Capitalflow

Capitalflow is committed to supporting the Irish market, with Stuart Curtin leading our focus across the Munster region.

With strong liquidity and the backing of Bunq, we are well positioned to continue challenging the pillar banks and delivering competitive, flexible funding solutions where the market needs them most.

We are always open to conversations with borrowers and advisors who would like to discuss potential opportunities. If you have a deal you would like to explore, we would be delighted to connect.

We are here for the long term and excited to continue supporting and expanding the market.

Conor McHugh, Sales Director at Capitalflow and Dublin hurler, shares his advice to young athletes and professionals on achieving balance and embracing the importance of teamwork, whether in the office or on the pitch. In both arenas, success goes hand in hand with collaboration and a strong team mindset.

His advice to young athletes and professionals is simple: always look out for your teammates. Focus not just on your own progress, but on how you can grow together. Success is a shared journey, after all, there’s no “I” in “team.”

Business Loans Ireland | Flexible Business Finance | Capitalflow

Strong partnerships power great businesses.

At Capitalflow, we pride ourselves on making property finance straightforward, responsive, and tailored to each client’s needs. Andy O’Neill, CEO of Choice Hotel Group, shares his experience of working with our team - highlighting the ease, speed, and confidence that comes from having the right financial partner in place.

When opportunity arises, Capitalflow is ready to help you move forward with certainty.

Strong relationships start with understanding.

Before numbers are run and terms are agreed, we focus on what matters most - truly understanding our customers business and long-term goals. From valuation through to credit approval, every step is about building partnerships that last, not just closing deals.

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Capitalflow’s Refinance Product allows customers to refinance existing debt with terms of up to five years. In many cases, clients also choose to release equity to support asset management across their portfolio, helping them enhance income, improve performance, and drive long-term value. Flexible repayment structures are available to suit individual investment strategies.

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https://capitalflow.ie/

Our commitment to supporting Irish businesses has remained steadfast, even through challenging economic conditions. It has been a pleasure to work with Finnegan Bray Buses and to have financed 10 vehicles to support the expansion and success of their growing business.

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Stuart Curtin, Lending Director at Capitalflow, highlights the strong growth across the Munster region, particularly in Cork and Limerick.

In response, Capitalflow has invested in having a dedicated local presence to support this expansion and work closely with borrowers on their growth plans.Capitalflow provides tailored finance solutions across hospitality, retail, office and property, offering early clarity on deal viability and a streamlined, efficient process from start to finish.

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https://capitalflow.ie/

The talented ladies of Railway Union Hockey share insights into the world of sport and its impact beyond the pitch. Competitiveness drives their commitment, with weekly selection motivating players to continually improve.
Beyond performance, the team values the social benefits of sport, a healthy escape from work and a way to maintain balance. Sport also builds key skills such as teamwork, collaboration, and communication, strengthening both on-field strategy and workplace relationships.

At Capitalflow, we are proud to sponsor such an inspiring team and witness the lasting impact of sport.

What makes Capitalflow stand out from other large finance providers is the time we take to truly understand our customers’ businesses, right down to the finer details.

As Philip Ward, Director of JP Ward & Sons, explains:

“Some of our vehicles are hand-built, for example, a limousine comes in as a saloon, gets cut in half, extended, and this process can take up to six months. If we tried to explain this process to the larger banks, they wouldn’t understand. Capitalflow came in, understood what the process was, and provided the finance we needed.”

We pride ourselves on taking the time to understand how each business operates, so we can deliver tailored finance solutions that really work.