Jian Invests
Unit Trust Consultant
储蓄 - 理财 - 投资 - 退休
财经分享
@jianinvests
18/09/2022
Best saving account offered by OCBC Bank, OCBC Booster Account.
Only requirement is to maintain at least RM30,000 balance.
Ignore the wealth bonus, you are getting 1.95% pa interest with no ceiling.
A must have for those who are need maximum cash flow or those who does not like to lock their saving in FD.
15/09/2022
Close to half a million PRS Members have collectively saved RM4.4 billion in net asset value. If you have not started saving in PRS, then there is no better time to start taking advantage of the PRS Tax Relief up to RM3,000 until 2025.
Not to mentioned FREE Personal Accident Insurance / Takaful with coverage of Accidental Death and Permanent Disability is provided to qualified PRS contributors up to RM100,000.
私人退休基金,享受扣税高达RM3,000,还有免费保险。
If interested, please contact
有兴趣请联络
0132215660 Jian
31/08/2022
Happy Hari Merdeka to all investors.
Happy investing 🇲🇾
Start investing today.
Claim your RM3,000 tax relief through PRS private retirement scheme.
04/08/2022
Impact of compounding on investment of RM100,000.
See the difference of investing early vs late.
The younger you start, the more money will get coumpounded.
Never see investment as a gamble, hold for long term and let the money work for you.
29/07/2022
If you never start saving, you’ll never know how incredible the amount you can accumulate!
25/07/2022
55岁退休,20几岁就要开始做财务规划。
增加储蓄
投资(股市,信托,生意)
资产(🏠)
债务规划
都很重要,越早规划资金就像滚雪球越滚越大。
如果有RM100,000放银行,定期FD利息也跟不上通货膨胀。
以前RM5的饭现在RM10.
以前计算退休需要RM100,000,现在要RM200,000
如果不拿钱去生钱,钱就不会随着时间自动成长。
如果以每年6%成长的计算,
25岁开始每个月投资RM1000,55岁就会有RM1,015,560.00.
35岁开始每个月投资RM1000,55岁就会有RM467,661.00.
45岁开始每个月投资RM1000,55岁就会有RM166,518.00.
这就是为什么投资一定要乘早,迟个十年的影响不小。
有兴趣做信托投资可以联络我 Jian 013 221 5660
威廉希望能在55岁退休,可是新买的公寓分期付款才开始,而且女儿还未大专毕业,估计想提前退休的愿望需要延后几年。 10年后威廉55岁,女儿才20岁,仍在大专院校念书,通货膨胀不只影响人们需为生活预算更多的资金,也包括需为孩子的教育经费,做出较多的预算,这是非常现实的问题。...
14/07/2022
KUALA LUMPUR: Bank Negara Malaysia (BNM) dijangka menaikkan kadar dasar semalaman (OPR) sebanyak 50 mata asas (bps) lagi kepada 2.75 peratus menjelang akhir tahun ini dalam usaha membendung inflasi dan menstabilkan ringgit.
OPR rate expected to be raised again to 2.75 before end of year 2022.
OPR dijangka naik 0.5 peratus lagi tahun ini - Fitch Solutions | Berita Harian KUALA LUMPUR: Bank Negara Malaysia (BNM) dijangka menaikkan kadar dasar semalaman (OPR) sebanyak 50 mata asas (bps) lagi kepada 2.75 peratus menjelang akhir tahun ini dalam usaha membendung inflasi dan menstabilkan ringgit, demikian mengikut Fitch Solutions.
13/07/2022
US Market - Inflation hits another 40-year high. Prices increased 9.1% from a year earlier, largest gain since November 1981. Survey estimated inflation would rise to 8.8%.
Futures tumble after the hotter-than-expected CPI report CNBC's Rick Santelli, Mike Santoli and Steve Liesman join 'Squawk Box' to report on the CPI report, as the Dow falls due to the hotter-than-expected inflatio...
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