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📢 ₦ FX RATES – JULY 7, 2025
Stay updated. Stay ahead. 🔍💼

Check out today’s verified Naira exchange rates against major currencies — both official and black-market (Abuja) rates.

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Happy New Month from all of us at ZERO 100.
As we step into a new chapter, we hold on to the promise of growth and transformation:
‘A little one shall become a thousand, and a small one a strong nation.’ – Isaiah 60:22
Wishing you a month filled with progress, purpose, and prosperity.

Excellence is not an option — it’s our culture.
At Zero100, we don’t settle. We build, create, and deliver with precision.

🚀 Tech Titans Clash: Sam Altman Challenges Elon Musk with New Social Media Platform

Sam Altman, CEO of OpenAI and co-founder of ChatGPT, is reportedly developing a new social media platform poised to rival Elon Musk’s X (formerly Twitter). This initiative, inspired by OpenAI’s AI image-generation tool, marks a significant escalation in the ongoing feud between Altman and Musk. The two tech moguls, who co-founded OpenAI in 2015, have seen their relationship sour over the years, culminating in Musk’s failed $97.4 billion bid to acquire OpenAI earlier this year.

Altman’s proposed platform aims to integrate advanced AI capabilities, potentially reshaping the social media landscape and intensifying competition with both X and Meta’s forthcoming AI-based social service.

Stay tuned as this high-stakes tech rivalry unfolds, promising to redefine our digital interactions.



Source:
Originally reported by The Telegraph – April 16, 2025
https://www.telegraph.co.uk/business/2025/04/16/chatgpt-founder-escalates-musk-feud-by-launching-x-rival

Zero100 isn’t just showing you the rates — we’re trading too. Get updated exchange rates and make secure, efficient trades with a trusted name. Trade with Zero100 today.

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Dollar to Naira Exchange Rate Update – April 2025

As of the month of April, 2025, the Nigerian naira continues to face significant pressure in the foreign exchange market. According to Val9ja News, the black market exchange rate stands at ₦1,535 per dollar for buying and ₦1,545 for selling. 

Black Market Rates Snapshot
• USD/NGN: Buy at ₦1,535 | Sell at ₦1,545
• GBP/NGN: Buy at ₦1,925 | Sell at ₦1,965
• EUR/NGN: Buy at ₦1,550 | Sell at ₦1,600
• CAD/NGN: Buy at ₦1,080 | Sell at ₦1,150
• ZAR/NGN: Buy at ₦70 | Sell at ₦90
• AED/NGN: Buy at ₦360 | Sell at ₦420
• CNY/NGN: Buy at ₦140 | Sell at ₦200
• GHS/NGN: Buy at ₦75 | Sell at ₦90
• XOF/NGN: Buy at ₦2,360 | Sell at ₦2,500
• XAF/NGN: Buy at ₦2,350 | Sell at ₦2,400
• AUD/NGN: Buy at ₦800 | Sell at ₦950 

Market Dynamics

Despite the Central Bank of Nigeria’s (CBN) efforts to stabilize the naira through interventions and directives for forex transactions to be conducted via official channels, the parallel market remains active. The persistent demand for foreign currency, coupled with limited supply, continues to drive the naira’s depreciation in the black market. Inflationary pressures and economic uncertainties further exacerbate the situation, affecting the purchasing power of Nigerians and the overall economic stability. 

Economic Outlook

The Nigerian government has projected an exchange rate of ₦1,400 per dollar in the 2025 budget, aiming for a stronger naira. However, achieving this target requires substantial economic reforms, increased foreign investment, and improved oil revenues. The current disparity between official and parallel market rates highlights the challenges in aligning monetary policies with market realities. 

Conclusion

The naira’s performance in the foreign exchange market remains a critical indicator of Nigeria’s economic health. Continuous monitoring of exchange rates, implementation of effective monetary policies, and fostering investor confidence are essential steps toward achieving currency stability and economic growth.

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Note: Exchange rates are subject to change and may vary across different markets and regions.

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“Step into the new week with intention, resilience, and the quiet confidence that growth often begins in small, unseen moments.”
— Academic General

🚀 OpenAI’s Breakthrough: Rebuilding GPT-4 with Just a Handful of Engineers

In a remarkable stride for artificial intelligence, OpenAI has revealed that it can now rebuild its GPT-4 model from scratch using only 5 to 10 engineers—a task that previously demanded hundreds. This efficiency leap is credited to advancements achieved with their latest model, GPT-4.5.

Key Highlights:
• GPT-4.5’s Superiority: Launched in February 2025, GPT-4.5 is described as “10x smarter” than its predecessor, GPT-4. CEO Sam Altman lauds it as “the first model that feels like talking to a thoughtful person.” 
• Reduced Manpower: Thanks to insights from GPT-4.5, retraining GPT-4 now requires significantly fewer resources, showcasing the rapid evolution and efficiency in AI model development.
• Overcoming Compute Constraints: With substantial investments, including a $30 billion infusion from SoftBank, OpenAI announces it’s no longer limited by computing power. Altman emphasizes that the focus now shifts to data efficiency and algorithmic innovation. 

Implications for the Future:

This development signifies a pivotal moment in AI, where advancements not only enhance capabilities but also streamline processes. As AI becomes more accessible and efficient, industries worldwide can anticipate accelerated integration and innovation.

At Zero100, we remain committed to monitoring these technological advancements, understanding their impact, and guiding our community through the evolving landscape of AI and supply chain innovation.



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Temi Otedola recreates her mother's 90's photo to celebrate Mother's Day.
❤️❤️❤️