Gregory Bethea Jr.

Gregory Bethea Jr.

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Mortgage Specialist
NMLS# 2247738

Looking to buy a home or investment property? Let's connect! I'm a mortgage loan originator licensed in Georgia & Florida.

I have 130+ lenders and 2000+ products and have pretty much every loan product known to mankind lol. Let's connect to see how I can help you. Serving GA & FL
NMLS# 2247738

Company Website:
www.loanfactory.com

For state requirements go to www.loanfactory.com/state-licenses

Corporate Address:
2195 Tully Road, San Jose, CA 95122

Corporate NMLS #:
320841

www.nmlsconsumeraccess.org

Loan Factory Inc. is an
Equal Housing Lender

FHFA approves VantageScore 4.0 for mortgages to lower credit check costs 09/07/2025

Is this a solution to costly credit checks?

FHFA approves VantageScore 4.0 for mortgages to lower credit check costs FHFA believes Fannie and Freddie using this model will help rural borrowers and will reduce closing costs

3 Critical Credit Report Updates from Trump Administration! (This Will Impact You!) 10/03/2025

Big credit reporting changes coming!

3 Critical Credit Report Updates from Trump Administration! (This Will Impact You!) 🚨 Major credit changes are happening in 2025, and if you don’t stay informed, your credit score could take a hit! Join me LIVE as I break down 3 massive cha...

03/10/2024

Do you know any veterans ready to buy a home?

26/09/2024

Rates are lower than they have been in a good while, but they could be even lower with lender paid 2-1 buy down. You could have rates in the 3’s & 4’s again!

23/09/2024

Rates are lower! It’s a good time to take advantage of your equity. Lower your rate, pay off debt, start a business….

02/09/2024

Loan Factory is excited to introduce a lender-paid 2-1 temporary rate buydown that could significantly benefit you. Here’s how it works:

Year 1: Enjoy a 3.875% interest rate
Year 2: Move up to 4.875%
Year 3 and Beyond: Settle at 5.875% (APR = 5.863%)

And the best part? The lender covers the buydown cost.

Who's ready to take advantage?

15/08/2024

Inventory’s up again! It’s the best chance to buy a home in 4 years?

Photos from Gregory Bethea Jr.'s post 03/08/2024

Do you see the difference?

I hope you are not distracted and missing your opportunity…. It happened in 2019-2020. Don’t let it happen again. We having been waiting for this for a couple years. It’s time to buy or refinance!

Let’s chat!
404-902-3042

22/07/2024

We're thrilled to announce another successful loan closing! CONVENTIONAL LOAN - CONDOMINIUM. 🏢 🔑
Congratulations to our clients! Enjoy all the amenities and the vibrant community around you. This beautiful condo is perfect for city living, with all the amenities you could dream of. ✨

Apply now for your dream home: https://gregorybethea.themortgagecalculator.com/Mortgage/Quote

22/07/2024

Investing in vacation rentals has never been more accessible! 🌞💼 with Vacation Rental Investor Loans, you can seize opportunities in the thriving short-term rental market and achieve financial success. 🏠📈

💵Use Short Term Rents for DSCR
💰Up to 75% LTV Cash Out
🛍️Up to 85% LTV Purchase
💼Close in LLC/Corp
💳600+ Credit

Get instant DSCR mortgage rates at https://ayr.app/l/S2Sy

21/07/2024

Another Success Story! 🎉
We’re excited to share that we’ve closed an FHA Loan at The Mortgage Calculator.
Congratulations to our amazing clients on achieving this milestone! We’re so happy to have been part of your journey to homeownership.🏠✨

Apply now for your dream home: https://gregorybethea.themortgagecalculator.com/Mortgage/Quote

20/07/2024

We're thrilled to announce another closing of a Conventional Loan at The Mortgage Calculator! 🏠💫
Cheers to new beginnings and the excitement of homeownership! 🥂🏡

Apply now for your dream home: https://gregorybethea.themortgagecalculator.com/Mortgage/Quote

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Decatur