Hart Securus

Yay stamp duty from 23/9. Let’s chat then 😂😂

Mini-budget: Chancellor cuts income tax and stamp duty in bid to boost growth - BBC News Kwasi Kwarteng sets out some of the most significant tax cuts in decades, but Labour says it's an admission of economic failure.

Well done nurse on getting cover!

'Long Covid meant I couldn't work for a year - but my insurer paid out £17,500' Nurse Stephanie King got Covid and long Covid in the first wave of coronavirus, leaving her severely ill and unable to work. But her insurer agreed to pay her £1,600 a month

This is great news, just when the mortgage brokers of this world need some help to help you

Budget 2021: Mortgage guarantee to help buyers with 5% deposit Boris Johnson says "generation rent" can become "generation buy" through new government-backed loans.

What a lovely recommendation for our very own Andrew Lockett. Well done Andy!

Kristian Lewin-Petrov
Account Manager at Auto Trader UK

February 18, 2021, Kristian was a client of Andrew’s

I worked with Andrew during my time at Google after he first reached out to me on how best to run a Google Adwords campaign. During our working relationship it became very apparent that he is extremely passionate about what he does, maybe that's because of his loss of a close family member maybe it's not, but what was clear was that he understood the need for people to have life insurance. Having never previously taken a life insurance policy before and getting closer and closer to being 40 Andrew's dedication to his role made me realise just how important it is, even though he wasn't actively 'selling' it to me. Andrew gave me a very competitive quote and I've been insured with his recommended insurance company ever since. Genuinely great guy and loves what he does! Thank you Andy, my wife and kids can rest easy now knowing that should the worst happen to me, they'll be financially covered at least.

It's going to be a mess out there ... all of our current mortgages going through look OK on the timescales ... fingers crossed ...

Missed stamp duty holiday deadline 'would cost us £12,000' A rush to complete sales before tax breaks end on 31 March is causing delays and calls for government help.

More options smoptions people ...

Low-deposit mortgages return after Covid slump There has been a fourfold increase in mortgage products for those offering a 10% deposit.

The average time for a house purchase / mortgage is 4 months - so hit us up before end of November if you want to avoid going over the stamp duty deadline of 31st March 2021 ...

Getting busier with our mortgages ... and even busier now:

- Stamp duty waived for properties up to a purchase price of £500,000
- Available for buyers in England and NI
- Therefore nearly 9 out of 10 buyers will pay no stamp duty
- Takes effect immediately, available for properties completing up until 31/05/2021
- Saving up to £15,000
- Clients buying second homes or BTL properties up to £500,000 will benefit but will still have to pay the 3% extra duty

Well it's all changed ... has it for you?

Want to sell a home? Make the garden look nice Property buyers and renters are on the search for outdoor space after lockdown, research suggests.

Here's Aviva's take on Critical Illness Cover

Aviva for Advisers | Critical Illness Cover

Nearly all insurers are offering premium deferral ... it's not the best idea but it might help ... talk to us if you need 01252 931 444

We're having many more critical illness conversations than normal ... here's an 'interesting' read

How much critical illness cover do you really need? - Money To The Masses Critical Illness explained. Critical illness comparison & typical cost. Case study advice on getting the best critical illness policy and cheapest premium