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Life Goals, aragan, Cabugao (2026)

12/01/2022

𝑻𝒉𝒆 𝒐𝒏𝒍𝒚 𝑷𝒆𝒓𝒔𝒐𝒏 𝒕𝒉𝒂𝒕 𝒄𝒂𝒏 𝒔𝒂𝒗𝒆 𝒚𝒐𝒖.....𝒊𝒔 𝒀𝒐𝒖.

One of the scariest 𝒎𝒐𝒎𝒆𝒏𝒕𝒔 in life is when you come to the realization that the only person that can save you... is yourself. When you 𝒖𝒏𝒅𝒆𝒓𝒔𝒕𝒂𝒏𝒅 on what are the causes of 𝑷𝒓𝒐𝒄𝒓𝒂𝒔𝒕𝒊𝒏𝒂𝒕𝒊𝒐𝒏, you can 𝒖𝒔𝒆 these 𝒔𝒕𝒓𝒂𝒕𝒆𝒈𝒊𝒆𝒔 to 𝒐𝒗𝒆𝒓𝒄𝒐𝒎𝒆 it and reach your full 𝒑𝒐𝒕𝒆𝒏𝒕𝒊𝒂𝒍.

𝑬𝒗𝒆𝒓𝒚𝒐𝒏𝒆 put things off from time to time, but 𝒑𝒓𝒐𝒄𝒓𝒂𝒔𝒕𝒊𝒏𝒂𝒕𝒐𝒓𝒔 chronically avoid difficult 𝒕𝒂𝒔𝒌𝒔. They 𝒂𝒗𝒐𝒊𝒅 it, 𝒅𝒆𝒍𝒂𝒚 at home, at work, and in their relationships with colleagues at work, in which inevitably 𝒃𝒓𝒊𝒏𝒈𝒔 impacts on the quality of their performance and overall well being.

Overcoming 𝒑𝒓𝒐𝒄𝒓𝒂𝒔𝒕𝒊𝒏𝒂𝒕𝒊𝒐𝒏 begins with realizing that you are 𝒅𝒐𝒊𝒏𝒈 it.

But instead of beating yourself up about this very common problems, look deeper at what’s 𝒄𝒂𝒖𝒔𝒊𝒏𝒈 it. When you understand the reasons behind your 𝒃𝒆𝒉𝒂𝒗𝒊𝒐𝒓, you can find the right strategy to manage and overcome It. Sorround yourself with 𝒑𝒐𝒔𝒊𝒕𝒊𝒗𝒆 and 𝒎𝒐𝒕𝒊𝒗𝒂𝒕𝒆𝒅 people that will 𝒃𝒓𝒊𝒏𝒈 and encouraging you on how to become successful. Be fruitful and productive empower yourself and know your purpose in life.
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31/12/2021

Let us put the past to rest. Forgive and let go. Our future is at hand. Something good’s about to happen.

Excited for a year of abundance 2022 💪

Happy new year to all 🥂

30/12/2021

-𝑯𝒂𝒗𝒊𝒏𝒈 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑭𝒓𝒆𝒆𝒅𝒐𝒎-
𝐏𝐚𝐲 𝐘𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐅𝐢𝐫𝐬𝐭

Our society Gratifies 𝐒𝐩𝐞𝐧𝐝𝐢𝐧𝐠 instead of 𝐒𝐚𝐯𝐢𝐧𝐠.
We live in a society that constantly bombard the consumers with 𝐚𝐝𝐯𝐞𝐫𝐭𝐢𝐬𝐞𝐦𝐞𝐧𝐭 on TV, 𝐢𝐧𝐭𝐞𝐫𝐧𝐞𝐭 and 𝐧𝐞𝐰𝐬𝐩𝐚𝐩𝐞𝐫𝐬.Don't be fooled and be like a one time millionaire. Be wise in buying things. 𝐒𝐩𝐞𝐧𝐝 on the things that your money will grow.

On top of that, 𝐫𝐢𝐬𝐢𝐧𝐠 𝐚𝐟𝐟𝐥𝐮𝐞𝐧𝐜𝐞 and 𝐩𝐞𝐞𝐫 𝐩𝐫𝐞𝐬𝐬𝐮𝐫𝐞 breeds more 𝐩𝐫𝐢𝐝𝐞𝐟𝐮𝐥 individuals who competes with one another to have more extravagant 𝐰𝐚𝐧𝐭𝐬. Don't be fooled and be like a one time millionaire. Be wise in buying things. 𝐒𝐩𝐞𝐧𝐝 on the things that your money will grow.

Lamang ang may alam👇
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26/12/2021

realtalkimg101

That tradition of giving 𝒂𝒈𝒖𝒊𝒏𝒂𝒍𝒅𝒐 must be done out of your generosity or out of the abundance of your heart, and not because of what your kumare/kumpare expects you to do so. Dahil sa misinformation na ito, maraming nagtatagong Ninong at Ninang at ang toxic pa doon ay kapag hindi nakapagbigay si 𝑵𝒊𝒏𝒐𝒏𝒈/𝑵𝒊𝒏𝒂𝒏𝒈 for whatever reason, they are branded to be madamot or kuripot.

So what can we do about this?

First, we need to change our attitude towards being a godparent. Let us strive to be a godparent who chooses to give wisdom to our inaanak.

Second, we also need to change our attitude and expectations towards our godparents or sa ninong/ninang ng anak mo.

However, if you really want to give, then prepare for it. 𝑬𝒏𝒗𝒆𝒍𝒐𝒑𝒆 𝑺𝒚𝒔𝒕𝒆𝒎 , or for the sake of the holidays, 𝑨𝒏𝒈 𝑷𝒂𝒐 system is a good way to allocate 𝒂𝒈𝒖𝒊𝒏𝒂𝒍𝒅𝒐 for all your godchildren. You can be sure that no inaanak is left behind plus you can easily know how much you must allocate for them.

Again, giving 𝒂𝒈𝒖𝒊𝒏𝒂𝒍𝒅𝒐 is not your obligation or responsibility as a Ninong or Ninang. You must give simply because you want to give, not because you are ashamed not to give.

𝑪𝒉𝒓𝒊𝒔𝒕𝒎𝒂𝒔 is a season to be 𝒋𝒐𝒍𝒍𝒚, but it also has the tendency to bring in 𝒕𝒐𝒙𝒊𝒄 𝒕𝒓𝒂𝒅𝒊𝒕𝒊𝒐𝒏𝒔 and 𝒔𝒑𝒆𝒏𝒅𝒊𝒏𝒈 𝒉𝒂𝒃𝒊𝒕𝒔. Just like in our previous post, 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒍𝒊𝒕𝒆𝒓𝒂𝒄𝒚 is not seasonal. 𝑪𝒉𝒓𝒊𝒔𝒕𝒎𝒂𝒔 is not a season to forget to discipline ourselves in our spending and on sticking to our 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒈𝒐𝒂𝒍𝒔. SPEND Wisely and Be PRACTICAL.

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26/12/2021

🎁 𝑻𝒉𝒆 𝑩𝒆𝒔𝒕 𝑮𝒊𝒇𝒕 𝑭𝒐𝒓 𝒀𝒐𝒖𝒓𝒔𝒆𝒍𝒇 𝒕𝒉𝒊𝒔 𝑪𝒉𝒓𝒊𝒔𝒕𝒎𝒂𝒔 𝒊𝒔 𝑯𝒂𝒗𝒊𝒏𝒈 𝑷𝒆𝒂𝒄𝒆 𝒐𝒇 𝑴𝒊𝒏𝒅 𝒂𝒏𝒅 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑭𝒓𝒆𝒆𝒅𝒐𝒎

Kapag nagpamember ka sa IMG, sa Membership Fee na P5,500.00 pesos (PH Code). Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.

🎁 IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:

🎁 IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits

🎁 Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “ Paano nga ba makapag-umpisa?” Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.

🎁 Manila Bankers Life 100 K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100, 000 para sa kanila diba?

🎁 Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!

🎁 Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision.

🎁 Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.

🎁 24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.

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26/12/2021

💚I love my family so I got Kaiser to leave some blessings instead of bills IF I DIE TOO SOON.

💚I love myself so I got Kaiser to make money work for me and have a comfortable life IF I LIVE TOO LONG.

💚Health is wealth so I got Kaiser to take care of me for life IF I GET SICK.

✅ Daig ng maagap ang masikap. Invest now and be rewarded for being healthy, saving correctly and investing early, safely and wisely.

Visit website:
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18/12/2021

Someone asked me:

Nag-Inquire: Ano makukuha ko sa 5,500 ( pH code ) kapag nag-member ako sa IMG? Magkano rin makukuha mo kapag nag join ako?

Me:
FYI, ang membership sa IMG ay 5,500 at lahat ng benefits ma-eenjoy mo at mapapakinabangan mo. Para yang Enrolment Fee sa school, nag-enrol ka kasi gusto mong matuto. Hindi mo iisipin kung magkano kikitain ng School mo at Teacher mo sa Enrolment Fee mo, kasi nag-enroll ka dahil sa SARILI mong Interest.
Parang ganoon rin sa IMG, mag-join ka dahil gusto mong MAGBAGO ang FINANCIAL Life mo. Dahil walang ibang responsable jan, kundi IKAW lang. Tutulungan ka lang ng IMG!

Nag-Inquire:
Ah ganoon po pala Ma'am.

Me:
FYI po ulit, hindi kami kumikita sa Membership ng tao sa IMG. Hindi po kami Networking Company na kumikita sa Membership ng tao. Ang 5,500 mo sayo yan, purely sa Sarili mong INTEREST yan sa IMG.

Nag-Inquire:
Ah ganoon po pala, akala ko may kita po kayo sa Membership. Eh paano po kayo kumikita sa IMG?

Me:
Ah... kahit gusto kong i-share sayo, hindi po pwede.. kasi IMG Members lang ang may Benefit na malaman yan. Kaya, mag-member ka na muna. 😉

Nasa link ang iba pang kasagutan iyong mga tanong.👇👇👇👇👇👇👇👇👇

You can call or pm me for the access to attend online webinars for free.👇👇

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Anne Barcena Afp®

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62 IMGMembershipBenefits

-ctto

18/12/2021

May KAISER LONG TERM CARE ka na ba?
Kaiser Long Term Care (also known as "Kaiser Ultimate Health Builder (3in1 Plan)" - is an HMO (Health Maintenance Organization) savings plan which is a complete Financial Solution that answers our 3 major financial needs:💥

1. - magagamit natin when we got sick, hindi na natin problema yung pampaospital. At cover tayo nito even when we retire - kung saan mas kailangan natin yung healthcare, kasi dyan na naglalabasan yung mga health conditions.💥

2. - in case something will happen to us unexpectedly - maaga tayo tinawag ni Lord, makaka-receive ang family ng life insurance money. This is crucial especially kung ikaw ay breadwinner - hindi na problem ang mga gastusin, pampaaral sa mga anak, at magagamit din na makapag-start ng business to generate continuous income. 💥

3. - kapag blessed tayo ni Lord with long life - it's good news, pero ang tanong ngayon, "enough ba ang savings natin to support our needs when we retire?" - This will generate passive income sa ating retirement years, ito yung panahon na hindi na tayo kumikita ng active income kaya kailangan natin magbuild ng passive income as early as we can para kahit na hindi na tayo nagtatrabaho ay pumapatak parin yung income.

*Premium – the amount that the insured Individual needs to pay the insurance company for the coverage/ protection agreed upon.

Grow your money faster, better, and safer by investing in Kaiser Long Term Care with 10% average returns per year. 💥
"Time is precious and regret is always at the end. Take control of your future while you can."
Be Healthy and Insured while investing!💥
Act Now, secure your future!
If not now, when? kung wala ka nang oras? If not this, what else out there💥

Take note: Always think of KAISER ULTIMATE as HEALTHCARE first, LIFE INSURANCE second, and as INVESTMENT last.

You can call or pm me for the access to attend online webinars for free.👇👇

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UrFinancialCoach👇
Anne Barcena Afp®

Ctto

18/12/2021

Ano ba ang mas mahalaga para sa iyo?
Healthcare, Insurance or Investment?

Paano kung sasabihin ko na pwede mong ma avail ang tatlong bagay na yan.

That is WHY KAISER IS THE BEST Investment to start. BAKIT?

➡️ 7 years ka lang mag iipon at protected kana for your GOLDEN YEARS. 👴🏼👵🏻

So ANO nga ba talaga ang KAISER LONGTERM HEALTHCARE❓ 🤔

📌 It is a 3 in 1 longterm healthcare insurance na meron Healthcare + Insurance + Investment. ❤️

✅ Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✅ Kapag hindi mo nagamit ang annual health care coverage mo, hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser, marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✅ May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✅ Waived na ang payment kung may nangyari sa policy holder, it means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✅ Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✅ Good as cash sya pagdating ng maturity. So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✅ Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✅ In case of emergency, pwede magamit as family assistance.

➡️ Sinu ang pwedeng maka avail nito❓

✅ Lahat ng nasa 10-60 years old mayaman man o mahirap.

📌 Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

❤️ KAISER Longterm Healthcare is the first and only longterm health care in the Philippines.

You can call or pm me for the access to attend online webinars for free.👇👇

Click here to get your gift👇
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FREE sign up here👇
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UrFinancialCoach👇
Anne Barcena Afp®

18/12/2021

To all Mom and Dad:

Science says instead of giving toys, give gifts that create memories and life...They are valued more than toys.

BUILD YOUR CHILD'S FUTURE!
MAKE THEM MILLIONAIRE THRU FINANCIAL EDUCATION.

If you have a 10 yo child, start saving for them 🅿️88/day in just 7 years....
* At the age of 30 yo he already has 🅿️524K.
* At the age of 60 yo he already has 🅿️9.1 Million .
* At the age of 65 yo he already has 🅿️14.7 Million

By default may naiwan kang pamana sa kanila sa pagtanda mo, kaya always think of a long-term!

Ito pa mas magada. They're already insured, their hospitalization is still covered until his 100 yo or beyond.

If you have experienced being poor in your family and you don't want your child to experience it. DO THIS. STOP THE CYCLE OF GENERATIONAL POVERTY!

Be the key to cutting the poverty of your family so that your generation can live the beautiful life you dream/prayed of. True love is not just caring, our child, there should be savings and investment for them - dahil mas lamang ang may alam sa financial literacy and we should exercise caution and perform due diligence as a Parents.

A good person leaves an inheritance for their children’s children. - Proverbs 13:22 NIV

Want to know more? We have available computation for this plan from 10 yo to 60 y/o.

Think about how to improve your life. Make your day productive. We help you to build your child's future thru proper saving and investing in financial literacy.

Book your slots now! We are conducting a FREE PRESENTATION WEBINAR via ZOOM. -

BE smart. BE wise. BE educated.

For IMG Membership Application, click the link below. ...
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