Next Chapter Mortgages

This week, we reserved a client’s rate ahead of their remortgage application, and it led to a brilliant saving. 🙌

They secured a rate 0.25% lower, saving £936 over the fixed-rate period. On top of that, they also received free legals and cashback!

At Next Chapter, we’re with you every step of the way on your home-buying journey. We keep an eye on the market and help you find a suitable mortgage deal for your circumstances.

Thank you so much for this amazing review! 💫

It means a lot to us to hear that we could make the process a little easier and give you some reassurance along the way.

We’re so pleased you found your forever home and that we could be part of the process. 🏡

Feeling like you’re hitting a brick wall when it comes to getting on the property ladder? 🧱🏡

There may be another option for some renters who are looking to buy.

For eligible current or recent renters aged 21 or over, who can show they’ve paid rent for 12 consecutive months within the last 18 months and haven’t owned a UK property in the last 3 years, up to 100% LTV may be available with no deposit required.

Eligibility, lending criteria and credit checks apply, so it’s important to understand whether this type of mortgage could be suitable for your circumstances.

We’ve had some great news for a few of our clients this week, with offers being accepted on their new homes.🏡

There are still clients moving forward with their plans to buy in the current market. We’re continuing to work through each case, to understand their individual circumstances and the mortgage options available.

Looking at the options available and the overall costs involved, allows us to provide advice based on what is suitable for each client’s circumstances.

Congratulations to everyone who has reached this exciting stage of their home-buying journey!

A little reminder that we’ll be taking some annual leave from 10th–25th October. 🏡

If you’re currently going through the mortgage process or have anything you need to discuss with us, please plan ahead where possible.

Jon will still be available for anything urgent during this time.

We’ll be back and ready to go from 26th October!

A reminder for Klarna and Buy Now, Pay Later users.⚠️

How you use short-term credit can form part of your overall financial picture and may be considered when applying for a mortgage.

Regular use or missed payments could affect how much deposit is required or a possible decline.

It’s been another busy week at Next Chapter! 🏡

This week has been all about supporting first-time buyers and home movers, as they take the next steps towards their next chapter.

Here’s a little look at what the team has been up to:

🏦 Meeting with a lender to discuss upcoming changes
🏠 Reserving rates for plots secured this month
📋 Decisions in Principle for home movers
💻 Catching up on admin

Another week filled with helping families through different stages of their home-buying journey.

There have been plenty of rate increase emails landing in our inbox in September! 📩

With rates continuing to increase more regularly and the Bank of England rate review due on 17th September, it’s more important than ever to have the opportunity to review your mortgage options across more than one lender.

At Next Chapter, we tailor our mortgage advice in an ever changing mortgage market. As well as monitoring rates, we’ll also look to take advantage of any reductions that become available before your new rate starts.