Cool Loans
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Cool Loans is a micro-financier in Jamaica, providing financial solutions for employed individuals. No collateral, no guarantor required. Funds. APR up to 39%
Borrow from $10,000 up to $500,000 using our unsecured facility. Need money for an unexpected or a unplanned expense? Access an unsecured loan of $10,000 up to $500,000 from Cool Loans. Benefits of a Cool Loan:
Simple application, apply remotely or in-person
No pre-approval process. Loan review and processed within 24 Hours
Immediate funding. Access your funds the same day the loan is
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Category
Products
⦁ Up to $200,000 for new customers
⦁ Up to $500,000 for repeat customers
Requirements to apply for a loan:
⦁ Six months ( 6 months) of unbroken employment
⦁ Signed approval from employer for salary deduction (form to be provided)
⦁ Last 2 pay slips
⦁ Valid Identification (driver’s license, national ID, or passport)
⦁ A recent proof of address (utility bill or bank statement etc.)
⦁ Completed Cool Loans application form
⦁ Processing fee charged is $1000.00 for loans up to $100,000 and 1% of loans over $100,000
*Minimum repayment period 10 months. Maximum repayment period of 24 months. Maximum APR is 49% on maximum loan of $160,000.
Applications are processed within 24 hours of approval.
Contact the business
Telephone
Website
Address
Guardian Life Building 2 Graham Street
Ocho Rios
Opening Hours
| Monday | 09:00 - 17:00 |
| Tuesday | 09:00 - 17:00 |
| Wednesday | 09:00 - 17:00 |
| Thursday | 09:00 - 17:00 |
| Friday | 09:00 - 17:00 |