Roger Swift - Financial Coaching

enable.me - Webinar series - new new new.

Hi everyone,

During uncertain times, at enable.me we know that creating certainty helps you take control!

That’s why we’ve put together a free webinar series to help you focus on getting on the financial fast track with your plans.

Join financial strategist and enable.me founder Hannah McQueen as she delves into three important topics: your mortgage, your retirement, and your wealth plan.

Get Mortgage-free Faster:
Thursday September 23rd, 7pm
Learn the pillars for financial success and what to focus on to get mortgage-free FAST.
Register here: https://www.eventbrite.co.nz/e/mortgage-free-get-on-the-financial-fast-track-with-hannah-mcqueen-tickets-169007707603

Hi everyone. If you’re storming through your lockdown to-do list, let us help you strike a really important one off the list: sort finances! Join enable.me founder Hannah McQueen for a FREE webinar full of information about how to give your finances a lockdown spring clean. We'll be answering as many questions as possible too. The webinar will cover:

- How to Marie Kondo your money

- Mortgage considerations with interest rate rises on the horizon

- Dealing with debt

- Reviewing your KiwiSaver

- Creating your financial buffer

- Subsidies you might be eligible for

Simply register to attend. All those who register will receive a recording of the webinar after the live event. Go to link: www.enable.me/events to register for free.

Come to our seminar in Dunedin on Tuesday, 9th March at 5.30pm. It's going to be life changing for many, exhilarating for all. And fun. If you haven't seen Hannah before - this will be a real treat.

Get Mortgage-Free and Build Wealth in 10 years or less - Dunedin Want to Get Mortgage-Free and Build Wealth in 10 years or less? The time to make progress is now! Join Hannah McQueen for this seminar

When you celebrate a birthday that has a zero at the end of it, people reassure you ‘it’s the new 30!’. 40, 50, 60 – they’re all the new 30.

But I believe 10 is the new 30 - when it comes to your mortgage, that is!

Too often borrowers default to the standard duration of 30 years, and trundle along never making much more progress than that.

But over 30 years you will pay almost three times what you borrowed back to the bank. So, if you borrow $400,000, you’ll pay back close to $1.1 million (using long term average rates). The interest rate discount you negotiate starts to pale into insignificance in the context of such large numbers! Not only that, but you pay the bank back first. In my first mortgage I worked out it would be 23 years before I started paying more principal than interest each month – but I wanted something different.

One of the problems is we don’t have a good gauge for what we should be aiming for - what’s a reasonable timeframe to pay off a mortgage?

You might scoff and think being 10 years away from being mortgage-free is impossible, but first consider the timeframes we aim for with our clients. If you have debt that is four times your household income, you should be able to pay your mortgage off in 8 years. If that debt is five times your household income, you should aim for 11-12 years. If that ratio is more like 1 to 8 or 9, you’ve overstretched and it’s time to sell.

In my experience, there’s always more fat in people’s budgets than they realise. On average, people fritter 15% of their income on things that don’t make them any happier or, worse - they can’t account for where it went! You’d also be surprised at the savings you can make from more efficient mortgage set ups, tax structures and insurances.

10 absolutely is the new 30 and having a plan to make that your reality will jumpstart you on the road to financial success.

Business owners and self-employed - check out this seminar next week in Dunedin. To register just phone: 034740475

Terribly excited to host Hannah in Queenstown on the 18th April - love to see as many locals there who want to get ahead financially.

Kill your Mortgage and Sort your Retirement with Hannah McQueen - Queenstown Hannah is presenting this 45-minute seminar in Queenstown on Wednesday 18 April at 7.00pm. Secure your seat now! In this seminar, you will learn: The truth about money Just ‘budgeting’ is not enough The ‘fritter’ factor Your relationship with your bank How to kill your mortgage How to grow w...

Check this out - recent article from Hannah McQueen - having lots of cash doesn't always help you!

Hitting the jackpot not all it's cracked up to be OPINION: Having plenty of resources can lull one into being less careful with one's cash.

Hi everyone,

Season Greetings from enableMe!

Many of you I’ve already spoken to this month and it’s great to see that you are all on-board for our Christmas Challenge. For those that I have not spoken to already I’d love to put in front of you – your Christmas Challenge. Like you, it is awesome.

Not everyone needs a brand new i-pad for Christmas to make them happy. My Christmas Challenge to you is:


Limit your spending to presents that will make the benefactor happy, and
Write a letter to someone you love and let them know how you feel about them (or more than one person).

Life can be all over the place and sometimes it’s just really good to stop, feel and listen. You’ll love it and the person that you give the letter to will love it even more. Have a wonderful Christmas and I look forward to working with you in 2018.

Please note that I will be away from the office from the 14th December due to unforseen family circumstances and back on the 22nd January. If you need anything before then, please feel free to contact Victoria at enableMe at: [email protected] or after the 15th to [email protected] (phone won’t be on as refurbishments at the office taking place – that’s why Dunedin is closed).

Merry Christmas and happy holidays,



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Come and see us this weekend in Dunedin. Expecting record crowds. There's lots to see - including us!

Check out this controversial conversation in NZ - it's about time we just got on with it:

Hannah McQueen: I love property investing, but a capital gains tax is overdue OPINION: If you're getting rich based on the success of the economy, the economy should get some of the benefit, too.

Hannah McQueen is coming to Dunedin! This free event is on the 3rd of October at 5.30pm. Our event is nearly fully subscribed so get in quick. If you want to find out how to pay your mortgage off quicker or get sorted for your retirement you need to be here. Txt "Save" to 268 to register or follow the link below. It's free, so go on and book it now!!

Kill Your Mortgage with Hannah McQueen - Dunedin Hannah is presenting this 45-minute seminar in Dunedin on Tuesday 3rd October. This is the last chance to see her present in 2017. Secure your seat now!In this seminar, you will learn:The truth about money – Why New Zealanders spend all they earn irrespective of their incomeThe ‘fritter’ factor – Ho...