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Gene Simmons once insured his tongue for $1,000,000.

Gene Simmons, the bassist for the iconic 70s rock band KISS, once insured his tongue for $1,000,000.

The band’s trademark look consisting of black-and-white face paint was complemented by Simmons’ signature move – sticking out his tongue.

In 1971, whiskey manufacturer Cutty Sark offered an award of one million pounds ($2.4 million) to anyone who could capture the Loch Ness Monster.

The company also asked Lloyd’s of London to underwrite the contest.

Lloyd’s agreed, under one condition: that it would get to keep Nessie.

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Actress America Ferrera had her smile, including her teeth and gums, insured by her sponsor, Aquafresh, for $10,000,000.

The policy covers “any reasonable and necessary dental treatment costs or expenses that result from accidental injury” during the term of her policy.

Hong Kong actor Jackie Chan, famous for his daredevil stunts, personally trains his own stuntmen and pays their medical bills out of his own pocket.

“There are so many safety and insurance rules to follow,” Chan once said in an interview on his official website.

“I know that they want to make sure that I’m safe when I do my stunts, but sometimes they insist that I use protective gear for even simple things, and that is frustrating. It takes so much time,” he said.

Chan said he feels less encumbered when making films in Hong Kong.

“In Hong Kong, we just go ahead and do what needs to be done. There is no safety captain on the set. I use my own stunt team because they have experience and I trust them to make the action and stunts safe.”

Alien abduction insurance, also known as UFO insurance, is supposed to cover you in the event that you can prove that you have been abducted by non-human life forms, provided the terms and conditions of the policy are met along with conditions that would substantiate the proof.

UFO Abduction Insurance Company in Altamont Springs, Florida, sells a $10,000,000 alien abduction policy.

Interestingly, the company has actually paid claims and has sold more than 100,000 policies.

Starbucks CEO Howard Schultz began a company-wide turnaround that included cutting costs by laying off employees and closing stores nationwide, most of which had been open for less than two years.

However, even amid the cost-cutting Schultz refused to drop health care for his employees, a line item that tallies over $300 million, which is more than the company spends on coffee.

A shareholder called Schultz and said the crisis would provide him the perfect cover to cut benefits for part-time employees, but Schultz refused.

The San Diego Padres have signed former left-handed pitcher Matt LaChappa to a minor league deal each year since 1996 when LaChappa, only 20 years old at the time, suffered a heart attack while warming up for a game.

LaChappa, now 42, still uses a wheelchair and his contract with the Padres gives him access to health insurance.
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Not all insurance policies are boring!