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Sad story:

Dumating na ang Bonus at Monthly salary ✅

Yung husband gustong magstart ng healthcare/insurance. Yung wife gustong bumili ng sofa set.

Nangibabaw ang pagbili ng sofa set and napostpone yung insurance.

Suddenly, namatay si husband and si wife was left with nothing.

Tanong, mabubuhay ba ng sofa set ang pamilyang naiwan?

Moral: If you love your family, dont make a mistake on your financial decision.

Isa sa mga eye opening sa akin in my personal finance journey is this:

INCOME DOES NOT EQUATE WEALTH.

Hindi ibig sabihin na pag malaki ang suweldo, mayaman na. Ang totoong yaman ay yung natira sa suweldo.

If you want to learn more about personal finance

send me a message
📩 Coach Jeffry Escama Ungriano, AFP® 💙
🌏 https://257785ph.imgcorp.com/linkbio/
🔗 Messenger: https://m.me/jeffryungriano25
📱 WhatsApp: 0969 124 0957

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18 MILLION LIVES. ONE SHARED PURPOSE. ✨

We’ve reached 18,000,000 financially educated Filipino families and counting as of today, March 18,2026.

This milestone is more than just a number. It represents millions of dreams awakened, families empowered, and futures changed through financial education. Every conversation, every training, every story shared—this is the impact of a community united by one noble mission.

But this journey doesn’t stop here. Because for every family we’ve reached, there are still millions more waiting to be guided, educated, and empowered.

Now, it’s your turn to make a difference and help shape the future! Let’s keep the momentum going. Let’s reach more Filipinos. Rise and take action. Be part of the mission! 💙

📩 Coach Jeffry Escama Ungriano, AFP® 💙
🌏 https://257785ph.imgcorp.com/linkbio/
🔗 Messenger: https://m.me/jeffryungriano25
📱 WhatsApp: 0969 124 0957

Bakit Kaiser Long Term Care ang the best healthcare para sayo at pamilya mo?

Dahil ito ay 3 in 1 plan:
1. Healthcare - magagamit pag nagkasakit kaya walang pangamba sa hospital bills.
2. Insurance - may maiiwang pera sa pamilya ng kaiser member sakaling may mangyari sa kanya.
3. Investment - perang pwedeng maasahan sa pagtanda galing interest ng investment kaya hindi kailangang umasa kahit kanino.

Sa Kaiser Long Term Care may Peace of Mind tayo!
- Affordable premium depende sa edad
- Flexible payment terms (Annual, Semi-Annual, Quarterly, Monthly, Spot Cash)
- 7 years lang mag iipon pero protected ka hanggang pag tanda.
- Mas lumalaki ang ipon kung hindi magamit for hospitalization habang may HMO benefit pa sa company.
- Kahit saang panig tayo ng mundo pwedeng kumuha ng Kaiser Long Term Care!

Note: Edad 10 hanggang 60 ang pwedeng kumuha ng Kaiser Long Term Care.

Recommended Plan: K100 and Up

"Alagang Kaiser, Alaga ka KAPATID"

📩 Coach Jeffry Escama Ungriano, AFP® 💙
🌏 https://257785ph.imgcorp.com/linkbio/
🔗 Messenger: https://m.me/jeffryungriano25
📱 WhatsApp: 0969 124 0957

You can create FREE Quotation
👉 https://img.com.ph/quote/UKHB/?agentcode=257785ph

BASAHIN: Minsan mas nakikinig pa tayo sa mga friends na sabing huwag kumuha ng healthcare o insurance. Pero kapag may nangyari "𝐆𝐞𝐭 𝐰𝐞𝐥𝐥 𝐬𝐨𝐨𝐧" 𝐥𝐚𝐧𝐠 𝐩𝐚𝐥𝐚 𝐚𝐧𝐠 𝐚𝐦𝐛𝐚𝐠 𝐧𝐢𝐲𝐚 𝐬𝐚 𝐡𝐨𝐬𝐩𝐢𝐭𝐚𝐥 𝐛𝐢𝐥𝐥 𝐦𝐨.

Hindi lahat ng sakit napaghahandaan…

pero ang gastos sa ospital? Pwede.

𝐓𝐚𝐭𝐥𝐨𝐧𝐠 𝐛𝐚𝐠𝐚𝐲 𝐚𝐧𝐠 𝐭𝐚𝐧𝐝𝐚𝐚𝐧 𝐦𝐨:

✔️ Mas mabilis ang recovery kapag may access sa maayos na healthcare

✔️ Hindi mauubos ang ipon mo sa biglaang emergency

✔️ Mas panatag ang isip mo at ng pamilya mo

𝐀𝐧𝐠 𝐡𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐚𝐲 𝐡𝐢𝐧𝐝𝐢 𝐥𝐮𝐡𝐨.

𝐏𝐫𝐨𝐭𝐞𝐤𝐬𝐲𝐨𝐧 𝐢𝐭𝐨 𝐬𝐚 𝐩𝐢𝐧𝐚𝐠𝐡𝐢𝐫𝐚𝐩𝐚𝐧 𝐦𝐨.

Message me kung gusto mong malaman kung paano ka makakapag-start.
📩 Coach Jeffry Escama Ungriano, AFP® 💙
🌏 https://257785ph.imgcorp.com/linkbio/
🔗 Messenger: https://m.me/jeffryungriano25
📱 WhatsApp: 0969 124 0957

You can create FREE Quotation
👉 https://img.com.ph/quote/UKHB/?agentcode=257785ph

BASAHIN: Minsan mas nakikinig pa tayo sa mga friends na sabing huwag kumuha ng healthcare o insurance. Pero kapag may nangyari "𝐆𝐞𝐭 𝐰𝐞𝐥𝐥 𝐬𝐨𝐨𝐧" 𝐥𝐚𝐧𝐠 𝐩𝐚𝐥𝐚 𝐚𝐧𝐠 𝐚𝐦𝐛𝐚𝐠 𝐧𝐢𝐲𝐚 𝐬𝐚 𝐡𝐨𝐬𝐩𝐢𝐭𝐚𝐥 𝐛𝐢𝐥𝐥 𝐦𝐨.

Hindi lahat ng sakit napaghahandaan…

pero ang gastos sa ospital? Pwede.

𝐓𝐚𝐭𝐥𝐨𝐧𝐠 𝐛𝐚𝐠𝐚𝐲 𝐚𝐧𝐠 𝐭𝐚𝐧𝐝𝐚𝐚𝐧 𝐦𝐨:

✔️ Mas mabilis ang recovery kapag may access sa maayos na healthcare

✔️ Hindi mauubos ang ipon mo sa biglaang emergency

✔️ Mas panatag ang isip mo at ng pamilya mo

𝐀𝐧𝐠 𝐡𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐚𝐲 𝐡𝐢𝐧𝐝𝐢 𝐥𝐮𝐡𝐨.

𝐏𝐫𝐨𝐭𝐞𝐤𝐬𝐲𝐨𝐧 𝐢𝐭𝐨 𝐬𝐚 𝐩𝐢𝐧𝐚𝐠𝐡𝐢𝐫𝐚𝐩𝐚𝐧 𝐦𝐨.

Message me kung gusto mong malaman kung paano ka makakapag-start.
📩 Coach Jeffry Escama Ungriano, AFP® 💙
🌏 https://257785ph.imgcorp.com/linkbio/
🔗 Messenger: https://m.me/jeffryungriano25
📱 WhatsApp: 0969 124 0957

You can create FREE Quotation
👉 https://img.com.ph/quote/UKHB/?agentcode=257785ph

Built to support those in public service, the National Healthcare Shield provides reliable healthcare protection designed for Filipino government personnel. 🛡️

With dependable coverage in place, public servants can continue fulfilling their responsibilities with confidence, knowing their health and well-being are supported.

Scan the QR code to learn more about this healthcare coverage. 📲

Message me so I can guide you 😊
📩 Coach Jeffry Escama Ungriano, AFP® 💙
🌏 https://257785ph.imgcorp.com/linkbio/
🔗 Messenger: https://m.me/jeffryungriano25
📱 WhatsApp:0969 124 0957

Built to support those in public service, the National Healthcare Shield provides reliable healthcare protection designed for Filipino government personnel. 🛡️

With dependable coverage in place, public servants can continue fulfilling their responsibilities with confidence, knowing their health and well-being are supported.

Scan the QR code to learn more about this healthcare coverage. 📲

Message me so I can guide you 😊
📩 Coach Jeffry Escama Ungriano, AFP® 💙
🌏 https://257785ph.imgcorp.com/linkbio/
🔗 Messenger: https://m.me/jeffryungriano25
📱 WhatsApp: 0969 124 0957

Twenty-four years ago, a mission began—to empower Filipino families through financial education.

Today, that mission has changed thousands of lives and continues to inspire a generation to rise above debt and build a secure future.

And the journey continues as we move closer to our goal of 30 million financially educated Filipino families by 2030.

Happy 24th Anniversary International Marketing Group! 💙

In uncertain times, we are reminded that protection matters - wherever we are in the world. 🌍 Grateful for systems that prepare families not only to build wealth, but also to stay protected.

To our IMG members in Qatar, Israel, UAE, Bahrain and other high-risk countries, please keep your portal active.

Keep safe and may God protect you from danger.

𝗠𝗮𝘆 𝗺𝗴𝗮 𝗯𝗮𝗴𝗮𝘆 𝗻𝗮 𝗵𝗶𝗻𝗱𝗶 𝗱𝗮𝗽𝗮𝘁 𝗶𝗽𝗮𝗺𝗮𝗻𝗮…

Hindi lahat ng mana ay lupa, bahay, o alahas.
Minsan… kahirapan ang naipapasa.

Yung mindset na:

❌ “Kahit walang ipon, basta may trabaho”
❌ “Utang muna, saka na ang bayad”
❌ “Bahala na si Lord”
❌ “Anak ang sasalo pagtanda”
❌ “Hindi para sa atin ang investment”

At paulit-ulit itong nangyayari…
hanggang sa maging normal na lang ang hirap.

Hindi dahil tamad ang pamilya.
Hindi dahil kulang sa sipag.
Kundi dahil walang nagturo kung paano umangat.

💔 Isang emergency lang — balik zero
💔 Isang pagkakasakit — baon sa utang
💔 Isang job loss — gumuho ang lahat

At ang pinakamasakit…

👉 Ipinapasa natin sa mga anak ang problemang hindi nila ginawa.

Pero may isang taong kayang putulin ang cycle.

Ikaw.

Ikaw ang pwedeng magsabi na:

✔️ “Hindi na mauulit sa mga anak ko.”
✔️ “Mag-iipon ako kahit mahirap.”
✔️ “Mag-aaral ako kahit huli na.”
✔️ “Maghahanda ako para hindi ako maging pabigat.”

Hindi mo kasalanan kung saan ka nagsimula.
Pero responsibilidad mo kung saan matatapos ang kwento ng pamilya mo.

𝗜𝗸𝗮𝘄 𝗯𝗮 𝗮𝗻𝗴 𝗺𝗮𝗴𝗶𝗴𝗶𝗻𝗴 𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻 𝗻𝗮 𝗽𝘂𝗽𝘂𝘁𝗼𝗹 𝘀𝗮 𝗰𝘆𝗰𝗹𝗲… 𝗼 𝗶𝗽𝗮𝗽𝗮𝘀𝗮 𝗺𝗼 𝗿𝗶𝗻 𝗶𝘁𝗼 𝘀𝗮 𝘀𝘂𝘀𝘂𝗻𝗼𝗱?

📩 Coach Jeffry Escama Ungriano, AFP® 💙
🌏 https://257785ph.imgcorp.com/linkbio/
🔗 Messenger: https://m.me/jeffryungriano25
📱 WhatsApp: 0969 124 0957



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