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Central bank regulators are working on a digital lending framework that will likely see micro-credit providers gain a step up in the financial sector. As it stands, mobile money providers are the only non-traditional financial institutions allowed to engage in micro-credit service but are still required to partner with banks or MFIs to access loanable funds.

The central bank, however, has recently expressed intentions to allow fintechs to loan out funds sourced from entities other than banks or MFIs.

Uncollateralized & Digital Credit in Ethiopia: How Far Has it Come and Where is it Heading? - K-flip Knowledge Hub The last few years have witnessed the rise of a seminal phenomenon in the Ethiopian financial sector that goes back more than a century – digital lending. Although digital credit has immense potential in serving the underfinanced Ethiopian population, there is no lack of impediments holding that p...

አብዛኛዎቹ የኢትዮጵያ የዲጂታላይዜሽን እንቅስቃሴዎች፣ ኢንቨስትመንቶች ፕሮጀክቶችና ጥናቶች ፣ የኢኮኖሚ ማእከልና ዋና ከተማ በሆነችው አዲስ አበባ ውስጥ የተወሰኑ ናቸው።

የድሬ መገኛ፣ ኢኮኖሚያዊ መናኸሪያነት ብሎም የነዋሪዎቿ ከዘመን ጋር ተራማጅነት ድሬዳዋን ከአዲስ አበባ ውጭ ወደ ዲጂታል ኢኮኖሚ ለሚደረጉ ሽግግሮች ተመራጭ መዳረሻ ያደርጋታል። ታዲያ ይህን ለማሳካት በዚህች ከተማ ምን እየተደረገ ነው?

ቴክኖሎጂ እና ዲጂታል ትራንስፎርሜሽን በድሬዳዋ - Kflip Knowledge Hub የኢትዮጵያ መንግስት ባለፉት ጥቂት ዓመታት ቅድሚያ ከሰጣቸው አጀንዳዎች አንዱ የሃገሪቱን ዲጂታል ኢኮኖሚ አቅም ማሳደግ ነው። ሃገሪቱ ቀስ በቀስም ቢሆን ዲጂታላይዜሽን የኢኮኖሚ እድገ...

The Interest-free Finance (IFF) and Economy summit held on August 11, 2022, highlighted advancements in the IFF sector. The government demonstrated its commitment to creating an enabling environment for further growth of the sector, especially in product diversification. Minister of Finance Ahmed Shide also pointed out IFF services are one of the key pillars for the success of the National Financial Inclusion Strategy.

In the digital finance space, there's still much work to be done in exploring and developing sharia-compliant products.

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Stay tuned for more insight where we will explore digitization of IFF.

k-flip had an in-depth conversation with Sophie Falsini, a policy analyst at the UNCDF, about the importance of financial inclusion, Inclusion in Ethiopia, and how to measure it.

Read the interview here https://kflip.kifiya.com/2022/07/06/understanding-financial-inclusion-in-ethiopia/