RPS Wealth

An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier).

This Fund is meant for building a corpus for your children's future with a lock in period of at least 5 years or till the child attains the age of majority. 65-80% of the total assets of the Scheme will be invested in equities and equity related instruments and the balance will be invested in debt and money market instruments.

The scheme aims to generate returns over the long term and aims to maintain risk under control.

Disclaimer. Mutual fund investments are subject to market risks, read all scheme related documents carefully.

A large-cap fund is a type of mutual fund or exchange-traded fund (ETF) that primarily invests in companies with large market capitalizations — typically companies with a market cap of 5000 crore or more. These are usually well-established,financially stable companies, often referred to as blue-chip stocks.

Key Features of Large-Cap Funds:
🏢 Stable companies: Think of companies like Apple, Microsoft, or Coca-Cola.

💼 Lower risk: Compared to mid-cap or small-cap funds, large-cap funds are generally considered less volatile.

💰 Steady returns: They may not deliver massive short-term gains, but they tend to provide consistent performance over the long term.

🌍 Diversification: Since they invest in large, often global companies, they offer some level of diversification across industries.


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Disclaimer - Mutual Fund investments are subject to market risks. Please read the terms and conditions carefully before investing.

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS.
A small-cap fund invests primarily in the stocks of companies with a small market capitalization (typically less than Rs 2,500 crore) and are considered riskier than large-cap funds due to their potential for higher growth and volatility.
A small-cap fund is a type of mutual fund that invests in the equity or equity-related instruments of companies classified as small-cap.

One of the reasons why you should stay invested and give inputs, if you have surplus funds




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Want to reduce your health insurance premium, here are some add-ons which you can opt while buying a health insurance:

1.Tiered Network is a list of hospitals specifically recognised by the network provider. You can avail upto 15% discount by availing this add-on.
If any treatment is taken outside this network, then a 20% co-payment will be applicable to the admissible claim amount.

2. A co-pay is a fixed amount or percentage of a medical bill that a health insurance policyholder pays. The insurance company then pays the remaining balance.

3. A deductible is essentially the sum of money you agree upon to be paid towards your cover before you begin to make claims on your insurance. It's a fixed amount that you pay out of pocket.

Mutual Fund Sahi Hai.......
Basics of Mutual Funds

Fund pool
Professional management
Diversification
Category of Mutual Fund

Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing.

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A Systematic Transfer Plan is like setting up autopilot for your investments.
Key points about STP frequencies:
1. Daily STP:
Ideal for investors with large lump sums who want to spread their investments over a shorter period, potentially capturing better market entry points by investing small amounts daily.
2. Weekly STP:
Offers a balance between frequent investments and managing administrative tasks, suitable for those who prefer to monitor the market weekly and adjust their investment strategy accordingly.

How STP works:
Source Fund:
The mutual fund scheme where the money is initially invested (usually a debt fund).
Target Fund:
The mutual fund scheme where the transferred money is invested (usually an equity fund).
Transfer Frequency:
The schedule for transferring funds, which can be daily, weekly, monthly, etc.
Benefits of using STP:
1. Cost Averaging:
By investing regularly over time, you buy units at different market prices, potentially lowering your average purchase cost.
2. Risk Mitigation:
Gradually entering the equity market by transferring funds from a stable debt fund helps manage market volatility.
3. Portfolio Rebalancing:
Allows you to systematically shift your asset allocation between debt and equity depending on market conditions.


Disclaimer - Mutual Fund investments are subject to market risks, read all scheme related documents carefully.