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Income Tax saving options

Basic Personal Finance you must have in place :
1. 6 months emergency funds saved up in a FD. If you’re living expense is 25k then try to have 1.5 lacs in a FD.
2. Don’t start investing in stocks, mutual funds or crypto before point 1 else you’ll have to break your investments during an emergency.
3. Health insurance (of atleast 10 lacs) for the entire family. Hospital bills is one the main reasons for debt and you can avoid it with health insurance.
4. Pay your EMIs and credit cards bills on time else your credit score gets affected. If your a credit score gets affected you’ll never get a loan for anything.
5. Invest most of the money you have because the value of your money decreases by 5 percent every year.
Please remember, Personal Finance is not a choice. You have to do it 🙂

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Saral Jeevan Bima Yojana: कम Income वाले भी ले सकते हैं बीमा, जानिये कितना मिलेगा रिस्क कवर Saral Jeevan Bima Yojana: अगर आप नये साल में लाइफ इंश्योरेंस खरीदने जा रहे हैं तो यह खबर आपके लिए है. क्योंकि, नए साल में टर्म प्लान ख...