A R Pay

Dojo and Trust Payments are both payment processing providers, but they cater to slightly different business needs. Here’s a comparison between Dojo and AR Pay Merchant Service (which partners with Trust Payments) based on key factors:

1. Transaction Fees & Pricing
• Dojo: Offers competitive rates but typically charges a fixed percentage per transaction. Pricing varies based on business size and type.
• Trust Payments (AR Pay): More flexible pricing, with bespoke rates depending on transaction volume, industry, and risk profile.

2. Hardware & Terminals
• Dojo: Provides modern, wireless, touchscreen card machines with built-in connectivity (4G/WiFi).
• Trust Payments (AR Pay): Offers a wider range of terminals, including countertop, portable, and mobile devices, suitable for all types of businesses.

3. Payment Speed
• Dojo: Next-day payments as standard.
• Trust Payments (AR Pay): Offers same-day and next-day settlements, with potential for instant payouts in some cases.

4. Online & E-commerce Integration
• Dojo: Mainly focused on in-person payments but does offer some online payment solutions.
• Trust Payments (AR Pay): Provides a full suite of online solutions, including e-commerce gateways, pay-by-link, virtual terminals, and recurring payments.

5. Contract Terms & Flexibility
• Dojo: Typically requires 12-month contracts with a free trial period.
• Trust Payments (AR Pay): More flexible contract terms, allowing businesses to choose between short-term or long-term agreements.

6. Customer Support & Service
• Dojo: Strong customer service but limited customization for high-risk businesses.
• Trust Payments (AR Pay): Dedicated account managers and tailored support for high-risk businesses, including sectors that struggle with traditional banks.

7. Business Suitability
• Dojo: Ideal for restaurants, retail stores, and SMEs looking for a simple, plug-and-play solution.
• Trust Payments (AR Pay): Best for both SMEs and high-risk industries, including hospitality, e-commerce, subscription businesses, and international merchants.

Conclusion
• If you need a simple, fast, and user-friendly card payment solution, Dojo is a strong option.
• If you require flexibility, custom pricing, instant payouts, online payment solutions, or support for high-risk industries, Trust Payments (via AR Pay) is the better choice.

Would you like a tailored comparison based on specific business needs?

Merchant cash advance allows you to pay us back through a small percentage of each transaction.

When you're busy you'll pay your loan off more quickly, when things slow down you'll pay less.

Move to flexible finance, with A R Pay

Your payment processor is the gatekeeper of most of your income, its importance can’t be overstated.

To help with your decision here are four factors to consider:

✨Price✨

It’s important to choose a service that won’t cut deeply into your margins with unfair fees

✨Transparency✨

Many providers use rate structures that look like a great deal, until you get your first bill. Opt for blended rates to avoid nasty surprises

✨Support✨

Most business owners know the panicky feeling of realising your machine is down, and there’s no tech support available till Monday morning. 24/7 technical support is non-negotiable

✨Add ons✨

With the right provider you won’t just be limited to payment processing, instead you’ll have a rich library of extra services to help your business grow. What could be possible if you had a website refresh, merchant cash advance, integrated inventory management, and more?

A R Pay wants to support you in choosing the best for your business. Call us today for your free consultation! 07961 928 558

Treat your customers to the hottest payment technology, designed for seamless transactions.

The 4 simple steps to secure merchant cash advance with A R Pay

We know all the frustrations facing independent business in the payment and lending spheres, because we've experienced them ourselves.

Reach out to our friendly team and join a merchant services company that is truly on your side

Happy Earth Day from A R Pay!

Last week to take advantage of this amazing offer! Call our team today

Whether your business credit is firmly established or if you're just starting out, merchant cash advance is an accessible and valuable credit product.

Talk to the trusted team at A R Pay to learn more!

You know the benefits of business credit and how it’s calculated, but how do you improve it?

Tomorrow we’ll uncover how A R Pay can assist, but for now let’s get into some basic tips

1) Use your business bank account frequently, this helps establish banking relationships and demonstrate your turnover.

2) Automate bill payments and set reminders to ensure all bills are paid on time, this helps demonstrate your reliability.

3) Find out if any of your suppliers report to credit reference agencies. You can request they share your payment record data.

4) As a start up your personal finances may impact your business credit score because of the lack of available data. Try to keep them healthy.

5) Stay on top of your administration. Filing on time with Companies House and updating any changed information promptly will keep you in good standing.

6) Credit building products, which we’ll cover tomorrow.

Your business credit score is determined similarly to your personal credit score.

This includes looking at your past financial relationships, quantity of recent credit applications, and how well you manage debt.

Check in tomorrow to learn how to improve your score

In honour of financial literacy month A R Pay is launching a mini series about business credit for businesses which are often left out of the conversation.

🙋🏽‍♂️What is a business credit score? 🙋🏽‍♂️

A business credit score is like a personal credit score, but with even more benefits! Business credit helps suppliers, lenders, and other creditors determine your business’s ability to pay bills on time. It helps you showcase responsible financial management.

🙋🏼‍♀️How does it benefit me? 🙋🏼‍♀️

Strong business credit can give you greater negotiating power with suppliers, increase your ability to secure finance, and make your business eligible for more favourable finance options.

Expansions in your future? Want better supplier rates? Interested in your long term financial success?

All of these things become possible with this financial report card!

Join us next week to learn about how your business credit score is determined, and how A R Pay can help you build it!