Junior Financial Executives - Bicol University Chapter

𝗖𝗢𝗡𝗚𝗥𝗔𝗧𝗨𝗟𝗔𝗧𝗜𝗢𝗡𝗦 𝗔𝗡𝗗 𝗪𝗘𝗟𝗖𝗢𝗠𝗘 𝗧𝗢 𝗧𝗛𝗘 𝗙𝗔𝗠𝗜𝗟𝗬, 𝗞𝗔-𝗙𝗔𝗠! 🌟

The Bicol University - Junior Financial Executives proudly congratulates all passers of the 𝐁𝐢𝐜𝐨𝐥 𝐔𝐧𝐢𝐯𝐞𝐫𝐬𝐢𝐭𝐲 𝐂𝐨𝐥𝐥𝐞𝐠𝐞 𝐄𝐧𝐭𝐫𝐚𝐧𝐜𝐞 𝐄𝐱𝐚𝐦𝐢𝐧𝐚𝐭𝐢𝐨𝐧 (𝐁𝐔𝐂𝐄𝐓) for Academic Year 2026 - 2027!

The entire JFINEX family is beyond excited to welcome you to the BSBA Major in Financial Management. As you step into this new chapter, may you continue to grow with purpose and create memories that will shape your journey as a Ka-FaM.

Congratulations! Your story is only beginning, and we are excited to witness the heights you will soon reach. Padayon, Ka-FaM!





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𝐌𝐚. 𝐄𝐬𝐭𝐞𝐥𝐚 𝐂𝐚𝐝𝐚𝐠
Editorial Board, JFinEx

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Promotions and Design, JFinEx

𝗖𝗢𝗡𝗚𝗥𝗔𝗧𝗨𝗟𝗔𝗧𝗜𝗢𝗡𝗦 𝗧𝗢 𝗢𝗨𝗥 𝗡𝗘𝗪 𝗖𝗘𝗥𝗧𝗜𝗙𝗜𝗘𝗗 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗠𝗔𝗡𝗔𝗚𝗘𝗠𝗘𝗡𝗧 𝗦𝗣𝗘𝗖𝗜𝗔𝗟𝗜𝗦𝗧!

Congratulations to our Ka-FaM, who aced the Certified Financial Management Specialist (CFMS) assessment examination held last May 2026 with an overall passing rate of 72.75%.

You outdid yourselves once again. The path may not have been easy, but your courage and determination guided you to this moment of success. May this milestone be a reminder that you are more than capable of achieving your dreams.

𝑾𝒆 𝒂𝒓𝒆 𝒃𝒆𝒚𝒐𝒏𝒅 𝒑𝒓𝒐𝒖𝒅 𝒐𝒇 𝒚𝒐𝒖𝒓 𝒂𝒄𝒄𝒐𝒎𝒑𝒍𝒊𝒔𝒉𝒎𝒆𝒏𝒕, 𝑲𝒂-𝑭𝒂𝑴𝒔. 𝑪𝒐𝒏𝒈𝒓𝒂𝒕𝒖𝒍𝒂𝒕𝒊𝒐𝒏𝒔! 🎉






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𝐊𝐫𝐢𝐬𝐭𝐢𝐧𝐞 𝐒𝐡𝐚𝐧𝐞 𝐁𝐞𝐥𝐚𝐫𝐦𝐢𝐧𝐨
Editorial Committee, JFinEx

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Promotions and Design, JFinEx

𝗚𝗔𝗪𝗔𝗗 𝗕𝗨𝗘Ñ𝗢 𝟮𝟬𝟮𝟲 | 𝗔 𝗠𝗜𝗟𝗘𝗦𝗧𝗢𝗡𝗘 𝗢𝗙 𝗘𝗫𝗖𝗘𝗟𝗟𝗘𝗡𝗖𝗘 🏅

Warmest congratulations to the 𝐏𝐫𝐞𝐬𝐢𝐝𝐞𝐧𝐭’𝐬 𝐋𝐢𝐬𝐭𝐞𝐫𝐬 of the Financial Management Program for Academic Year 2025 - 2026. This recognition reflects the discipline and determination you carried throughout your academic journey.

Your success serves as a reminder that every step taken with purpose eventually leads to something rewarding. May you continue carrying the same passion and perseverance as you move closer to your goals.

Our FaM-ily celebrates this well-earned moment with you. 𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬, 𝐀𝐰𝐚𝐫𝐝𝐞𝐞𝐬! 💛🌟





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𝐌𝐚. 𝐄𝐬𝐭𝐞𝐥𝐚 𝐂𝐚𝐝𝐚𝐠
Editorial Board, JFinEx

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Promotions and Design, JFinEx

𝐓𝐡𝐞 𝐟𝐢𝐥𝐢𝐧𝐠 𝐨𝐟 𝐂𝐞𝐫𝐭𝐢𝐟𝐢𝐜𝐚𝐭𝐞𝐬 𝐨𝐟 𝐂𝐚𝐧𝐝𝐢𝐝𝐚𝐜𝐲 (𝐂𝐎𝐂) 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐁𝐔-𝐉𝐅𝐈𝐍𝐄𝐗 𝐄𝐥𝐞𝐜𝐭𝐢𝐨𝐧𝐬 𝟐𝟎𝟐𝟔 𝐢𝐬 𝐨𝐟𝐟𝐢𝐜𝐢𝐚𝐥𝐥𝐲 𝐂𝐋𝐎𝐒𝐄𝐃.

Stay tuned as we introduce the official candidates who will help shape the future of BU-JFINEX. 💼📊

𝐓𝐡𝐞 𝐟𝐢𝐥𝐢𝐧𝐠 𝐨𝐟 𝐂𝐞𝐫𝐭𝐢𝐟𝐢𝐜𝐚𝐭𝐞𝐬 𝐨𝐟 𝐂𝐚𝐧𝐝𝐢𝐝𝐚𝐜𝐲 (𝐂𝐎𝐂) 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐁𝐔-𝐉𝐅𝐈𝐍𝐄𝐗 𝐄𝐥𝐞𝐜𝐭𝐢𝐨𝐧𝐬 𝟐𝟎𝟐𝟔 𝐢𝐬 𝐨𝐟𝐟𝐢𝐜𝐢𝐚𝐥𝐥𝐲 𝐂𝐋𝐎𝐒𝐄𝐃.

We commend all the brave and passionate student leaders who stepped forward and answered the call to serve our Financial Management community. Your journey to leadership begins now.

Stay tuned as we introduce the official candidates who will help shape the future of BU-JFINEX. 💼📊





𝘊𝘢𝘱𝘵𝘪𝘰𝘯 𝘣𝘺 𝘈𝘭𝘭𝘪𝘺𝘢𝘩 𝘓𝘦𝘣𝘪𝘵𝘢𝘯𝘪𝘢, 𝘈𝘴𝘴𝘰𝘤𝘪𝘢𝘵𝘦 𝘌𝘥𝘪𝘵𝘰𝘳
𝘓𝘢𝘺𝘰𝘶𝘵 𝘣𝘺 𝘒𝘳𝘪𝘴𝘵𝘪𝘯𝘦 𝘚𝘩𝘢𝘯𝘦 𝘉𝘦𝘭𝘢𝘳𝘮𝘪𝘯𝘰, 𝘓𝘢𝘺𝘰𝘶𝘵 𝘈𝘳𝘵𝘪𝘴𝘵

𝐂𝐇𝐎𝐎𝐒𝐄 𝐘𝐎𝐔𝐑 𝐑𝐎𝐋𝐄 🎮

Before stepping into leadership, it is important to understand the responsibilities that come with it. As part of the 𝗕𝗨-𝗝𝗙𝗜𝗡𝗘𝗫 𝗘𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝟮𝟬𝟮𝟲, here are the roles and responsibilities of each position open for candidacy. Every position plays an important part in strengthening the organization and creating meaningful impact within the BU-JFINEX community.

𝗖𝗢𝗖 𝗙𝗢𝗥𝗠:
https://forms.gle/2b9nwLMDxCuBwN8E6
https://forms.gle/2b9nwLMDxCuBwN8E6
https://forms.gle/2b9nwLMDxCuBwN8E6





𝘓𝘢𝘺𝘰𝘶𝘵 𝘣𝘺 𝘒𝘳𝘪𝘴𝘵𝘪𝘯𝘦 𝘚𝘩𝘢𝘯𝘦 𝘉𝘦𝘭𝘢𝘳𝘮𝘪𝘯𝘰, 𝘓𝘢𝘺𝘰𝘶𝘵 𝘈𝘳𝘵𝘪𝘴𝘵

𝗣𝗛𝗢𝗧𝗢 𝗛𝗜𝗚𝗛𝗟𝗜𝗚𝗛𝗧𝗦 | BU-JFINEX 2nd General Assembly

The 2nd General Assembly was made even more memorable because of the people who participated, engaged, and shared their time with us. Through these photo highlights, we look back on the moments that brought inspiration togetherness throughout the event.

As this chapter closes, may the lessons and memories continue to grow beyond today. Thank you, Ka-FaM! 💫






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𝐌𝐚. 𝐄𝐬𝐭𝐞𝐥𝐚 𝐂𝐚𝐝𝐚𝐠
Editorial Board, JFinEx

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Promotions and Design, JFinEx

Every great leader starts with one decision — and this might be 𝙮𝙤𝙪𝙧𝙨. 𝐂𝐡𝐨𝐨𝐬𝐞 𝐭𝐡𝐞 𝐩𝐨𝐬𝐢𝐭𝐢𝐨𝐧 𝐭𝐡𝐚𝐭 𝐦𝐚𝐭𝐜𝐡𝐞𝐬 𝐲𝐨𝐮𝐫 𝐩𝐚𝐬𝐬𝐢𝐨𝐧, 𝐬𝐤𝐢𝐥𝐥𝐬, 𝐚𝐧𝐝 𝐰𝐢𝐥𝐥𝐢𝐧𝐠𝐧𝐞𝐬𝐬 𝐭𝐨 𝐬𝐞𝐫𝐯𝐞. ✨

𝐏𝐢𝐜𝐤 𝐲𝐨𝐮𝐫 𝐩𝐨𝐬𝐢𝐭𝐢𝐨𝐧, 𝐚𝐧𝐝 𝐭𝐚𝐤𝐞 𝐭𝐡𝐞 𝐧𝐞𝐱𝐭 𝐬𝐭𝐞𝐩 𝐢𝐧 𝐥𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩. ✨

The filing for candidacy for 𝗕𝗨-𝗝𝗙𝗜𝗡𝗘𝗫 𝗘𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝟮𝟬𝟮𝟲 is still ongoing. This is your opportunity to step forward, showcase your potential, and become part of a team committed to serving the Financial Management community.

Every great leader starts with one decision — and this might be 𝙮𝙤𝙪𝙧𝙨. 𝐂𝐡𝐨𝐨𝐬𝐞 𝐭𝐡𝐞 𝐩𝐨𝐬𝐢𝐭𝐢𝐨𝐧 𝐭𝐡𝐚𝐭 𝐦𝐚𝐭𝐜𝐡𝐞𝐬 𝐲𝐨𝐮𝐫 𝐩𝐚𝐬𝐬𝐢𝐨𝐧, 𝐬𝐤𝐢𝐥𝐥𝐬, 𝐚𝐧𝐝 𝐰𝐢𝐥𝐥𝐢𝐧𝐠𝐧𝐞𝐬𝐬 𝐭𝐨 𝐬𝐞𝐫𝐯𝐞.

𝗖𝗢𝗖 𝗙𝗢𝗥𝗠:
https://forms.gle/2b9nwLMDxCuBwN8E6
https://forms.gle/2b9nwLMDxCuBwN8E6
https://forms.gle/2b9nwLMDxCuBwN8E6





𝘓𝘢𝘺𝘰𝘶𝘵 𝘣𝘺 𝘒𝘳𝘪𝘴𝘵𝘪𝘯𝘦 𝘚𝘩𝘢𝘯𝘦 𝘉𝘦𝘭𝘢𝘳𝘮𝘪𝘯𝘰, 𝘓𝘢𝘺𝘰𝘶𝘵 𝘈𝘳𝘵𝘪𝘴𝘵

𝐀𝐍𝐎𝐓𝐇𝐄𝐑 𝐘𝐄𝐀𝐑 𝐀𝐃𝐃𝐄𝐃 𝐓𝐎 𝐓𝐇𝐄 𝐋𝐄𝐃𝐆𝐄𝐑! 🥳✨

The BU Junior Financial Executives extends its warmest greetings to 𝗞𝗶𝗺, our very own 𝙀𝙭𝙚𝙘𝙪𝙩𝙞𝙫𝙚 𝙃𝙚𝙖𝙙 𝙛𝙤𝙧 𝘼𝙘𝙘𝙤𝙪𝙣𝙩𝙨 𝙖𝙣𝙙 𝙍𝙚𝙘𝙤𝙧𝙙𝙨!

Numbers may be her forte, but beyond the records and reports is someone whose dedication, reliability, and hard work never go unnoticed. In everything that she does, she continues to embody precision, responsibility, and excellence, which makes her a one of a kind person to us and our Ka-FaM.

May this new year of your life be filled with growth, success, and moments worth recording in the best chapters of your journey. May you celebrate happily with the people dearest to you and we wish you a year as organized as your spreadsheets and as fulfilling as the goals you continue to achieve. 💛🖤

𝐎𝐧𝐜𝐞 𝐚𝐠𝐚𝐢𝐧, 𝐇𝐚𝐩𝐩𝐢𝐞𝐬𝐭 𝐁𝐢𝐫𝐭𝐡𝐝𝐚𝐲 𝐭𝐨 𝐲𝐨𝐮, 𝐦𝐚𝐝𝐚𝐦𝐞 𝐊𝐢𝐦𝐦𝐲! 🎊

𝗘𝗩𝗘𝗥𝗬 𝗦𝗣𝗔𝗖𝗘 𝗦𝗧𝗔𝗥𝗧𝗦 𝗪𝗜𝗧𝗛 𝗔 𝗪𝗔𝗬 𝗧𝗢 𝗦𝗣𝗘𝗔𝗞 𝗔𝗡𝗗 𝗘𝗩𝗘𝗥𝗬 𝗩𝗢𝗜𝗖𝗘 𝗦𝗘𝗘𝗞𝗦 𝗜𝗧𝗦 𝗣𝗟𝗔𝗖𝗘 𝗪𝗜𝗧𝗛𝗜𝗡 𝗜𝗧. 🌿

As part of 𝗘𝗦𝗣𝗔𝗦𝗬𝗢: 𝗔 𝗦𝗽𝗮𝗰𝗲 𝘁𝗼 𝗕𝗲 𝗬𝗼𝘂, 𝗕𝗨𝗖𝗕𝗘𝗠 𝗦𝗔𝗚𝗘 presents a series of sub-events thoughtfully designed to open pathways for expression, reflection, awareness, and meaningful connection within the BUCBEM community Each initiative carries a distinct purpose yet all converge toward the shared goal of creating spaces where voices are given room to unfold without fear or limitation.

From platforms that amplify spoken and written expression, to spaces that challenge assumptions, uncover truths, and highlight lived experiences, these sub-events are shaped to foster a deeper sense of inclusivity. Together, they remind us that learning to listen is just as powerful as learning to speak.

As these spaces open their doors, we look forward to seeing CBEMians step into them not as mere participants, but as co-authors adding color to a canvas still becoming. May we meet these spaces as active contributors where every voice finds its rhythm and every silence finds its meaning.

Fully. Freely. Without hesitation.





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𝗗𝗔𝗩𝗘 𝗪𝗘𝗦𝗟𝗘𝗬 𝗠𝗢𝗦𝗧𝗢𝗟𝗘𝗦
Public Relations Officer
| 𝘉𝘜𝘊𝘉𝘌𝘔 - 𝘚𝘈𝘎𝘌

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1st Year Representative
| 𝘉𝘜𝘊𝘉𝘌𝘔 - 𝘚𝘈𝘎𝘌

𝗘𝘃𝗲𝗻𝘁 𝗣𝗿𝗼𝗴𝗿𝗮𝗺𝗺𝗲 | BU-JFINEX 2nd General Assembly

Get ready for a meaningful and exciting gathering, Ka-FaM!

Here is the official programme for our 2nd General Assembly. Take a look at the flow of activities as we come together for updates and discussions throughout the event. 𝑺𝒆𝒆 𝒚𝒐𝒖 𝒊𝒏 𝒂𝒏 𝒉𝒐𝒖𝒓!

To join and be part of today’s gathering, kindly access the Google Meet link below

𝗚𝗼𝗼𝗴𝗹𝗲 𝗠𝗲𝗲𝘁 𝗟𝗶𝗻𝗸:
meet.google.com/xwt-ijgk-aqb
meet.google.com/xwt-ijgk-aqb
meet.google.com/xwt-ijgk-aqb






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𝐌𝐚. 𝐄𝐬𝐭𝐞𝐥𝐚 𝐂𝐚𝐝𝐚𝐠
Editorial Board, JFinEx

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Promotions and Design, JFinEx