Insurance Shield 2

we significantly reduce the time for settlement of claims.
• No Claim Discount: We offer a ‘No-Claim’ Discount – a feature that is a first in the health insurance sector in the country.
• 24x7 Toll Free Helpline: It’s easy for our policy holders or their relatives to get in touch with us at any time of the day or night. Star Health has set up a 24-hour contact centre to guide and help patients to their nearest hospital or to advise them on the policy, suited to their profile.
• Specially negotiated rates with hospitals for all lines of treatment.
• More than 200 offices across the country.
• Free General Physician Consultation over phone. By quoting the policy number, any person can contact our doctor for medical advices.
• Health Magazine - As a specialist, Star Health has been the first to empower you in matters related to health insurance. After having introduced innovative products and services to give you the best health protection, we have now launched a dedicated Health Magazine to put you in total control of your health. It will bring you the latest news and developments from the medical world and update you on the new offerings from Star Health. This Health Magazine will prove to be an invaluable guide to live a secure and healthy life. Star Range of products:
• Star Accident Care: As the name suggests, this policy provides compensation in the event of death, permanent disability and injuries suffered due to accidents. Extension can be availed to cover hospitalization in case of a road accident. It is available to everyone from 18-70 years. Prospects are classifieds under various risk covers, depending on their occupation and monthly income.

• Star Medi Classic Insurance: This is a classic medical insurance policy. It covers a whole range of illnesses and hospitalization expenses for individuals as well as families. The age groups covered start from 5 months and go up to 80 years.

• Star True Value Insurance: This low cost health insurance policy caters to the middle class allowing limits ranging from Rs. 30,000-Rs.80, 000. While insuring a whole family, discounts starting from 10% are offered on the premium depending on the number of persons covered. It is available to both individuals as well as families.

• Star Family Health Optima Insurance: Star Health’s family optima plan brings the whole family under one floater insurance plan. The sum insured floats over the entire family. It covers hospitalization charges, fee for medical professionals, diagnostic expenses, and cost of medicine, drugs and emergency ambulance charges. It is available for in the age group of 5 months-60 years, residing in India.

• Star Super Surplus Insurance: A unique policy that offers you a coverage that is far more than the traditional insurance policies. This gives you the confidence to face any unexpected & expensive health-related setbacks in the family. This policy provides wider coverage option of Rs. 7 lacs and Rs. 10 lacs for individuals and families at surprisingly low premiums.. The Super Surplus plan comes with a compulsory deductible over which amount the claim becomes payable. This policy is available to any person aged between 5 months and 60 years.

• Star Travel Protect: This policy offers cover for a host of risks while traveling abroad. We provide a travel protection plan that covers hospitalization in case of accidents/sickness, third party liability, loss of checked in baggage, passport, etc. in any of the countries the person travels for a predefined limit. Coris International is our international claims service provider for our Overseas Travel Policy.

• Star Student Care Insurance: This policy has been designed to take care of students’ emergent needs. It provides compensation /hospitalization expenses in case of an accident leading to death or permanent disability. Educational grants are also provided to insured students in case of death / complete disability of the earning parent. Students between the ages of 3 and 18 years are covered under this policy.

• Star Micro Health Insurance: This is an initiative to cover the economically disadvantaged sections of society in rural areas. For a very small yearly premium, we provide the means for quality health care to a wide section of people who cannot, under normal circumstances, afford it. The policy is available for people between 5 and 50 years of age.

• Star Net Plus Insurance: In this innovative, first-of-its-kind policy, we at Star provide insurance for the Human Immuno Virus (HIV+) afflicted as part of a group. The policy pays the Sum Insured as a lump sum amount in the event of a valid claim. And there is no need for submission of bills and/or reimbursements. This amount is meant to take care of the future medical contingencies of the insured person, given the seriousness of the ailment.

• Star Senior Citizen Policy: First to introduce, Star Health now offers insurance for people aged between 60 and 69 years. It guarantees renewals beyond 69 years and covers all pre-existing diseases, without the need for any pre-insurance medical test.

• Star Diabetes Safe Insurance: Diabetes needs immediate attention because it affects vital systems in the body over time and treatment can be very expensive. Star Diabetes Safe policy helps those affected by Diabetes Mellitus Type II and offers insurance protection for treating most commonly occurring complications like Diabetic Retinopathy requiring laser treatment, Diabetic Nephropathy leading to chronic renal failure & Diabetic foot ulcer requiring micro-vascular surgical correction.

• Star Health Gain: With the perfect balance between insurance and tax benefit – Star Health Gain Insurance is the policy just for you. Despite a reassuringly low premium, it offers both outpatient and inpatient hospitalization expenses cover with maximum tax benefits. Sure enough, the best of both worlds is now yours.

• Star Criticare Plus: The comforts and luxuries of today’s life come at a price – the price of uncertainties. Of the uncertainties, health of oneself and one’s family is of prime concern. Add to this, the fact that medical expenses are getting dearer. One ailment is all it takes to wipe out years of savings – that was meant to realize your dreams. Star Criticare Plus Insurance from Star Health is a policy that aims to provide reimbursement of hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries and also provides for a lump sum in case the insured person is diagnosed with a Major Illness as listed in the policy for the first time during the policy period.

• Star Shri Individual Care & Star Shri Family Care: The concerns over health are on the rise. On one side, there are life-threatening ailments, on the other side, there are ever increasing medical expenses. But when it comes to life and health, your most valuable asset, you should never settle for anything less than complete protection. This is why Star Health and Allied Insurance Co. Ltd., and Shriram Life Insurance Co. Ltd, bring to you Star Shri Individual Care and Star Shri Family Care Insurance – a policy which offers both Life and Health covers.

• Star Unique Health Insurance Policy: The Unique Insurance Policy with unique benefits for coverage for both future ailments/diseases and for pre-existing diseases conditions. The benefits are Hospitalization cover pre & post, covers HIV positive persons except for opportunistic infections and treatments for HIV/AIDS.

• Star Wedding Gift Policy: Introducing Star Wedding Gift Policy, a companion which protects you in adversity and supports you in moments of joy. The policy benefits are pre & post Hospitalization cover; deliver including pre and post natal cover, new born baby cover.

• MANY MORE TO COME....

Star Group Insurance
Star Health provides a choice of options for companies who want to insure their employees at low policy rates. It takes over and handles all the necessary formalities in case of hospitalization, accident or any other emergency, relieving the Administration and Human Resource Departments of the hassles. Star - Know More
Buy your insurance online at www.starhealth.in. No paperwork & medical tests required. Call Toll - free: 1800 - 425 - 2255 Or SMS ‘Star’ to 56677

Star Network
With employee strength of over 4000 people Star Health Insurance has more than 200 offices operating across the country. Our zonal offices are located in all major cities – Chennai, Coimbatore, Hyderabad, Bangalore, Trivandrum, Delhi, Lucknow, Mumbai, Kolkata, Pune, Ahmedabad & Bhopal and are fully equipped to handle customer queries & grievances. Star – Know More
Buy your insurance online at www.starhealth.in No paperwork & medical tests required. E-mail to: [email protected] or SMS ‘STAR’ to 56677




Chairman - Emeritus

Mr. Syed Mohamed Salahuddin - Managing Director of ETA ASCON and ETA STAR group of Companies in Dubai, U.A.E. BOARD OF DIRECTORS

Mr. Jagannathan
Chairman-cum-Managing Director

Padmashri D. Kaarthikeyan
Former Director of CBI

Mr. Essa Abdullah Al Ghurair
Prominent Industrialist in Dubai

Dr. M. Khan
Former CMD, J&K Bank

Mr. Dinesh Chandra Gupta, IAS (Retd)
Former Finance Secretary, Government of India and Member, MRTP Commission

Mr. Mohamed Hassan
Director, Star Health And Allied Insurance Co Ltd

Mr. Nagarajan
Executive Director, ETA Ascon Group

Mr. K.S. Jangbahadur
President – Private Equity, ICICI Venture Funds management Co Ltd.