PRUtection Overload

Happy Winsday!!

Are you a Filipino working abroad? Start an insurance, investment and savings program with us by availing our 3-in-1 elite million builder programs while you are here in the Philippines.

Take advantage of the opportunity while you’re earning! Aalis na insured. Uuwing may ipon ❤️

Message me for free financial planning 📨

May Annabelle Peliño, CIA
Licensed Financial Advisor
Assistant Unit Manager

Happy Winsday!!

Are you a Filipino working abroad? Start an insurance, investment and savings program with us by availing our 3-in-1 elite million builder programs while you are here in the Philippines.

Take advantage of the opportunity while you’re earning! Aalis na insured. Uuwing may ipon ❤️

Message me for free financial planning 📨

May Annabelle Peliño, CIA
Licensed Financial Advisor
Assistant Unit Manager

𝑾𝑯𝑨𝑻 𝑺𝑻𝑨𝑹𝑺 𝑺𝑨𝒀

Curious about what renowned artists and vloggers have to say about insurance and investments?

𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝗮 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝘀 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝘄𝗮𝘆 𝘁𝗼 𝘀𝗵𝗼𝘄 𝗹𝗼𝘃𝗲 𝗻𝗼𝘁 𝗷𝘂𝘀𝘁 𝗳𝗼𝗿 𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀 𝗯𝘂𝘁 𝘁𝗼 𝗼𝘂𝗿𝘀𝗲𝗹𝘃𝗲𝘀 𝗮𝘀 𝘄𝗲𝗹𝗹 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘁𝗵𝗲𝘆 𝗮𝗿𝗲 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝗮𝗻𝗱 𝗬𝗢𝗨 𝗮𝗿𝗲 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁. ❤️

𝗬𝗼𝘂 𝗰𝗮𝗻 𝘀𝘁𝗮𝗿𝘁 𝘀𝗺𝗮𝗹𝗹 𝘁𝗼𝗱𝗮𝘆 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘁𝗵𝗲 𝗹𝗼𝗻𝗴𝗲𝗿 𝘆𝗼𝘂 𝘄𝗮𝗶𝘁 𝘁𝗵𝗲 𝗺𝗼𝗿𝗲 𝗲𝘅𝗽𝗲𝗻𝘀𝗶𝘃𝗲 𝗶𝘁 𝗴𝗲𝘁𝘀 𝗼𝗿 𝘄𝗼𝗿𝘀𝗲 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗻𝗼 𝗹𝗼𝗻𝗴𝗲𝗿 𝗴𝗲𝘁 𝗶𝘁 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱 𝗶𝘁 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁. 🫰🏻

If you want to know more, send me a message 🥰

𝗛𝗲𝗮𝗹𝘁𝗵 𝗖𝗮𝗿𝗱 (𝗛𝗠𝗢) 𝘃𝘀. 𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲

Ano ba difference ng HMO sa Health Insurance?🤔

Client: Hindi ko na kailangan ng Insurance, may health card naman kami sa company.

Did you know?
𝗪𝗲 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗵𝗮𝘃𝗲 𝗯𝗼𝘁𝗵 𝗛𝗲𝗮𝗹𝘁𝗵 𝗖𝗮𝗿𝗱 𝗮𝗻𝗱 𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲. Health card can help with regular medical expenses, while insurance can step in for more serious cases like critical illnesses that could consume your HMO limit.

At kapag dumating ka sa point na gusto mo nang umalis sa company mo, mawala man ang HMO mo, may insurance ka pading sasalo sayo.😊💯

Message me to know more details :)

**Photo credits to the rightful owner.

Why insurance is the best gift to your loved ones and to yourself?

1. You CANNOT predict your HEALTH♥️🩺
- You may be doing everything you can to be healthy now, but some accidents and sickness are unavoidable. Emergency fund is NOT ENOUGH most of the time.

2. Your ASSETS will be PROTECTED🏡🚘
- you may have 8-10 streams of income today & numerous properties/ investments, but one sickness or accident can wipe away all your hard-earned money.
3. You are also PROTECTING YOUR FAMILY👨‍👩‍👧‍👦🥰
- It will help you erase the worry of leaving your family behind without securing their future, because they are guaranteed to receive cash assistance when you’re gone. Remember, they are the most affected when the time comes--emotionally and financially.
4. You can NEVER go wrong with investing in insurance💰

- Your money can go anywhere you want it, but you can’t control the results! For example, if you decided to invest in a business/ stock market, your chance to gain profit is unsure, and you might experience some losses. If you invest in health insurance, your protection is 100% guaranteed. Your money is assured to go to something that you and your family will need for the future.

So you see, it may not be a popular choice, but it is definitely one of the wisest decision you will ever make. More so, it is the BEST GIFT that you could ever give to yourself and your family. ♥️

Protect “them” by protecting yourself.😉

READY NA BA ANG WALLET MO?

We have a FREE Financial Seminar with Pambansang Wealth Coach Chinkee Tan.

REGISTER NOW FOR FREE!!

Congratulations to all PruLife UK policy holders!! 🎉

PRU LIFE UK still # 1 ✨

If you're planning to secure yourself and your family's future, consider investing in the top companies in the industry. 🔥

Pm me for free consultations. Plan your future with us.

If something happens, insurance will pay.
❌ Not your savings.
❌ Not your assets.
❌ Not the government.
❌ Not your parents nor your children.

Let the risks be transferred. Let insurance pay.
You have the power to change the future with the right planning and implementation. 💖

Message me to start your RISK TRANSFERRING plan. 📩

Ito n po ang sagot!

ng nakakarami..

Bakit nga ba hindi refundable ang binayad mo na premium sa insurance policy (V.U.L.* or term insurance) mo?** 🤔

𝐒𝐜𝐞𝐧𝐚𝐫𝐢𝐨:
Friend 1: Gipit ako ngayon. Stop na ako. Pwede ko ba makuha lahat ng dineposit ko? (After paying his regular-pay VUL for a few months)

Friend 2: Bakit? Kapag nag-claim ka ng coverage for death or sickness, pwede ba bawiin ng insurance company?

Hehe! Joking aside, bakit nga ba usually walang nakukuha kapag a few months old pa lang ang policy mo?

𝟏.) 𝐈𝐭'𝐬 𝐧𝐨𝐭 𝐚 𝐛𝐚𝐧𝐤 𝐝𝐞𝐩𝐨𝐬𝐢𝐭 𝐚𝐜𝐜𝐨𝐮𝐧𝐭.
A regular-pay VUL policy po is NOT a bank deposit account, where you can "park" your money and withdraw whenever you want. It is a protection contract between a client and an insurance company. Hindi sya fair for the insurance company kasi ang laking risk ang tinataya nila. Milyones ang kapalit ng binabayad mong premium. The only time na may makukuha ka po from your policy is kapag may tubo na ito from your investment (fund value), which is only possible kapag matagal na ang policy (at least three years).

𝟮.) 𝗜𝘁'𝘀 𝗹𝗶𝗸𝗲 𝗵𝗶𝗿𝗶𝗻𝗴 𝘁𝗵𝗲 𝘀𝗲𝗿𝘃𝗶𝗰𝗲𝘀 𝗼𝗳 𝗮 𝗯𝗼𝗱𝘆𝗴𝘂𝗮𝗿𝗱.
Think of a VUL policy as your BODYGUARD. Regardless po kung may mangyari sa iyo o wala, kailangan nyo po sya sweldohan, kasi you were protected during the time na ni-hire nyo sya. Plain and simple.

𝟯.) 𝗬𝗼𝘂 𝗮𝗿𝗲 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮𝗻 𝗮𝘀𝘀𝗲𝘁.
Sa insurance or VUL po kasi, you are basically buying an asset with the choice to do it by "installment." Example, you are buying 1M coverage for 3k a month. If you were saving sa bank, it will take you nearly 30 years bago yan makumpleto. Pero sa insurance, agad-agad. Ownership was effective since Day 1 (for as long as you keep paying your premium). Same with buying a house. If you stop paying for the mortgage, wala kang makukuha. Hindi mo pwede bawiin ang downpayment mo. At lalong di mo rin magiging pagmamay-ari yung property kahit partially paid na. Subject for foreclosure.
Kaya for as long as binabayaran mo ang premium mo, mananatili ang promise ng insurance company to give that big amount if something bad happens to you. Once you stop, the company will also stop. Ang delikado dyan is kung may mangyari sa yo at cancelled na ang policy mo, hindi ka talaga maka-cover. Kaya if I were you, continue mo lang no matter what. I understand mahirap situation nyo now pero di hamak na mas mahihirapan kayo pag ang magka-emergency ay ikaw mismo at sumabay ka to an already existing financial problem. Tandaan mo, maraming pwedeng mangyari sa isang minuto at hindi ka dun exempted. Even in your sleep, something could happen.

* V.U.L. Refers to Variable Unit Link or investment-linked life insurance, insuravest, unit-linked life insurance or investment with insurance

ctto…

𝑾𝒉𝒚 𝒊𝒔 𝒊𝒕 “𝒏𝒐𝒕 𝒐𝒌𝒂𝒚” 𝒕𝒐 𝑫𝑬𝑳𝑨𝒀 𝒚𝒐𝒖𝒓 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆?

1. 𝑰𝒕 𝒈𝒆𝒕𝒔 𝒎𝒐𝒓𝒆 𝒆𝒙𝒑𝒆𝒏𝒔𝒊𝒗𝒆

The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.

Parang kotse lang din, kapag mas luma na yung car, mas maliit na yung benefits na pwede mong makuha sa car insurance mo. Kaya kung gusto mong makatipid, get it as early as now.

2. 𝒀𝒐𝒖 𝒘𝒊𝒍𝒍 𝒉𝒂𝒗𝒆 𝒂 𝒍𝒆𝒔𝒔𝒆𝒓 𝒄𝒉𝒂𝒏𝒄𝒆 𝒐𝒇 𝒂𝒑𝒑𝒓𝒐𝒗𝒂𝒍

Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.

So as we age, nagdedeteriorate din yung health natin. Kaya most likely kapag mas matatanda na, nagrerequire na ng medical examinations and all.

We are buying insurance with health not with money. Kahit gaano pa kalaki ang kaya mong Ibigay para lang mainsure ka, if hindi ka na healthy, hindi na talaga possible makakuha pa.

3. 𝑾𝒆 𝒎𝒊𝒈𝒉𝒕 𝒏𝒆𝒗𝒆𝒓 𝒈𝒆𝒕 𝒂 𝒄𝒉𝒂𝒏𝒄𝒆

Life is unpredictable. Everyday, madaming pwedeng mangyari — accident, disability, illness and even death. Hindi natin alam kung kailan 'to mangyayari sa atin.

Hopefully, kapag dumating man ito, ready tayo financially.

Parang fire extinguisher lang. Naglalagay tayo nito sa Bahay para kung sakaling magkasunog, meron tayong magagamit. Hindi naman tayo bibili ng fire extinguisher habang nasusunog yung bahay natin di ba?

I hope before 2023 ends, insured ka na. 🤗

Message me to know your options.



CTTO

From 100 pesos per day to 1.5 Million ‼️

This is a story of a loving father, a grab driver, who thought of "Baka kaya ko yan, isang daang piso araw araw"

Nakakalungkot na after 4 months na paghuhulog ng INSURAVEST plan nya, namatay sya dahil sa heart attack.

Nung kumuha sya ng insurance hindi namin inisip na mawawala sya kaagad. Kumuha sya para yung investment magamit nya sa pagpapaaral ng mga anak nya.

Buti na lang nagawa nyang magtabi ng isang daan araw araw.

Buti na lang nakinig siya nung pinaliwanag ko sakanya kung bakit mahalaga ang insurance.

Kasi ngayon na wala na siya, mayroon sya naiwan na 1.5 Million sa pamilya nya - - dahil sa insurance.

Yung pangarap nya na makapag aral yung mga anak nya, kahit wala na sya, matutupad pa din.

Yung kagustuhan nya na mairaos ang pamilya nya, kahit wala na sya, maibibigay nya pa din.

Totoo na yung buhay hindi mapapalitan ng kahit na anong halaga, pero totoo din na ang buhay hindi natin alam kung hanggang kailan talaga. Kaya dapat handa ka.

Totoo ang insurance.
Totoo si Prulife sa pangako nya.

Salamat sa Panginoon at sa lahat ng tumulong sa amin para maprocess ang claim na ito. Malaking tulong to para sa naiwan nyang asawa at tatlong maliliit na anak.

Pagpalain nawa ang lahat ng Financial Advisor sa misyon nila 🙌

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374K para sa 25% na naka alot kay wife
Meron pang 75% na naka alot sa mga anak
100% claims = 1.5 Million

Ctto: Marjorie Sajorda