Robert kirui RKK

Things that will make you poor even if you are earning more than 150,000/= per month....
Lifestyle inflation
The more you earn, the more your expenses grow—so you never move forward.
2 Living to impress others
Spending money to look successful keeps you broke in reality.
3 No reinvestment
If you don’t put money into something that grows, your income stays limited.
4 Depending on one income
One salary means one point of failure.
5 Overpaying for rent
A good house doesn’t matter if it leaves you with nothing.
6 Daily unnecessary spending
Small, repeated expenses quietly drain big income.
7 No financial direction
Earning without a plan leads to constant struggle.
8 Wrong circle of friends
Your environment can normalize bad money habits.
9 Fear of starting something
You stay comfortable but never build anything.
10 Buying liabilities instead of assets
You spend on things that take money instead of making it.
11 Ignoring small opportunities
Small income streams are what grow into big ones.
12 Using debt for lifestyle
Loans for enjoyment create long-term pressure.
13 Procrastination
Delaying action keeps you in the same position.
14 Lack of discipline
Without control, money disappears no matter how much you earn.
15 Thinking salary equals wealth
Income is temporary wealth is what you keep and grow.

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