Clever Client

𝑾𝒉𝒚 𝒊𝒔 𝒊𝒕 “𝒏𝒐𝒕 𝒐𝒌𝒂𝒚” 𝒕𝒐 𝑫𝑬𝑳𝑨𝒀 𝒚𝒐𝒖𝒓 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆?

1. 𝑰𝒕 𝒈𝒆𝒕𝒔 𝒎𝒐𝒓𝒆 𝒆𝒙𝒑𝒆𝒏𝒔𝒊𝒗𝒆

The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.

Parang kotse lang din, kapag mas luma na yung car, mas maliit na yung benefits na pwede mong makuha sa car insurance mo. Kaya kung gusto mong makatipid, get it as early as now.

2. 𝒀𝒐𝒖 𝒘𝒊𝒍𝒍 𝒉𝒂𝒗𝒆 𝒂 𝒍𝒆𝒔𝒔𝒆𝒓 𝒄𝒉𝒂𝒏𝒄𝒆 𝒐𝒇 𝒂𝒑𝒑𝒓𝒐𝒗𝒂𝒍

Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.

So as we age, nagdedeteriorate din yung health natin. Kaya most likely kapag mas matatanda na, nagrerequire na ng medical examinations and all.

We are buying insurance with health not with money. Kahit gaano pa kalaki ang kaya mong Ibigay para lang mainsure ka, if hindi ka na healthy, hindi na talaga possible makakuha pa.

3. 𝑾𝒆 𝒎𝒊𝒈𝒉𝒕 𝒏𝒆𝒗𝒆𝒓 𝒈𝒆𝒕 𝒂 𝒄𝒉𝒂𝒏𝒄𝒆

Life is unpredictable. Everyday, madaming pwede mangyari — accident, disability, illness and even death. Hindi natin alam kung kailan 'to mangyayari sa atin.

Hopefully, kapag dumating man ito, ready tayo financially.

Parang fire extinguisher lang. Naglalagay tayo nito sa bahay para kung sakaling magkasunog, meron tayong magagamit. Hindi naman tayo bibili ng fire extinguisher habang nasusunog yung bahay natin di ba?

To know your suitable plan, message me now! 😀

It can’t be overstated how important it is to secure your child’s future insurability. Unfortunately, you can’t predict what health conditions may impact your child as they age. Let this post be your sign to get life insurance for your kid!

Life Happens

Here are five tips for getting health insurance in the Philippines:

1. Research and Compare Plans: Explore different health insurance providers and their plans to find one that suits your needs and budget. Consider factors such as coverage, premiums, deductibles, and network of healthcare providers.

2. Understand Coverage: Make sure you understand what is covered and what is not under the health insurance plan. Look for coverage for hospitalization, outpatient services, prescription drugs, and pre-existing conditions.

3. Check Provider Network: Ensure that the health insurance plan includes a network of healthcare providers and hospitals that are accessible and reputable. This can help you receive quality healthcare services without having to worry about out-of-network costs.

4. Consider Additional Benefits: Look for health insurance plans that offer additional benefits such as preventive care services, wellness programs, emergency assistance, and coverage for alternative treatments like acupuncture or chiropractic care.

5. Read the Fine Print: Before signing up for any health insurance plan, carefully read the terms and conditions, including exclusions, limitations, and renewal policies. Pay attention to details such as waiting periods, coverage limits, and claim procedures to avoid any surprises later on.

By following these tips, you can make informed decisions when selecting a health insurance plan in the Philippines that best fits your healthcare needs and financial situation.

To know more, book your appointment to your trusted Financial Advisor NOW!

👩🏼‍🦰 Marian Misajon
🌟Licensed Financial Advisor| Unit Manager
💻[email protected]

Hi there, how are you doing this February? How's your heart? Valentine's Day is just around the corner! Would you like to receive reminders on how to show and to yourself and your loved ones?

On Friday, February 9, 2024, at 6:00 PM, we will be hosting a talk titled "Spread Love through Health and Wellness". Our team, , is excited to share unconventional Valentine's Day gifts for you and your loved ones.

Join us for an online date! To register, please click on this link: bit.ly/48ZaE1n or scan the QR code now!

Kausap ko last week yung friend ko na palaging nagrerefer at nagpapakilala ng mga kaibigan, kamag-anak at kapamilya niya sakin para kumuha ng insurance. 🥰

Randomly, natanong ko siya,

"Pre, sobrang naappreciate ko na pinapakilala mo kami sa mga taong malalapit sayo. Pero okay lang, matanong kita, bakit ang sipag mong kumbinsihin sila na kumuha ng insurance saming mga kaibigan mong financial advisors?"

Sobrang naamaze ako sa naging sagot niya sakin. 🥹

"Kung magkasakit kasi kami pre, kami kami lang din naman ang magtutulungan. Kami kami lang din naman ang mag-uutangan. Kung hindi ko man sila matulungan at hindi man ako makapagbigay o makapagpahiram ng malaking pera sa kanila, atleast nagawa ko yung part ko na maipakilala sila sa talagang pwedeng makatulong sa kanila. Kumbaga ito na ang pinakatulong ko sa kanila pre."

Amazing yung mindset ng taong to. 👍🏻😉

Totoo nga naman, during times of uncertainties, siguradong may mga taong manghihingi ng tulong sayo, siguradong may mga taong mangungutang o manghihingi ng pera sayo. Oo, maararing gusto naman natin silang tulungan, pero what if di rin sapat ang maitutulong natin? Aside sa pagdadasal at makapagbigay ng kakaunting tulong, ang isang bagay na pwede nating maitulong sa kanila ay kumbinsihin sila kumuha ng insurance para sa mga sarili nila habang healthy pa sila.

If you already have an insurance policy or if you are a believer of insurance, refer and endorse your friend sa mga insurance advisors. Sobrang laking help nito para sa kanila and para sa sarili mo na din in the future.




Credit to the owner

Pamilyar ka ba sa 28,000 days?

28,000 day is the average days na nabubuhay ang isang tao. Sa unang part nito ay ang,
🔹age 0-20 na ang ginagawa mo ay nag lalaro, nag aaral at nag e enjoy lang sa buhay walang iniisip na responsibilidad.
🔹Age 20-40- by this time maaaring naka graduate kna, meron ka ng work, kotse, bahay o negosyo at sariling pamilya.
🔹Age 40-60- by this time maaaring may bago ka ng trabaho, nakabili ng pangalawang kotse, nagkaron ng bagong negosyo, nagka anak and sa time na to pwede ding ung mga anak mo is patapos na sa unang phase ng buhay nila which is the age of 0-20.
🔹Age 60-80- eto ang last part ng average time na nabubuhay ang isang tao o nakapag retiro na at hindi na nag wowork. nag eenjoy nlng kasama ang mga mahal sa buhay.

Kung I sa summarize mo halos kalahati ng buhay mo ang walang income. which is the first and last phase.
At ung other half naman ung meron kang income para makamit mo ung mga goal mo sa buhay which is the 2nd and 3rd phase.

Now let me share this 5 common fears in life.
1. Makakapag work ka ba until age 60? Paano kung age 40 palang magkasakit kna? Anong mangyayari sa pamilya mo?
2. Sapat ba ang savings mo para mapagtapos mo ng pag aaral ang mga anak mo?
3. Aabot ka ba sa age 60?
4. Paano mo mapapalago at mapoprotektahan ang naipon mo?
5. How much is enough? Sapat ba ang ipon mo for for your financial needs pag nag retiro kna?

Sa pagkuha mo ng insurance masusulusyunan nito ang 5 fears in life. Remember " it's better to be ready than sorry". How? Send me a DM NOW! 🙂

Let us break the sandwich generation!

⭐️⭐️2024 Star Magnolia Management Planning 😀

There are 2 choices when it comes to life insurance.

Protect your loved one or leave them with the financial burden of financial hardships.

Let's talk. DM me NOW 😃‼️

Happy Wednesday Everyone!