Secure Your Future

𝙃𝙖𝙥𝙥𝙮 𝙇𝙖𝙗𝙤𝙧 𝘿𝙖𝙮!✨

Reward yourself by protecting your hard-earned Income with these affordable Insuravest!

𝙄𝙉𝙎𝙐𝙍𝘼𝙑𝙀𝙎𝙏 𝙞𝙨 𝙖𝙣 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙬𝙞𝙩𝙝 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙥𝙡𝙖𝙣.

Interested? Let’s talk! 😉

To all Policy holders:

YOUR BANK SAVINGS IS DIFFERENT FROM YOUR INSURANCE POLICY!

Please don’t let your policy lapse‼️

Life Insurance is a privilege. Once your policy is approved, it means you are already covered whatever may happen.

May time na sasabihin mo sa sarili mo na bakit ka ba nagbabayad ng insurance eh hindi mo pa naman ito kailangan. But come to think of it, if kailanganin mo na siya, you'll be thankful dahil covered ka. ❤️🥺

Financial Planning is not difficult. You just have to follow this four FORMULAS. ☺️

⭐️ First, How much Life Insurance do you need?
-It Should be 10 times of your Annual Income.
For example: 25,000 Monthly Salary x 12 months x 10
= 3,000,000
That is the grant amount we need to prepare for our loved ones when we die
⭐️ Second, How much DO WE NEED FOR INCOME PROTECTION OR CRITICAL ILLNESS?
-It Should be 5 times of your Annual Income.
For example: 25,000 Monthly Salary x 12 months x 5
=1,500,000
That is the amount we provide for our selves if we have a critical illness and are unable to work.
⭐️ Third, how much do we need to save every month for our retirement?
-It should be 20% of your Monthly Salary which is 5,000 per month for our retirement preparation later.
⭐️Fourth and last, how much do we need for our kids education?
It should be 5% of your Monthly Salary which is 1,250 per month, for your child's education.

by: Dr. Sanjay Tolani

Please send me a message for free quotation. Have a blessed day everyone. 😊

𝑳𝒆𝒕’𝒔 𝒕𝒓𝒂𝒗𝒆𝒍 𝒕𝒉𝒆 𝒘𝒐𝒓𝒍𝒅 𝒇𝒐𝒓 𝑭𝑹𝑬𝑬 𝒘𝒊𝒕𝒉 𝑷𝒓𝒖! ❤️

Good news! The company released the international travel incentives for 2023:

🐫 Dubai
🛳️ Singapore, Thailand, Vietnam
❄️ Alaska and Vancouver

Come with us also to local travel incentives such as Punta Fuego, Bohol, and Boracay. 🏖️

Take note that these are all-expenses-paid by the company!!

So what are you waiting for? Join us and be a Licensed Financial Advisor now! 🤩

‼ BANK SAVINGS VS. INSURANCE + INVESTMENT (2-IN-1 VUL) ‼

This is the concept of BANK VS. PRU LIFE UK's INSURAVEST 💰

1⃣. A perfect representation of what will happen to your hard-earned money when you put it in the bank as savings and in Pru Life UK (VUL) as investment and insurance.

2⃣. Money saved in the bank can be used for immediate expenses and short-term needs. While money invested in VUL can be used in case of emergencies such as hospitalization, accident, critical illness, retirement, or death without depleting your savings.

3⃣. No one wants to have a zero balance so be wiser with your money and protect and secure you and your loved ones' financial future.

𝗛𝗮𝗽𝗽𝘆 𝗩𝗮𝗹𝗲𝗻𝘁𝗶𝗻𝗲’𝘀 𝗗𝗮𝘆 ❤️

Why Life Insurance is the Ultimate Valentines Gift?

1. 𝐈𝐭 𝐢𝐬 𝐫𝐨𝐦𝐚𝐧𝐭𝐢𝐜. ❤️
It may not be a grand gesture like standing outside someone’s window holding a boombox. Or a small act of kindness like holding the door open for someone. Or leaving a random note on someone’s bag.

Di sya bongga, pero hindi din simple. Pero its a firm statement saying:
We’re in this together for the long haul. ❤️

2. 𝐈𝐭 𝐰𝐢𝐥𝐥 𝐥𝐚𝐬𝐭.❤️
While other gifts become not work anymore. While flowers wilt. Life Insurance will take care of you however long you like.

3. 𝐈𝐟 𝐥𝐮𝐜𝐤𝐲, 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐚𝐧 𝐚𝐥𝐬𝐨 𝐥𝐞𝐚𝐝 𝐭𝐨 𝐛𝐞𝐧𝐞𝐟𝐢𝐜𝐢𝐚𝐫𝐢𝐞𝐬. 😉
During these times, important na meron security sa bawat relationship. Pwedeng single ka ngayon pero since responsable ka maghandle ng finances and insured ka, when you meet your The One, secured sya sayo.

If married ka naman, di mo masabi baka magkaron na din kayo ng Baby Number 1, or 2 or 3. 😍

Hindi ito kagaya ng ibang regalo na binibigay natin sa loved ones natin pero imagine that “wow moment” they get that check. 😇

*Give the gift of Life Insurance this Valentines Day*

🥰🥰😍😍

Sasakyan: Insured (good decision 😊👍)

OO importanteng may insurance ang bagong kotse kasi if ever nagkaroon ng unwanted events, maaayos at maibabalik ito sa dati.

Pero how about ikaw?, ang family mo? 🥺

Yes, Healthy ka ngayon
Yes, Marami kang ipon
Yes, May HMO ka
Yes, May sahod ka
Yes, May sasakyan ka
Yes, May business ka

Remember: Every Filipino Family is one critical illness away from poverty. Hahayaan mo bang mapunta lahat sa hospital bills ang mga pinaghirapan mo?

Protectahan natin ang buong family mo. Usap tayo, G? 😊


ctto

𝗕𝗲𝘀𝘁 𝗦𝗲𝗹𝗹𝗲𝗿: 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘! 👨‍👩‍👦 🫶🏻🫶🏻🫶🏻

Below is a sample computation not just for you but for your entire family's protection, may kasama pang savings and investments.

This is a sample of a 𝗩𝗨𝗟 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘.

The more you start now, the more peace of mind for your family, the more withdrawable savings for you and your family members.

Message me for FREE FINANCIAL CONSULTATION. 📩

Ricardo de la Cruz Jr
Licensed Financial Consultant
PRU LIFE UK

𝗩𝗨𝗟 is a type of life insurance with two primary components:
"Life Insurance Benefit" and "Savings (Investment)".

𝗩𝗨𝗟 = 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗦𝗔𝗩𝗜𝗡𝗚𝗦 (𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧)

VUL insurance policies are built based on traditional life insurance plans but have a additional separate component that invests cash in the stock market (𝘴𝘪𝘮𝘪𝘭𝘢𝘳 𝘵𝘰 𝘮𝘶𝘵𝘶𝘢𝘭 𝘧𝘶𝘯𝘥).

𝗩𝗨𝗟 𝗣𝗔𝗬𝗠𝗘𝗡𝗧 - 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗙𝗘𝗘𝗦/𝗖𝗛𝗔𝗥𝗚𝗘𝗦 = 𝗖𝗔𝗦𝗛 (𝘴𝘢𝘷𝘪𝘯𝘨𝘴)

𝙑𝙐𝙇 insurance plan, particularly its savings component typically have both a maximum cap and minimum floor on the investment return.
𝗠𝗮𝘅𝗶𝗺𝘂𝗺 𝗖𝗮𝗽, meaning, the highest potential interest limit.
𝗠𝗶𝗻𝗶𝗺𝘂𝗺 𝗙𝗹𝗼𝗼𝗿, lowest acceptable interest limit, usually 0%.

A cap limits the interest rate and sets a maximum level of return for the investor.
A floor sets a base level of interest that an investor can expect to earn.

Clients may access their cash savings by taking a withdrawal or borrowing funds. However, if the cash value falls below a specific level, additional payments must be made to prevent the policy from lapsing ( 𝘪𝘯𝘷𝘢𝘭𝘪𝘥/𝘦𝘹𝘱𝘪𝘳𝘦𝘥 ).

𝗪𝗮𝗻𝘁 𝘁𝗼 𝗹𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲? 𝗙𝗲𝗲𝗹 𝗳𝗿𝗲𝗲 𝘁𝗼 𝗰𝗵𝗮𝘁, 𝗮𝘀𝗸 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀, 𝗿𝗲𝗾𝘂𝗲𝘀𝘁 𝗮 𝗳𝗿𝗲𝗲 𝗱𝗶𝘀𝗰𝘂𝘀𝘀𝗶𝗼𝗻 𝗮𝗻𝗱 𝗽𝗿𝗼𝗽𝗼𝘀𝗮𝗹 𝗾𝘂𝗼𝘁𝗮𝘁𝗶𝗼𝗻 🙂

Nasayang na 'yung 2022. Huwag mo nang sayangin ulit ang 2023.

If you CAN, then do it NOW.

----
Let's plan for your future 😊❤️

Tara Usap Tayo!! Message me now👉📩

Ricardo de la Cruz Jr
Licensed Financial Advisor | Pru Life U.K

We are looking for 10 Junior Employees, Supervisors, or Career Shifters to join our exclusive PruVenture Program as Fulltime Consultants!

This position offers 𝗖𝗢𝗠𝗣𝗘𝗧𝗜𝗧𝗜𝗩𝗘 𝗠𝗢𝗡𝗧𝗛𝗟𝗬 𝗔𝗟𝗟𝗢𝗪𝗔𝗡𝗖𝗘 (20K/40K/60K) 🔥

On top of 𝗪𝗘𝗘𝗞𝗟𝗬 𝗖𝗢𝗠𝗠𝗜𝗦𝗦𝗜𝗢𝗡𝗦, 𝗖𝗔𝗦𝗛 𝗕𝗢𝗡𝗨𝗦𝗘𝗦, & 𝗧𝗥𝗔𝗩𝗘𝗟 𝗜𝗡𝗖𝗘𝗡𝗧𝗜𝗩𝗘𝗦! 💯

Message me for more details!