Financial Solution

Ang tunay na pag-aalaga ay nagsisimula bago pa tayo tumanda. 👵👴

➡️ Kaya mahalaga ang long-term healthcare planning habang bata at malusog pa — para pagdating ng panahon, handa na tayo.

➡️ Turuan natin ang ating buong pamilya na magplano habang kaya pa nila. Dahil ang healthcare ay hindi reaksiyon, kundi paghahanda.

Sa Kaiser 3-in-1, sabay mong binubuo ang:

✅ Healthcare habang malusog ka pa
✅ Savings para sa mga panahong kailangan mo ito
✅ Investment para sa iyong kinabukasan

⏰ Huwag hintaying mahuli ang lahat.

Simulan na ngayon — para sa iyong kapanatagan at sa mga mahal mo sa buhay. ❤️

📩 Message mo ako para malaman mo kung paano.

This is the reality for many families today.

Minsan ang ipon na para sana sa retirement napupunta sa medical expenses kapag may nagkasakit sa pamilya. Kahit gaano pa kalaki ang savings, puwedeng ma-wipe out dahil sa isang critical illness.

Kaya sa IMG Community, itinuturo kung paano patatagin ang financial foundation — at isa sa pinaka-importanteng step ay ang pagkakaroon ng sapat at tamang healthcare protection.

Because the truth is:
Health emergencies can erase years of savings.

Grateful to be part of the IMG Community, where we learn how to protect our finances and prepare for the future.

When it comes to healthcare, one option we recommend is Kaiser Long-Term Care (3-in-1):
✔️ Healthcare
✔️ Investment component
✔️ Life insurance protection

At isa ito sa mga healthcare programs na puwedeng magamit hanggang old age.

If you want to learn how to build a strong financial foundation and protect your future, feel free to message me Dennis Lopez Loñosa . I’ll be happy to guide you. 💙

Why Kaiser Long Term Care is the best healthcare for you and your family?
Because it's a 3 in 1 plan:
1. Healthcare - can be used when sick so no fear of hospital bills.

2. Insurance - money will be left to the family of a Kaiser member in case something happens to him.

3. Investment - money that you can rely on when you are old, the interest of the investment comes from so you don't need to depend on anyone.

At Kaiser Long Term Care we have Peace of Mind!
- Affordable premium depends on age
- Flexible payment terms (Annual, Semi-Annual, Quarterly, Monthly, Spot Cash)
- You will only save for 7 years but you are protected until you're old.
- The savings grow more if it can't be used for hospitalization while there is HMO benefit in the company.
- No matter where we are in the world, we can get Kaiser Long Term Care!

Note: Ages 10 to 60 can get Kaiser Long Term Care.

Recommended Plan: K100 and Up

Send me a message Dennis Lopez Loñosa to know more 💙

The most important financial product you need to have today is HEALTHCARE.

We all know that...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.

We all know that...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.

We all know that...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.
That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care
A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.

✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

Time is our greatest ally in building wealth 🙋🏻‍♀️

A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."

Start today, while you still can. ❤️👌🇵🇭

Ask me how😊🤗🙋‍♀️

KAISER 3-in-1 Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻. May Lifetime 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 (HMO) kana, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 pang kasama, Kaya napakaganda po nito!👏😇

The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻!💖

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
✅️LONG TERM HEALTHCARE
✅️DEATH AND ACCIDENT INSURANCE
✅️INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 2000 major hospitals 9 Medical clinics & expanding and pool of doctors

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (From 8 yrs to 13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85%) RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance.
✔ Receives visa card where the funds are deposited.

Options upon maturity!💖😇
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.

Retain ALL and let it grow at an average of 10% Yearly.

KAISER covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for your future use...kaya maganda po cya!👌🥰

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

The KAISER LONG TERM PLAN covers beyond 60yrs old & above based on the health funds accumulated.

Kindly message for more details Dennis Lopez Loñosa !👏😇

Thanks po...GOD Bless u all!🙏🙏🙏

Karamihan iniignore lng ito pero, malaking impact pala para sa sarili.

Marami na nagsabi sa akin ng, "Sayang, dapat noon ko pa yan nalaman.", Yung iba naman ay, "Sayang dapat pala nagsimula na ako noon matapos ko itong malaman.". Ang ilan naman ay, "Bakit di ko binigyan Ng pansin Yan, Sayang!"

Sayang talaga ang panahong lumilipas na di pa rin tayo nag-uumpisang palaguin bawat piso na ating pinaghihirapan. Kung hindi ngayon, kelan pa? Kung kelan ba tayo ay matanda na o wala nang active income?

SAYANG... Sana ay wag natin to mabigkas balang araw. Attend our Free Financial Coaching and Investment Class para makapag-simula ka na..
Message me NOW Dennis Lopez Loñosa !!!

Peace of Mind during Emergencies?

Many families today shoulder medical expenses because healthcare protection was not in place before.

Illness is something we may all face in the future, and preparing for it is part of caring for the people we love.

If your family’s peace of mind truly matters to you, starting your long-term care plan today is a wise and loving step.

Because planning ahead is one of the best ways to show care.

Let's talk. :)

Your health, your future, your peace of mind—all in one plan.
Kaiser is not just an HMO.

It’s SAVINGS + HEALTHCARE + INVESTMENT in one smart decision.

✔️ May hospital fund habang bata at malakas ka pa
✔️ May ipon na lumalago over time
✔️ May proteksyon para sa’yo at sa pamilya mo

✨ Health is wealth.

Pero kadalasan, saka lang natin ito pinapahalagahan kapag may sakit na.

❗ Don’t wait until it’s too late.
Medical bills are expensive, but preparation is priceless.
Start your Kaiser today and secure a healthier, wealthier future for you and your loved ones.

📩 Message me Dennis Lopez Loñosa to know your best plan
✅ Monthly options available
✅ You can upgrade anytime

Ipon na may proteksyon. Ipon na walang tapon. 💙

𝗜𝗳 𝗻𝗼𝘁 𝘁𝗼𝗱𝗮𝘆, 𝘄𝗵𝗲𝗻?

"You will always have an excuse not to save or invest. No matter what your excuses is, one thing is for sure. You’re going to get old next year.”

“No matter what your excuse is, you will eventually retire and stop making active income.”

Tandaan mo, ngayon ang pinaka batang ikaw ang mag aalaga sa pag tanda mo.

If you want to know more, just send me a message Dennis Lopez Loñosa :)

Ang Healthcare at Life Insurance are two products na mabibili mo lamang kapag HINDI MO PA KAILANGAN? Pero kapag kailangan mo na - hindi ka na pwedeng bumili (even if you can afford it).

Buying a healthcare plan or insurance policy is a PRIVILEGE.

Dahil may mga taong gusto mag avail, pero di na pwede makabili.
It’s our healthy body, NOT our money, that enables us to buy it.

So ngayong bata ka pa, malusog ka pa, o wala ka pang sakit, this is the BEST TIME to start your Healthcare and Life Insurance.

Message me Dennis Lopez Loñosa for Quotation based on your age. 😊

Client: Hindi ako naniniwala sa Health care at Insurance.

Me: Mr. Client diba may kotse ka?
Client: Yes
Me: May spare tire kang dala?
Client: Yes
Me: Bakit ka may dala?
Client: Baka ma flatan ako eh.
Me: Alam mo kailan ka maf-flatan?
Client: Hindi.
Me: Gusto mong maflatan ng gulong?
Client: Syempre hindi!
Me: Kapag naflatan ka, anong mas gusto mo, may spare tire ka or wala?
Client: Syempre meron.

Me: Parang ganun lang ang healthcare at insurance.
Hindi mo pa gustong mawala.
Hindi mo rin gustong magkasakit, madisabled, maaksidente at maconfine.

Pero kasi hindi natin alam kung kelan yan mangyayari eh.
At kung sakaling mangyari ang isa sa mga yan anong mas gusto mo?
Handa ka o Hindi?

Client: Syempre yung handa ako.

Me: Oh halika pumirma ka dito ✍ nanggigigil ako sayo!🤣🤣🤣

Kidding aside, ang moral lesson is dapat Insured ka tulad ng car mo.
That's being prudent and wise. 👌




FOLLOW TO FOLLOW

37k ang na avail ni mam sa kanyang HMO.

Malaking tulong talaga ang 7k na medical allowance kung ito ay kinuha ng HMO dahil mahal magkasakit ngayon.

Di natin alam kailan anytime pwede tayo mangangailangan ng medical services!

Ang kagandahan kapag may Kaiser HMO ka dahil sa Private Hospital ka.

Kaiser National Healthcare Shield program ay exclusive lang sa government employees!

Up to 75,000 per illness ang coverage mo automatic cover pa ang Pre-Existing Conditions for only 7,000 pesos lang ang babayaran mo meron kanang isang taong na coverage.

Thanks mam Arcelyn Monterola Tefor trusting us!




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