Own Financial Wisdom

✨ A Testimony We Didn’t Expect Yesterday ✨

Yesterday, we simply showed up to share financial literacy — the basics of building a solid financial foundation and the importance of having long-term healthcare.
Pero after the session, may lumapit sa amin… and her story shocked everyone.

Sabi niya, “Mam, may Kaiser po ang kuya ko noon.”

👉 13 months pa lang nagbabayad ang kuya niya for a K100 plan.
👉 But when her brother passed away due to accident, their family received ₱900,000 term insurance from Kaiser.
👉 The plan was fully paid, and transferred to their father.
👉 Unfortunately, her father also passed away. She asked if napasa ba ulit yung plan…

We checked her Kaiser OPMS, and yes — confirmed.
📌 Nailipat sa mama niya
📌 And now, they’re just waiting for the maturity: ₱1.1 Million

Sabi niya pa, “Sa lahat ng insurance na meron ang kuya ko… sa Kaiser lang kami may nareceive na term insurance.”

Grabe. Naamaze kami lahat.
Mission Delivered 🎯❤️☝️

A plan they barely noticed before… naging malaking tulong pala sa oras ng pangangailangan.

⸻

❤️ Kaya we always encourage people to start NOW.

We never know what life will bring.
Because whether we like it or not…

⚫ Die too soon
⚫ Live too long
⚫ Get sick

These three realities are part of life.
But having long-term healthcare + insurance gives us something priceless:
✨ Peace of mind.
✨ Protection.
✨ Security for the people we love.

If may chance ka to start, start while you can.
Your future self — and your family — will thank you. 🙏💛

Send me a message for appointment
👉https://m.me/junix.bonales

Maraming salamat sa mga G**o ng Carlos Albert High School in Quezon City sa chance maibahagi ang National Healthcare Shield ng Kaiser! ☺️

WAG MAHIHIYANG MAGTANONG KUNG MERON BA ANG IMG NITO.

Dahil halos lahat meron na sa IMG.

- Healthcare
》 HMO / Shor Term
》 NHS / For Government
》Long Term Healthcare

- Health Insurance
》 IRA - Income Replacement Assurance

- Life Insurance
》MOST 18
》MOST GRP
》Fidelity Life

- PAI and Group Insurance
》Manila Bankers Life

- Non Life Insurance
》MAA
》MAFRE
》QBE
》Charter Pin An
》Standard
》Malayan

- Mutual Funds tru Rampver
》Philequity
》Soldivo
》ATRAM
》PAMI
》SLAMCI
》First Metro

- Stock Market
》 Mytrade
》 UTrade

- Real Estate
》Rampver Realty
》SMDC
》DMCI
》Ayala Land

- Memorial Plan
》 Everest Plus

- Malayan Bank
》 Debt Consolidation
》 Savings / Checking

- Other Sevices
》Everest Memorial Concierge
》IMAX Asset Preservation
》Ozone Theraphy
》Kaiser Medical Clinic
》Auto Program (Discount sa mga Car)
》Palawan Express
》AFP Certification ( RFP )
》Delos Reyes Optical

- Business in Financial Industry
》Earn Active and Passive Income
》Opportunity to travel for FREE
》Vesting Rights and Ownership
》Compounding Income
- My Favorite Benefits
》FREE Unlimited Financial Education
》FREE Unlimited Financial Check up
》FREE Unlimited Health Consultation
》Life Time Business (VESTED)
》Discounts and Access on Financial Product and Services

Now alam mo na bakit ang dami nagpapaMember sa IMG ha... Again..

Wag mahihiyang magtanong kung meron ba ang IMG nito.

-ctto

Congratulations! Sa mga Public school teachers and Government Employees na gusto din ng HMO through the Subsidized government program, please message us so we can present and discuss the benefits of Kaiser Healthcare Shield!

📌 In line with DepEd Order No. 016, s. 2025, teachers and non-teaching staff can now maximize their medical allowance through comprehensive healthcare coverage.

✅ Preventive Healthcare
✅ In-Patient
✅ Out-Patient Care
✅ Emergency Care
✅ Dental Care

A healthier workforce means a stronger education sector. 💙

Message me for FULL PRESENTATION..

GOVERNMENT EMPLOYEE KABA?
𝗚𝗼𝗼𝗱 𝗻𝗲𝘄𝘀 𝘁𝗼 𝗮𝗹𝗹 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗲𝘀 ‼️
Best deal HMO exclusive for you🙌🏻
5 Point Healthcare:
Preventive, In-patient, Outpatient, Emergency, Dental
— P 7,000 annual premium per year
— P 75,000 coverage PER ILLNESS per year
— With access to major hospitals (no additional payment)
— Pre-existing and dreaded illnesses covered
— BONUS Feature: Family Assistance
Eligibilty for Principal Members:
✅GOVERNMENT EMPLOYEES
— Local Government Units (LGUs)
— Government Institutions
— Cooperatives
— Associations
— Age 18 up to 65 years old

Accredited Hospitals and Clinics: https://kaiserhealthgroup.com/map/index.html
PM for a no-obligation quote and proposal 📩

𝗟𝗢𝗢𝗞! | Davao de Oro State College, through its DDOSC Employees Association (DDOSCEA), formally inked a Memorandum of Agreement (MOA) with Kaiser International Healthgroup, Inc. on July 4, 2025, at the DDOSC Board Room.

Representing the two institutions, the MOA was signed by DDOSCEA President, Dr. Gloryjean C. Altamera, and Kaiser President and Medical Director, Dr. Leah Uy-Yolo.

This partnership is in line with Malacañang's Executive Order No. 64 s. 2024, which allocates government civilian personnel medical allowance as a subsidy for availing benefits from health maintenance organizations (HMO) services, granting an amount not exceeding 7,000 pesos per annum for each qualified personnel.

With this agreement, Kaiser is now the official HMO service provider of DDOSCEA and its members, offering a range of healthcare benefits, including dental, medical, and emergency care services.

Joining Dr. Altamera in representing DDOSCEA were Ms. Reah C. Niog, Human Resource Management Unit Head; Ms. Rotchil G. Piastro, CPA, Accounting Unit Head; and Ms. Leizel P. Tagra, Cashiering Unit Head.

Kaiser now offers the National Healthcare Shield Program in support of the ₱7,000 annual HMO budget per government employee — no minimum number of members required!

This is perfect for government institutions. 😍

MESSAGE me for more details. 😊

Let's get your COVERED with KAISER HEALTHCARE.

If you are looking to change your financial outlook, change from SPENDER to SAVER, be in a community that’s into creating wealth for the NEXT GENERATION, then IMG if for you!