Grayson Clements

Most people think wealth conversations start with money.

However, one of the more powerful points Grayson Clements director Andrew Clements shared on the Prosperity Project is that, regardless of how much or how little a family has, values and communication often matter far more than people realise.

Because when families avoid the bigger conversations - around purpose, expectations, fairness and what wealth is actually for - that’s often where things start to unravel.

Wealth transfer isn’t just about assets, it’s about people, relationships and the kind of legacy you’re building around them.

Learn more and listen to the episode here: www.graysonclements.co.nz/how-to-help-your-children-buy-property-without-risking-family-fallout-andrew-clements-on-the-prosperity-project-podcast

Helping your children financially can be life-changing.

But without the right conversations and structure, even the best intentions can create confusion later on.

Grayson Clements director, Andrew Clements recently joined Nadine Higgins on the Prosperity Project podcast to talk about the Bank of Mum and Dad, and how families can think more carefully about helping the next generation get ahead.

The conversation explores:
• Loans vs gifts
• The risks of guarantees
• Family banking
• Fairness between siblings
• Protecting both opportunity and relationships

As Andrew shares, it’s often not the help itself that creates problems, it’s the lack of clarity around it.

If your family is navigating property, financial support, or intergenerational planning, this is a practical conversation worth listening to.

🎧 Listen here: https://lnkd.in/e_uPw6bS

We’re really pleased to welcome Tammy Wana to the team at Grayson Clements.

Tammy joins us as a Senior Solicitor, bringing experience across private client matters, estates and trusts, and litigation. She’s worked closely with families, trustees and business owners, and brings a practical, thoughtful approach to what can often be complex and sensitive situations.

What stood out to us straight away is Tammy’s calm, grounded way of working. She has a real ability to guide clients through difficult decisions with clarity and care, something that sits right at the heart of what we do.

We’re excited to have her on board and looking forward to the contribution she’ll make to both our team and our clients.

Welcome, Tammy.

🎧 EP 77 out now: Strong finances, weak succession

Hamilton lawyer Andrew Clements explains why farm succession fails – even on profitable farms.

LISTEN NOW 🔉
On Spotify: https://open.spotify.com/episode/0rJc9EUhtEp6Yu93nZMgsY

On Apple: https://podcasts.apple.com/us/podcast/why-farm-succession-fails-even-on-profitable-farms-ep-77/id1727693734?i=1000755789859

We spend a lot of time talking about money.

How to grow it. Protect it. Pass it on.

But as Grayson Clements director, Andrew Clements puts it, money is just the fuel.

The better question is: what are you fuelling?

In this podcast with Federated Farmers, Andrew unpacks why real wealth is much broader than financial capital, and why that matters for families, farms and businesses thinking long term.

🎧 Listen to the full podcast to hear the full conversation:
www.graysonclements.co.nz/why-farm-succession-fails-even-on-profitable-farms-andrew-clements-on-the-federated-farmers-podcast

Most SMEs are built around one person.

The founder knows everything. Makes the calls. Keeps things moving.

But what happens if they suddenly can’t?

That’s the gap Grayson Clements director, Andrew Clements is seeing more often: successful businesses where governance hasn’t kept up with growth.

It’s not about capability.

It’s about authority.

Who can actually step in and act when it matters?

This NZBusiness Magazine piece is worth a read if you own a business: https://nzbusiness.co.nz/opinion/the-hidden-vulnerability-inside-many-successful-smes

Parents funding kids’ homes creates long-term impact. Read the full Waikato Times article from Grayson Clements director, Andrew Clements, here: https://www.waikatotimes.co.nz/nz-news/360950872/waikato-parents-funding-kids-homes-creates-long-term-impact

Many supplier agreements and terms of trade look routine.

But hidden inside them can be clauses that expose directors personally to business debt.

Personal guarantees.
General Security Agreements.
PPSR registrations.

These provisions can give suppliers rights over company assets, or even personal assets in some situations.

Before signing your next supplier agreement, it’s worth understanding exactly what you're agreeing to.

Read more from the Grayson Clements team.

👉 Learn what to look for: www.graysonclements.co.nz/supplier-agreements-avoiding-surprises-in-tough-times

We’re proud to see our colleague Chloe Herman featured in Cook Islands News this week, sharing how her Cook Islands heritage and legal work in New Zealand are helping Pacific families better understand important issues around land, succession and end-of-life planning.

Through her work, Chloe sees how often families face complex questions around inheritance, land rights and planning for the future. Many of these conversations can feel difficult to start, but having clarity early can help protect both family relationships and long-term legacies.

Chloe brings a deeply personal perspective to this work, supporting families to navigate both the legal and cultural significance of land across generations and across borders.

We’re proud to have Chloe as part of the Grayson Clements team and to see her helping families build understanding and confidence around these important decisions.

Read the full story in Cook Islands News below (behind a paywall):
www.cookislandsnews.com/internal/national/features/local/weekend/herman-uses-law-to-protect-cook-islands-families/