Non Bank

Please note our offices will be closed from midday on Tuesday 23rd December 2025 and will re-open on Thursday 8th January 2026.
For any urgent enquiries, you can call Kim Lyons on 021 73 99 22 or email [email protected].
Kim and the team from First Rate and Non-Bank Mortgages wish you and your families a safe and happy holiday.

First Rate Mortgages and NonBk Limited is a proud sponsor of Orewa Surf Life Saving Club. Kim was invited to a catchup with Chris Luxon at the club rooms last night.
Looks like he also had some fun on our local beach afterwards...
https://x.com/chrisluxonmp/status/1993232922137313538?s=20

Another great review from one of our clients! Thanks to Rehana for the kind words:
"Due to a complex financial situation it was difficult to find a lender that could support and provide the service and funds we required to restructure our finances. By chance we stumbled upon Non Bank Loans Ltd and could not be more satisfied with the desired outcome and results within such a short timeframe - days! We had the pleasure of Concierge Service from what we now consider one of the Best in the Financial Industry "Murray Moore". If you feel like you need someone who will actually listen and process your financial needs with more than a clinical approach with compassion and in depth industry knowledge please reach out to Murray and his Team at Non Bank Loans. We are excited and looking forward to the next step in our financial plan and watching your success as specialists in your field. Thank you for your service and your continued support moving forward. "
https://nonbank.co.nz/reviews/
We’re proud to support Kiwis with flexible lending solutions that put people first.

Reviews | NonBank Don't just take it from us. Read great Non Bank lending reviews from our clients and their experience with NonBk Ltd Mortgage Brokers here.

NonBank in Fiji doing the Biz

Can we give you a $200 Mitre 10 voucher to help you with your summer projects?

We are helping many clients refinance at the moment chasing better interest rates, with both Bank and Non Bank lenders and this is the right time to be looking to exit a Non Bank lender to a Bank to take advantage of the falling interest rates.
As a 3-month Summer Special from 1st December through to 28th February 2025 we are giving away a Mitre 10 voucher with new home loans and refinance applications*
$250,000 to $499,999 - receive a $100 Mitre 10 voucher
$500,000 and above - receive a $200 Mitre 10 voucher

www.nonbank.co.nz

*Applies to loan applications received from 1st December and approved before the 28th February 2025 with settlement before the 31st March 2025. This promotion is for a limited period and is offered by First Rate Mortgages Limited solely and is not being run in conjunction with any third parties. Any gift cards/vouchers from any third parties are subject to the terms and conditions of that third party. First Rate Mortgages Ltd makes no representations or warranties on behalf of or in respect of any third parties. Some terms and conditions apply - please contact First Rate Mortgages to discuss.

We are pleased that our adviser Danielle Happy won the 2024 New Zealand Mortgage Awards Avanti Finance Adviser of the year for Specialist Lending.
First Rate Mortgages is a niche financial adviser firm based in Orewa. We have the pleasure of working with a large number of bank and non-bank lenders.
Our team focus on helping clients with home loans, investments, developments, construction, difficult to prove income and/or credit issues.
Solving problems with solutions is what we do best.

We have moved offices. You are welcome to come and visit us, we now have both lift access and onsite free parking for visitors.
Level 1, 50 Centreway Road, Orewa.

Recently we have helped clients secure construction finance for the Manha Hotel at Auckland Airport. It was great to see this project completed and you can book a room via https://manhahotel.com/
If you have a non bank residential or commercial project get in touch with the team.

It’s a New Year and time to get moving on your plans for 2023.
Get in touch with the team at NonBk Ltd Non Bank Home Loans Mortgages and Finance on 0800 232 848 or email [email protected] to discuss how to achieve your financial goals

With another year drawing to a close, Kim and the team from First Rate and Non Bank Mortgages wish you and your families a safe and happy holidays.
Our offices will be closed from midday Thursday 23rd December 2021 and will re-open on Monday 10th January 2022.
Note we will have skeleton staff still available during the break so please email: [email protected] should you have any queries.