Jason Gadsdon -

Insurance can be one of those things that’s easy to put in the “sort later” basket… until something changes.

If you’ve been wondering whether your cover still fits your situation, or just have a question about how it all works, it’s worth a quick conversation. A small check-in now can make a big difference down the track.

Feel free to get in touch if anything’s on your mind.

When markets move suddenly, it can grab attention.

But fluctuations are a normal part of investing. Markets constantly respond to new information, from economic data to global events.

Understanding how this works can make it easier to stay focused on long-term goals.

Discovery Financial Services | Why markets don’t move in straight lines

April 1 brought a range of rule changes that affect things like KiwiSaver contributions, wages, benefits and ACC levies.

Some changes happen automatically, while others may simply influence how much comes in or goes out of your bank account over time.

This article summarises some of the key updates and what they could mean for households.

From Best Start to KiwiSaver: Changes that might affect your wallet on April 1 From April 1, KiwiSaver default contributions lift to 3.5% for all workers.

Insurance is there to give you reassurance when life doesn’t go to plan.

But as life changes, the cover you put in place years ago may not always reflect where you are today. A simple review can make a big difference.

If you’d like to check that your cover still suits your current circumstances, feel free to get in touch.

Life insurance isn’t something most people think about every day.

But it can play an important role in helping protect the people who rely on you, if something unexpected were to happen.

If you don’t currently have cover in place, it may be worth understanding what options are available and how it could fit into your overall plans.

Health issues can come out of nowhere. Having the right cover in place can help take the pressure off when it matters most. If you’d like to understand your options, I'm here to help.

Some changes to KiwiSaver are coming from 1 April, including an increase to the default contribution rate from 3% to 3.5%.

For many people this will only be a small change, but it can slightly affect take-home pay and long-term savings over time.

We’ve put together a quick overview of what’s changing and what it means.

Discovery Financial Services | KiwiSaver changes from April 2026: What members should know

Recent data shows inflation hasn’t been felt evenly. Older single households have experienced higher cost increases, largely because more of their spending goes on essentials like food, rates and insurance.

It’s a reminder that retirement planning isn’t just about how much you’ve saved, but how well your income will support your lifestyle over time.

If you’d like to talk through your own situation or future plans, feel free to get in touch.

Why single people are feeling the financial crunch Single older people are bearing the brunt of rising prices, and women may be particularly hard hit.

Peace of mind often comes from understanding your plan.
If you’d like to talk it through, I'm here to help.

Life doesn’t stay the same for long.

Jobs change, families grow, mortgages increase and priorities shift but insurance is often something people set up once and then forget about.

A quick review can help you understand what you actually have in place and whether it would still support you and your family if something unexpected happened.

If it’s been a while since yours was checked, I'm happy to talk it through with you.

Looking back on 2025, it was a year that reminded many people why financial protection matters.

When unexpected health issues or life events happened, insurance often helped households focus on recovery instead of finances.

This article reflects on what we saw over the past year and why it can be worth checking your cover still fits your life.

Discovery Financial Services | What 2025 taught us about being prepared

KiwiSaver rules are changing, and some of them could affect how much goes into your account.

Government contributions are reducing, default contribution rates are increasing, and new options are being introduced over the next few years.

Here's a simple breakdown of what’s changing and when.

KiwiSaver changes The Government has introduced several KiwiSaver changes which will come into effect on 1 July 2025, 1 April 2026 and 1 April 2028.