]
☎ 24/7 Hotline:
🔔 Call the hotlines right after you submit the request if the request is urgent.
→0284621800
📱Mobile Smart (Calls): 0998-562-1800
📱Mobile Globe (Calls) : 0917-592-1800
📱Outside Metro Manila (toll-free for PLDT): 1-800-1888-3230

🩺𝙎𝙋𝙀𝘼𝙆 𝙏𝙊 𝘼 𝙇𝙄𝘾𝙀𝙉𝙎𝙀𝘿 𝘿𝙊𝘾𝙏𝙊𝙍 𝙊𝙉𝙇𝙄𝙉𝙀 𝘼𝙉𝙔𝙏𝙄𝙈𝙀, 𝘼𝙉𝙔𝙒𝙃𝙀𝙍𝙀 𝘿𝙤𝙬𝙣𝙡𝙤𝙖𝙙 𝙃𝙚𝙮𝙋𝙝𝙞𝙡 𝙖𝙥𝙥
→Select Doctor Not In the List if you can't find the name of your Physician.

Important update for your Smart Traveller coverage due to the situation in the .

* Trip started 𝗕𝗘𝗙𝗢𝗥𝗘 the conflict? Your coverage remains in effect. Valid claims will be processed.
* Trip 𝗔𝗙𝗧𝗘𝗥 or despite bans? Coverage cannot be provided for travel 𝗮𝗴𝗮𝗶𝗻𝘀𝘁 official advisories.
* Postponing your trip? Get a 𝗳𝘂𝗹𝗹 𝗿𝗲𝗳𝘂𝗻𝗱 within one month of purchase.

Need help or want to review your coverage?
Chat with us or email us us at [email protected]

Give the Gift of Health to Your Loved Ones! 🎁💙

For only ₱1,545.00, secure a full year of peace of mind with the MediCard Health Plus card. Perfect for parents, children, or anyone you care about!

Why choose Health Plus?
✅ Unlimited Consultations with select doctors (Pedia, OB-GYN, Internists & more)
✅ Annual Physical Exam included (X-ray, CBC, Urinalysis, etc.)
✅ No Age Limit & No Medical Exam required
✅ Dental Perks: Free oral prophylaxis & X-ray
✅ 20% Discount on labs and diagnostic tests
✅ Valid at all MediCard Free-Standing Clinics nationwide

🛒 BUY NOW: https://ipgroup.ph/product/Health_Plus

As low as 999 valid for one year, Prima plans cover existing illnesses for newborn and seniors.
To help you find the right plan, we compare all HMOs in one simple table for you.

🌐 https://ipgroup.ph/prepaid
📧 [email protected]
📞 0917 650 0101 / 0917 3272121

Too many options?
We will make it easy and simple for you.
DM us for a free quote or visit https://ipgroup.ph/hmo

📱0917 650 0101 / 0917 327 2121
📧 [email protected]

MyMaxicare is the name you and your family can count on when you need it. Message us for a quick call or compare your options on https://www.ipgroup.ph/hmo

starts at 10,739 / year.

✅ Annual check up
✅ Consultation & laboratory tests
✅ Dental
✅ Emergency coverage

DM us for more details or email [email protected]

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