RIVAL Wealth

Expecting a new baby in your family?

As you get ready for your new arrival, it's a good time to think about a few financial and legal details that are easy to overlook:

*Reviewing or updating your will
*Choosing a guardian and making it legally formal, as well as having a conversation with them
*Checking in with your financial adviser to see if your insurance and income cover still fit your situation
*Building up a rainy day fund, if it is workable, to help cover unexpected events

Are you in the right investment or KiwiSaver fund for you? Your risk profile plays a big part in that. It helps match your investments to your goals, timeframes, and how much risk you are comfortable taking.

If yours has not been reviewed recently, it might be worth a check Find out more about 'What is a risk profile'. https://rivalwealth.co.nz/risk-profile/

Over the next 20 years, about $1.6 trillion will be passed from one generation to the next in New Zealand. The challenge is not just wealth, it is the conversations around it like who gets what, when, and what is fair. Left too late, these decisions can become emotional and rushed. Having the right conversations early, with the right guidance, can make all the difference.

Talk to us. It costs nothing to have a chat with one of our advisers.

KiwiSaver is one of the most practical ways to build towards retirement. But it is often left on autopilot.

Take a look at our information sheet, with key KiwiSaver facts you need to know. Link is in the comments section.

If you’ve got a KiwiSaver account, it’s worth checking your Prescribed Investor Rate, or PIR.

That’s the tax rate applied to any growth or earnings in your fund. If it’s not right, you could be paying more tax than you need to, or not enough.

It’s an easy one to check and update through your myIR login. Use the IRD link in the comments to check what PIR rate you should be on.

Join us to hear how global investors are thinking right now as the world continues to shift. We are bringing this conversation to the Wairarapa.

We’ve had a strong response so far, and spaces are limited. There is no cost to attend, but you will need to register to secure a seat.

Investing through the AI revolution with award winning managers Hear from independent fund managers who will share their perspective on long-term investing shaped by a significant paradigm shift - AI.

Hard to believe it’s coming up 10 years since we started the extension back in 2016!

Join us for a chance to hear how experienced global investors are thinking about a changing world. Opportunities to hear from investment leaders of this calibre in the Wairarapa do not come around often.

There is no cost to attend, but seats are limited. Register your attendance to secure your place.

Investing through the AI revolution with award winning managers Hear from independent fund managers who will share their perspective on long-term investing shaped by a significant paradigm shift - AI.