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7 ways to get quick cash besides risky payday loans
The holiday shopping season is coming up, and people in search of some quick spending capital might strongly consider taking out a payday loan. Think about it — it’s a quick source of cash without the need for the credit checks and extensive protocols synonymous with personal lending. It sounds too good to be true.
That’s because it is. More than 19 million people struggling with their finances take out one of these unsecured personal loans each year without seeing the danger signs pointing to their finances, like insanely high, triple-digit interest rates. “Unlike other loans, payday loans must be repaid in full on the borrower’s next payday at annual interest rates of around 400 percent,” wrote Melissa Rayworth over at TakePart. Rayworth also noted that up to 97 percent of people will borrow from a payday loan again.
http://www.reviewjournal.com/business/money/7-ways-get-quick-cash-besides-risky-payday-loans
Payday loans crackdown 'will hit the poor' and leave families without credit, claims think tank........
A government crackdown on legal “loan sharks” will leave poor families without any access to credit, despite being unable to manage on their shrinking incomes.
A study of the poorest families living in social housing in the Midlands, carried out by the Human City Institute think tank, found that the majority were in some form of debt. More than half (55 per cent) owed more than £1,000.
http://www.independent.co.uk/news/uk/home-news/payday-loans-crackdown-will-hit-the-poor-and-leave-families-without-credit-claims-think-tank-9844962.html
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