Finatwork

Many Silver ETFs are trading at a sharp premium to their indicative net asset value (iNAV) these days, highlighting strong buying pressure from investors.

Our founder, Saurabh Bansal, shared his perspective why this phenomenon happens in the market and what investors can do a about it.

You can read the article here:

https://www.moneycontrol.com/news/business/personal-finance/are-silver-etf-investors-paying-more-than-the-value-of-the-metal-they-hold-13793224.html

“Over time, excess buying pressure usually fades and prices move back towards normal levels. However, investors should remain aware of liquidity conditions, the ease of trading in the underlying market, and the long-term behaviour of commodities compared with ETF prices,” Bansal added.

Are silver ETF investors paying more than the value of the metal they hold?- Moneycontrol.com The iNAV is calculated using the current market price of silver and updates continuously during the trading day. The NAV, by contrast, is calculated at the end of each trading session

Our Founder & SEBI-registered Investment Advisor, Saurabh Bansal, shared his perspective on how this flexibility meaningfully enhances long-term wealth creation for minors.

With the option to choose ‘Active Choice’ and allocate fully to equities in the early years, parents can now truly maximise the power of compounding before gradually transitioning to more conservative allocations later in life.

He also highlighted how NPS Vatsalya now stands competitive with high-conviction mutual funds and PMS strategies, but with a significant structural edge:

* Expense ratios typically below 0.10%
* No capital gains tax during accumulation
* A potential 40–50 year compounding runway

This is more than an allocation tweak, it’s a structural upgrade to India’s retirement architecture led by the Pension Fund Regulatory and Development Authority (PFRDA).

Follow Finatwork Wealth Services Pvt. Ltd. for insights on estate planning, purposeful wealth and long term financial security.

We are a SEBI Registered Investment Advisor.

You can read the full article here:

https://www.outlookmoney.com/personal-finance/nps-vatsalya-pfrda-allows-100-per-cent-equity-allocation-how-it-will-affect-you

NPS Vatsalya: PFRDA Allows 100 Per Cent Equity Allocation, How It Will Affect You - Outlook Money PFRDA has allowed 100 per cent equity allocation in NPS Vatsalya, similar to the Multiple Scheme Framework (MSF) of the NPS. Further, to promote the scheme, it will permit CRAs to share subscribers’ information with the Pension Funds in accordance with the rules

We are pleased to share that Saurabh Bansal, Founder, Finatwork Investment Advisor, was recently featured in moneycontrol.com, sharing his perspective on how a weakening rupee is sharply increasing the cost of overseas education.

In the article, Saurabh highlights that when future goals are denominated in dollars, currency risk becomes a critical part of planning. He points out that parents with long-term goals, typically five years or more away, can mitigate this risk by gradually investing in dollar-denominated assets such as US ETFs or global equity mutual funds. Over time, this approach can act as a natural hedge against currency depreciation.

He also notes that gold funds, given India’s import dependence, tend to mirror dollar movements over longer periods. While gold carries price risk, it can still play a role within a broader, currency-aware strategy.

As global education costs rise, thoughtful planning that accounts for currency movements is becoming essential rather than optional.

Read the full Moneycontrol article here:
https://www.moneycontrol.com/news/business/personal-finance/overseas-education-costs-jump-over-20-in-a-year-as-rupee-slides-13795274.html

Follow Investment for insights on global goals, currency-aware planning and long-term wealth decisions.

Overseas education costs jump over 20% in a year as rupee slides With the rupee weakening 9 percent  against the dollar and around 21 percent  against the pound over the past year, not just tuition but everyday expenses automatically become costlier in rupee terms

Comparing Returns is the fastest way to feel poor.

Life after divorce is not just about healing the heart. It is also about healing your relationship with money.
We were glad to contribute because we have seen this journey up close with many women.

The fear. The confusion. And then slowly, the clarity.

When women start taking ownership of their finances, something shifts.
They take decisions with confidence.
They rebuild their identity.
They step into independence with both feet on the ground.

If this article helps someone begin that journey, that is what truly matters.

https://www.livemint.com/money/personal-finance/divorce-women-financial-independence-money-investment-clarity-saving-track-spending-gifts-accounts-loans-11762873595504.html

Grateful to be part of this conversation.

IPO Rulebook is changing ..

India's upcoming IPO rule book—and how it could affect Jio, NSE listings The regulator's changes will directly shape how marquee listings like those of NSE and Reliance Jio come to market, potentially unlock long-delayed deals, and reduce the risk of regulatory bottlenecks. But there are some downsides as well, experts said.

It is critical to bridge the gap between the school and real life, shared our thoughts on this subject

Why Future-Friendly Financial Curriculum is Crucial for Education Today

In an exclusive interaction with , Saurabh Bansal, Founder at Finatwork shed light on why a future-friendly financial curriculum is crucial for education today.

Read More: https://bit.ly/43yCKAG

"One State One RRB" - our views on the subject

One State, One RRB: Why The Govt Is Reshaping India’s Rural Banking Map The Indian government’s ambitious One State, One RRB initiative has officially come into effect from 1 May 2025, merging 26 Regional Rural Banks (RRBs) into single entities across 11 states and one Union Territory. This move, initiated by the Ministry of Finance, reduces the total number of RRBs i...

https://www.facebook.com/100000249724674/posts/10040968792588012/

Career breaks, longer lives, lower pay: Why women’s finances need special planning A different approach doesn't mean different products, but rather a plan that accommodates these life stages.