DXP Innovative Hub

I just realize that some Nigerians don’t even know when a business is running a Ponzi scheme.

They believe that once the business is paying them monthly payment due every month, the account manager is checking up on them with a sprinkle of motivational speech and a little dashing of money here and there from the owner, the business is legit.

Let me repeat this for those at the back of the class:

A business is said to be a Ponzi scheme when you give a business your money in lieu of interest payment but you can’t actually pinpoint what they are doing with the money.

Even the business structure they claim they have cannot generate the returns they pay out every month to their investors.

Most importantly, you the investor has not seen before, the financial book of the business you gave your money.

You don’t know whether it is a profitable business or a loss making business but you believe it is legit.

The only thing you know is that the owner is a good man who loves God and you get your alert every month.

It does not work like that ooo.

Let me give a practical example.

If I want to borrow a loan of 100 million naira from Zenith bank for instance.

Zenith bank will give me the loan at 22% interest per annum.

So I’m expected to pay the loan back with 22 million naira Interest rate at the end of one year.

But some of these snake operators who run investment business promise 5% Interest payment monthly.

So let’s say I give them 1 million naira for one year, I will earn 50k every month and at the end of the year I’m expected to earn an accumulated 600k plus my capital making it 1.6 million but if I borrow 1 million from Zenith bank as a business man, I will pay back 22,000 monthly and then pay 260k at the end of one year.

So as a business man who wants to make money and be rich, why would I leave bank that is cheaper for me to access cheap capital and instead lure you on Facebook for you to give me your life savings when it is cheaper to collect the money from bank than paying you 3-5% every month for your life savings?


You check it out, does it make sense to you?

Is this type of business model of robbing Peter to pay Paul, sustainable to you?

In summary. as a business man that has good intentions, It is cheaper for me to use a bank because it is cheaper for my business than promising you monthly 5% which is expensive.

If the intentions of these snake opeators are pure, why not go and meet bank for cheaper capital than paying premium to access the same capital?

I wish you guys still patronizing Ponzi scheme operators all the best but I will be here when the premium tears will flow after the Ponzi scheme business with so much fake promise has crashed.

Then I will remind you that I warmed you but you choose to listen to your greed instead of your brain.

By Chukwudi Iwuchukwu

"𝘐𝘵 𝘪𝘴 𝘯𝘰𝘵 𝘺𝘰𝘶𝘳 𝘤𝘶𝘴𝘵𝘰𝘮𝘦𝘳 𝘰𝘳 𝘤𝘭𝘪𝘦𝘯𝘵'𝘴 𝘫𝘰𝘣 𝘵𝘰 𝘳𝘦𝘮𝘦𝘮𝘣𝘦𝘳 𝘺𝘰𝘶. 𝘠𝘰𝘶 𝘰𝘸𝘦 𝘪𝘵 𝘢𝘴 𝘢 𝘥𝘶𝘵𝘺 𝘢𝘯𝘥 𝘢𝘴 𝘢 𝘳𝘦𝘴𝘱𝘰𝘯𝘴𝘪𝘣𝘪𝘭𝘪𝘵𝘺 𝘵𝘰 𝘮𝘢𝘬𝘦 𝘴𝘶𝘳𝘦 𝘵𝘩𝘢𝘵 𝘵𝘩𝘦𝘺 𝘥𝘰𝘯'𝘵 𝘩𝘢𝘷𝘦 𝘵𝘩𝘦 𝘤𝘩𝘢𝘯𝘤𝘦 𝘵𝘰 𝘧𝘰𝘳𝘨𝘦𝘵 𝘺𝘰𝘶".⁣⁣⁣
⁣⁣⁣
If they can't patronize your services, they can at least refer you to someone else who needs it, without thinking twice.⁣⁣⁣
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𝗪𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐭𝐞𝐥𝐥 𝐲𝐨𝐮?⁣⁣⁣
Whatever you do,no matter the kinda brand you're building, connect with the people, solve a need.⁣⁣⁣Sales move up and down but service stays forever⁣⁣⁣.
⁣⁣⁣
𝐇𝐨𝐰 𝐝𝐨 𝐲𝐨𝐮 𝐦𝐚𝐤𝐞 𝐩𝐞𝐨𝐩𝐥𝐞 𝐫𝐞𝐦𝐞𝐦𝐛𝐞𝐫 𝐲𝐨𝐮?⁣⁣⁣
- Be proud of your brand.

Show it off and talk about it any given opportunity.⁣⁣⁣

- Reach out to people and make friends with them. Start a conversation with greetings and pleasantries. Get to know few things about yourselves. Remember, people only support those they know, like and trust. Check up on them often. Get them to like and trust you.
⁣⁣⁣
- Always share info about your brand activities with them. Note, don't appear salesy. Rather, make them feel privileged to have certain info about what goes on with you.⁣⁣⁣

- When they patronize you or make a referral to you, do well to appreciate them. Send a "thank you" note or card, special season's greetings, gift them free gifts once in a while. It doesn't hurt.⁣⁣⁣

- Be disciplined. Even when your relationship starts getting close, always maintain a high standard of discipline, decency and professionalism. Be kind and courteous.⁣⁣⁣

Got value? Hope so

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FLY WHERE NO THE HEAR WORDS FOLLOW DEAD BODY ENTER GRAVE!

Hello my fellow mavrodians I have been sounding warning to those who are found of following "COPY CAT OF MMMNIGERIA" But wouldn't hear,here are some copy cat website of mmmnigeria that some of my down lines fall victims to them!!!

👉www.btcclub.org:- They said they strictly PH and GH only with bitcoins worldwide,guess the percent they are promising participants with....120%😳
When one of my down lines was talking about it, after I go through the website, then I warn him not to participate, but refuse to hear, but today he is crying to me that he have lost $300 worth of bitcoin (pls convert to naira using the parallel market rate, how much is it? about #156,000) when I try to log into the website again the website is no more, the have scam people and run away🙆

👉www.naijahelpgivers.com:-The said they PH and GH both in naira and Bitcoin,guess how many percent they promised their participant, 50% in two weeks😳
When one of my down lines was telling me about this then I stop him not to participate but could not hear me,but today what is the story? the run away with his #100,000 which the claims they are upgrading, since then uptil now the have not finish upgrading🙆
Scammers they run with their money

👉The last one hmmm www.mmmunited.org :-The said they PH and GH onl in bitcoins!!! Guess how many percent they promised their participants 100% in 30days😳
Now the participants are at the mercy of God, you have an issues & write to their support, nobody response to you,the even delete your complain from the PO and no response,u try to registered down lines is not working which the claims they have close their registration😊😊
*=>If you think am lying this is their admin email address👉[email protected] try and send an email that email address trying to ask one or two things about mmmunited and see the reply that will come back to you🙆
In fact right now one of my friend have lost $450 worth of bitcoin ,do the maths yourself and see how much he have lost in naira!! He have write to their CRO but no response for several times🙆hmm

Now what am I trying to say? stick to that mmmnigeria that have never fail it participants with their 30%, these scammers copycat of mmmnigeria promise u high percentage that u cannot imagine!!! Their is an adage that says"THE DEVIL YOU KNOW IS BETTER THAN THOSE TEN ANGELS YOU DON KNOW" what am I trying to say?
Only stick to mmmnigeria don follow those copycat
TO BE FOREWARNED IS TO BE FOREARMED

LONG LIVE MMMNIGERIA, TOGETHER WE CHANGE THE WORLD🌍
Ozil #