i2ifunding.com

can directly lend money to verified borrowers and earn high returns in easy, secure and seamless manner. Investors may make anywhere between 12-18% p.a. by lending money to verified borrowers on our platform. Investors can start an investment with as low as Rs. 1,000 and can lend money to multiple borrowers thereby diversifying their investments. Interest rates on loans depend on the risk category of the borrower. At i2iFunding, this is determined by our proprietary automated credit evaluation model which considers more than 100 parameters and thousands of data points. Returns earned by investors may vary depending upon their risk appetite and investment strategy. A disciplined investor has a good chance of generating handsome returns through a highly diversified portfolio. Based on historical data, an average diversified investor can make about 10% - 18% p.a. after considering the default risk involved in the high return - low-risk loans. Borrowers can get Personal loans at attractive interest rates as we go beyond CIBIL and assess their profile based on 50+ parameters using our proprietary credit score model. The unsecured loans can be used for gamut of reasons like purchase of consumer durable, debt consolidation (i.e. repayment of credit card debt etc.), medical expenses, education expenses, cash cycle optimization etc. The entire credit process is transparent, quick and easy. Apart from providing end to end services, i2i diligently uses unconventional data points of a borrower like education, employment, transactions, salary, social network etc and not just solely dependent on CIBIL score for lending recommendations. This helps an Investor in greater understanding of borrower's riskiness which leads to better credit decisions. In the process, an investor gets an opportunity to earn higher 'risk adjusted returns' while the borrower gets an opportunity to get funded at the lowest cost possible as per their risk profile and market based demand.