Transaction Systems

What does it take to build payment infrastructure ready for what comes next?⚡

Join us at the Payments360 Conference powered by DIAS on 30 June in Athens and attend the presentation by Panagiotis Halkias, CEO Central, South & East Europe, on:

“Future-Proofing the Payment Infrastructure for the Next Generation of Payments”

As payments continue to evolve, future-ready infrastructure will become the foundation for speed, resilience, flexibility and innovation across the ecosystem.

We look forward to exchanging ideas and exploring what’s next in payments together.

At the ECDM Expo panel on AI in Payments speakers from Visa Greece , Nexi Greece and NBG Pay, agreed that fully personalised, automated—and increasingly invisible—payments are already emerging, driven by existing infrastructure and rapid AI adoption.

The next frontier is agentic commerce, enabling seamless, secure, omnichannel experiences while balancing merchant data control and strong fraud protection.

Security, regulation, and ecosystem collaboration remain foundational as banks, PSPs, and networks prepare for this next phase.

A recent article from Payments Dive highlights an interesting reality in today's rapidly evolving payments landscape: despite the continued growth of digital payments, consumers are still holding on to cash.

Drawing on the latest Federal Reserve research, the article notes that cash remains the third most-used payment method, with many consumers continuing to rely on it as a backup payment option and store of value.

As digital payments, instant payments, digital wallets, and emerging technologies continue to reshape the industry, understanding consumer preferences and behavior remains just as important as driving innovation.

Read the article below and share your thoughts: https://bit.ly/4oditsM

Will cash continue to play a meaningful role in the payments ecosystem over the next decade?

Consumers cling to cash Debit and credit cards have surpassed cash as the most common payment method, but consumers still rely on legal tender, a Fed report found.

The future of POS in Europe is evolving far beyond traditional payment acceptance.

This insightful report explores how cloud-enabled terminals and next-generation POS solutions are reshaping the payments landscape — driving greater scalability, stronger governance, and more seamless customer experiences across retail and beyond.

A must-read for anyone following the transformation of payment infrastructure in Europe. 👇
https://bit.ly/4vjCekO

The Future of POS in Europe The future of POS in Europe is layered, not binary. What is changing is not the relevance of POS, but its architecture.The future of POS in Europe is layered, not binary.

We’re excited to unveil the PAX A33L –the latest addition to PAX Technology's smart payment solutions lineup!

Designed for agility and security, this compact Android PINpad delivers powerful performance for modern businesses on the go.

✅ Compact & Portable
Easy to carry and integrate into any payment environment.
✅ Android-Powered
Flexible, user-friendly, and ready for customized applications.
✅ Smart & Secure
Enhanced security features to protect every transaction.

Perfect for retail, hospitality, and service –based industries looking to upgrade their payment experience without compromise.

Recap from Balkan Payments Forum: Joining fintech and banking leaders from across the region to discuss the future of digital payments and smart commerce.

During the event, Panagiotis Halkias , CEO of Transaction Systems for Central, South & East Europe, and Daniela (Hoxha) Malaj, Managing Director of Happy / Happy Pay, engaged in a fireside chat, sharing insights on regional and local payment trends, customer expectations, and the growing demand for integrated solutions combining Smart POS technologies, loyalty programs, and seamless customer experiences.

Through collaborations with innovative organizations such as Happy / Happy Pay and BALFIN Group, Transaction Systems continues to support the evolution of modern payment and smart commerce ecosystems across the region.

Great conversations and valuable insights at the Balkan Payment Forum in Tirana today, during the fireside chat between Panagiotis Halkias, CEO, CSEE Transaction Systems and Daniela (Hoxha) Malaj , Managing Director at Happy / Happy Pay

A meaningful exchange on the evolving payments landscape, innovation, and the future of digital transactions in the region.

Highlights from the in Tirana, where Transaction Systems joined forces with Happy / Happy Pay as Gold Sponsors.

Our co-branded stand showcased the latest payment terminal innovations from PAX Technology, bringing together modern payment experiences, technology, and regional collaboration.

Joining industry leaders and peers to explore the latest trends shaping retail, eCommerce, and FMCG at the Retail Arena Romania. A great opportunity for insights and inspiration across the region.

Digital innovation is transforming the retail experience — and smart navigation is becoming an essential part of the modern shopping journey.

Transaction Systems successfully implemented an interactive digital navigation kiosk project at East Point Mall.

The project introduces user-friendly touch-screen kiosks that help visitors quickly locate stores, restaurants, entertainment areas, and mall services, creating a faster, smoother, and more engaging customer experience.

Key benefits of the solution include:
• Improved customer experience and engagement
• Quick and simple access to directions and store locations
• Reduced time spent searching for shops and services
• Modern, interactive digital experience for visitors
• Enhanced opportunities for digital promotions and campaigns
• Reduced pressure on information desks and mall staff

By combining technology with customer-centric design, the project supports East Point Mall’s vision for a smarter and more connected retail environment.