Lumesa Insurtech

What's your biggest insurance headache? 🤔
We've been listening....and we're building something to fix it.
Follow LUMESA INSURTECH and be the first to know when we go live.

When a loved one falls sick, we rally together. We contribute, share fundraising links, and do our best to help.

That's community.

But when thousands of families have to turn to fundraising just to access healthcare, it speaks to a gap many of us are still living with.

Here's something most people don't know:
✅ Inpatient Cover can be bought as a standalone policy, with limits of up to KES 20 Million.
✅ If you already have a health plan, you can hold more than one policy
✅ There are affordable comprehensive plans for Tier 2 hospitals
✅ Premium health plans also come with flexible payment options, so cost doesn't have to be a barrier

Your health deserves a plan, not a fundraiser.
DM us "HEALTH INSURANCE,"and we'll help you find what fits.

Most Kenyan businesses plan for taxes, rent, and competition.
Very few plan for the thing that can erase customer trust overnight.

Cyber risk is no longer an IT department conversation.
It's a business survival one, and the Data Protection Act 2019 made sure of that.

From ransomware attacks and phishing scams to customer data breaches and business interruption, a single cyber incident can result in financial losses, legal liability, regulatory scrutiny, and reputational damage.

The question isn't whether your business uses technology.
The question is: If a cyber incident happened tomorrow, would your business recover?

📩 DM us "CYBER" | 🌐 www.lumesainsurance.com | 📞 +254 117 381 760
Or Book for a free risk assessment via the link on Bio.

Every business is different. So is the risk it carries.

Most business owners only think about insurance after something goes wrong. We help you get ahead of it.
At Lumesa, we sit with you, understand your business, and build cover that actually fits.

📌 Book a free Business Risks Assessment today.
Link in bio.

When we say budget-friendly yet comprehensive, this is exactly what we mean.

For just KSh 34,626 per year, you get:

✅ KSh 750,000 Inpatient Cover
✅ KSh 50,000 Outpatient Cover
✅ KSh 50,000 Maternity Cover
✅ KSh 5,000 Dental Cover
✅ KSh 5,000 Optical Cover

Specifically tailored for creatives looking for quality health insurance without stretching their budget.

You'll also have access to a wide network of Tier 2 hospitals, giving you reliable healthcare when you need it most.

Because your health is just as important as your craft.

Comment "HEALTH INSURANCE" or send us a DM, and we'll help you get started.

LUMESA'S MANAGEMENT LIABILITY INSURANCE:

Your business is insured. But are you?

As a director, officer, or manager, you can be personally sued for decisions made at work. Your standard business policy won't protect your personal assets when that happens.

Management Liability Insurance will.
It covers your company, its directors, officers & managers against claims from mismanagement, workplace disputes, and legal errors.
It also protects your personal assets from lawsuits and litigation costs.

Swipe through to see exactly what's covered. 👆

"Lead boldly. We've got you covered."

LUMESA'S EVENT CANCELLATION INSURANCE:

Planning a successful event is already a full-time job.
The logistics. The vendors. The timelines. The last-minute everything.

Event Cancellation Insurance takes some of that pressure off, so the things you can control, you handle with confidence. And the things you can't? You're covered.
Lumesa walks with you from planning to D-day and beyond.

📩 DM us or book a free consultation via the link on our bio, and let’s get you started.

LUMESA'S CREATIVES INSURANCE

What if you could get comprehensive health insurance for the equivalent of less than KES 100 a day? 👀

A comprehensive health insurance plan shouldn't be a luxury.

Developed with creatives, for creatives.

✔ KES 500,000 Inpatient Cover
✔ KES 50,000 Outpatient Cover
✔ KES 50,000 Maternity Cover
✔ KES 5,000 Dental Cover
✔ KES 5,000 Optical Cover

All from just KES 34,051 per year — approximately KES 93 per day.

Because when you're healthy, you can focus on what you do best: creating.

Comment "HEALTH INSURANCE" below and we'll send you a DM with the next steps.

LUMESA'S CREATIVES INSURANCE

The creative industry is growing, and so are the risks that come with it.

You've built your brand. Your portfolio speaks for itself.
But one claim, one unhappy client, one missed deliverable, one defamation allegation, could cost you everything you've worked for.

Professional Indemnity Insurance isn't just a safety net. It's a signal that you're serious about your work.

Top brands are already asking for it before they work with you. Don't let this be the reason you lose the deal.
Protect your craft. Distinguish yourself. Get covered.

📲 We're just one call away.