Amit S
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06/04/2026
09/10/2025
3D Printed Device structure.
EMI aur car life
🚗 Car Loan for 7 Years. Car Life Only 10 Years? 🤔
Ever thought about this?
You buy a car on EMI.
You pay monthly installments for 7 long years.
But then the government says your car is legally useless after just 10 years (especially in places like Delhi NCR for diesel vehicles).
So basically:
👉 You use the car as a full owner for only 3 years after clearing the loan.
👉 And then it either goes for scrap or re-registration battles begin (if that’s even allowed).
Isn’t this an absurd rule?
If the legal life of a car is only 10 years, why are banks allowed to give 7-year loans on them?
Shouldn’t car loan terms align with policy limits on vehicle lifespan? with low ROI.
This rule ends up:
❌ Hurting consumers
❌ Creating financial loss
❌ And making well-maintained vehicles obsolete for no good reason
Time to rethink such policies and bring fairness + logic into vehicle finance & regulation.
What do you think?
Toh sawaal simple hai:
EMI 7 saal ki, car life 10 saal ki... seriously?
Wo bhi high ROI pe!
Kya car koi consumable item hai jo use karke phenk do?
Aam aadmi ne lakhon rupaye laga ke car li...
7 saal tak bank ke interest ke saath EMI bharte raho,
aur 10th saal mein sarkar bole: "Scrap it."
Policies aisi ban rahi hain jaise aam aadmi ki samajh zero ho.
Na logic, na long-term planning... bas rule bana do!
Car kharidna sapna nahi, headache ban gaya hai.
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