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From ₦3M to ₦52M in 30 Days: How Cloove AI Is Automating the Back Office for African Merchants - Index Prima

The next billion African merchants won’t use complex CRMs or spreadsheets—they run their businesses in WhatsApp, voice calls, and direct bank transfers.

Co-founders Josiah Yahaya and Abraham Udele built Cloove AI to give African merchants an integrated AI workforce across WhatsApp, voice calls, and embedded payments—processing over 5,000 transactions this month alone.

https://indexprima.com/from-₦3m-to-₦52m-in-30-days-how-cloove-ai-is-automating-the-back-office-for-african-merchants/

Africa’s tech story is moving beyond traditional megacities. Benue isn’t waiting for the tech future, it’s building it.

Inside the BBAIF Developers Meetup at BlueVase HQ in Makurdi and why the state’s emerging AI and Web3 ecosystem is just getting started
https://indexprima.com/inside-benues-big-leap-into-ai-and-web3-why-bbaifs-meetup-is-just-the-beginning/

How Dára Sobaloju built PewBeam AI out of Ibadan—an offline-first AI tool now powering real-time scripture projections for over 7,100 churches in 20+ countries:
https://indexprima.com/from-ibadan-to-7100-global-churches-how-dara-sobaloju-built-pewbeam-ai-to-automate-scripture-projection/

When Nigeria restricted crypto transactions in 2021, most saw bad timing. Breet’s founders saw the exact reason to build.

By skipping VC rounds, drawing $0 in salaries for 3 years, and prioritizing unit economics, Kayode Faturoti & Usman Balogun bootstrapped a self-sustaining crypto-to-fiat off-ramp.

Inside their 1,000-day playbook 👇
https://indexprima.com/how-breet-bootstrapped-its-first-1000-days-through-nigerias-crypto-banking-restrictions/

CREDICORP & the Ministry of Communications have officially launched the C.L.I.C.K.D. Programme—a structured consumer credit scheme to finance digital tools with flexible repayment terms.

Key highlights:
Financing for laptops, routers & work tools up to ₦1M
Pilot phase targets 3MTT & Learn2Earn fellows
Features locally assembled hardware (NASENI & Imose Mobile)
Administered via Fidelity Bank Plc

Full breakdown & how to express interest:
https://indexprima.com/credit-not-grants-fg-launches-c-l-i-c-k-d-programme-to-finance-laptops-and-digital-tools-for-nigerian-talent/

While mobile money surges across Sub-Saharan Africa, a severe digital divide remains 📊

A new macro-policy assessment reveals the 5 most digital-distant nations in the region:
🇸🇸 South Sudan (6.0% account ownership)
🇳🇪 Niger (12.2%)
🇨🇫 Central African Republic (13.7%)
🇧🇮 Burundi (18.0%)
🇹🇩 Chad (20.1%)

Key structural barriers:
⚡ Power grid collapse & off-grid base station costs
📱 High device taxes & prohibitive mobile data tariffs
🆔 Missing national identity infrastructure for formal KYC

Read the full report & central bank policy roadmap:
https://indexprima.com/macro-policy-assessment-of-the-5-most-digital-distant-nations-in-sub-saharan-africa-with-the-lowest-internet-and-mobile-banking-penetration/

Lagos-based EdTech startup Codar Tech Africa secures $1.5M in equity & debt funding, backed by KWE4 Africa

Key details:
💻 Scaling AI, cybersecurity, and software development curricula
🏢 Expanding online infrastructure & building physical learning hubs
🎓 Launching community scholarship initiatives for underserved talent
📈 70,000+ learners trained to date across high-demand tech fields

Full story:
https://indexprima.com/codar-tech-africa-secures-1-5m-in-equity-debt-to-scale-ai-and-digital-skills/

Busha Business and Tether are teaming up to scale stablecoin infrastructure across Africa

By integrating USDt liquidity directly into Busha’s B2B treasury platform, the partnership aims to eliminate legacy cross-border payment friction for African businesses.

Full analysis:
https://indexprima.com/busha-business-and-tether-partner-to-expand-stablecoin-infrastructure-across-africa/

NITDA has officially transferred the national Public Key Infrastructure (PKI) framework to NIMC under the new NIMC Act 2026.

Read the full analysis:
https://indexprima.com/nitda-transfers-public-key-infrastructure-pki-framework-to-nimc-under-new-2026-act/

For too long, Nigerian tech has been an exclusively Lagos story. Abia State is actively trying to change that.

By domesticating the National Startup Act and launching a ₦2 billion seed fund, Governor Alex Otti is laying the framework for regional tech decentralization.

Read our full analysis on why Abia's move is a critical litmus test for regional innovation:
https://indexprima.com/why-abia-state-commits-%e2%82%a62-billion-to-startup-fund-domesticates-startup-act/