efpg - Insurance Brokers

The most common mistake is not having the wrong insurance, but keeping a policy that hasn’t evolved with your life. As your mortgage, income, family, and financial responsibilities change, your coverage should be updated accordingly.

If you already have life insurance, ask yourself: “If something happened to me tomorrow, would my current policy still protect the people who depend on me?”

If you are unsure, we are happy to help you review your current policy without obligation.

📞 Speak to efpg Insurance Brokers for a friendly, no-obligation conversation.

Benefits, coverage and eligibility are subject to policy terms and conditions.

📞 Contact us: 600 336 274 / 951 81 80 01
🌐 Visit us: www.efpg.es
📧 Email: [email protected]

European Financial Planning Group SL
📍 Plaza Mayor, Pueblo Nuevo de Guadiaro / Sotogrande
🗓️ Monday – Friday

Have you planned for the unexpected?

Life + Funeral Insurance for Expats in Spain

Your family.
Your future.
Your peace of mind.

📞 Speak to efpg Insurance Brokers for a friendly, no-obligation conversation.

Benefits, coverage and eligibility are subject to policy terms and conditions.

📞 Contact us: 600 336 274 / 951 81 80 01
🌐 Visit us: www.efpg.es
📧 Email: [email protected]

European Financial Planning Group SL
📍 Plaza Mayor, Pueblo Nuevo de Guadiaro / Sotogrande
🗓️ Monday – Friday

Your life may be in Spain — but your family, finances and final wishes may cross borders.

For expats, planning for the unexpected can involve more than one country.

A combined Life & Funeral Insurance policy can provide:

•Financial protection for your loved ones
•Support with funeral arrangements
•Repatriation assistance, depending on the policy

Because protecting your family isn’t only about where you live — it’s about planning for what matters most.

📞 Speak to efpg Insurance Brokers for a friendly, no-obligation conversation.

Benefits, coverage and eligibility are subject to policy terms and conditions.

📞 Contact us: 600 336 274 / 951 81 80 01
🌐 Visit us: www.efpg.es
📧 Email: [email protected]

European Financial Planning Group SL
📍 Plaza Mayor, Pueblo Nuevo de Guadiaro / Sotogrande
🗓️ Monday – Friday

Two protections. One policy. Peace of mind.

Living in Spain means building a life, a home and a future here. But have you considered how your loved ones would be protected if the unexpected happened?

Our combined Life & Funeral Insurance solution brings two essential protections together in one policy:

❤️ Life Insurance — financial support for your loved ones.

🕊️ Funeral Insurance — assistance with funeral arrangements and associated costs, with repatriation assistance available depending on the policy.

One policy. Two layers of protection.

📞 Contact efpg for a friendly, no-obligation conversation.

Benefits, coverage and eligibility are subject to policy terms and conditions.

📞 Contact us: 600 336 274 / 951 81 80 01
🌐 Visit us: www.efpg.es
📧 Email: [email protected]

European Financial Planning Group SL
📍 Plaza Mayor, Pueblo Nuevo de Guadiaro / Sotogrande
🗓️ Monday – Friday

🇬🇧 Proud to see our colleague María taking on the San Roque Triathlon! 🏊‍♀️🚴‍♀️🏃‍♀️

Torreguadiaro and Sotogrande once again provided the setting for the 12th San Roque Triathlon, bringing together more than 200 participants for a challenging 500 m swim, 20 km cycle and 5 km run.

We’re delighted to see María from the EFPG Insurance Brokers team taking part in this local sporting event and embracing the challenge from start to finish. 💪

Congratulations, María! We’re proud to have you on the team. 👏

🇪🇸 ¡Orgullosos de ver a nuestra compañera María participando en el Triatlón San Roque! 🏊‍♀️🚴‍♀️🏃‍♀️

Torreguadiaro y Sotogrande volvieron a ser escenario del XII Triatlón San Roque, que reunió a más de 200 participantes para afrontar un reto de 500 m de natación, 20 km de ciclismo y 5 km de carrera a pie.

Nos hace especial ilusión ver a María, parte del equipo de EFPG Insurance Brokers, participar en esta prueba deportiva local y afrontar el reto de principio a fin. 💪

¡Enhorabuena, María! Estamos muy orgullosos de tenerte en nuestro equipo. 👏

Your health deserves the right cover.

Looking for reliable private health insurance in Spain?
We help individuals, families and international residents find cover that suits their needs and budget.

From everyday healthcare to specialist treatment, we can help you explore your options.

🏥 Contact us today for a personalised health insurance quote.

Here for what matters most.

📞 Contact us: 600 336 274 / 951 81 80 01
🌐 Visit us: www.efpg.es
📧 Email: [email protected]

European Financial Planning Group SL
📍 Plaza Mayor, Pueblo Nuevo de Guadiaro / Sotogrande
🗓️ Monday – Friday

https://sgplus.es/ediciones_online/sgplus-no80/

SGPlusSotogrande®
Efpg Insurance Brokers

Five Things You May Not Know About Life Insurance in Spain
By efpg Insurance Brokers

Life insurance is often associated with mortgages and the question of what happens when we die. But there is more to it than many people realise.

Here are five points worth knowing.

1. Your family may not know you have a policy.
Spain has a public Registry of Insurance Contracts with Death Coverage. This allows interested people to check whether a deceased person had qualifying life insurance.

2. Life insurance can cover more than death.
Depending on the policy, cover may also include permanent disability or incapacity. The exact protection depends on the contract.

3. Keep your beneficiaries up to date.
Marriage, divorce, children and other changes in family circumstances can affect who you want to receive the benefit. It is worth reviewing your beneficiaries regularly.

4. The information you provide matters.
Health and risk information given when applying can affect the price and terms of your policy. Insurance questionnaires should always be completed accurately.

5. The price of life insurance can vary depending on where you buy it.
Banks often offer life insurance alongside mortgages, but the cost and conditions can differ from policies available through insurance brokers. A broker can compare options from different insurers and help you understand the differences in price, cover and conditions before making a decision.

A broker’s perspective
In my experience, the biggest problem is not necessarily having the wrong insurance. It is having a policy that has not been reviewed as life has changed.

Your mortgage, income, family, business and financial responsibilities can all change over time.

If you are not sure, reviewing your policy can help ensure your protection still matches your circumstances.

🚗 The right cover for every journey.

Looking for reliable car insurance in Spain? We help you find the right cover at a price that suits your budget.

🛡️ Simple. Reliable. Personalised.

📩 Contact us today for your car insurance quote.

📞 Contact us: 600 336 274 / 951 81 80 01
🌐 Visit us: www.efpg.es
📧 Email: [email protected]

European Financial Planning Group SL
📍 Plaza Mayor, Pueblo Nuevo de Guadiaro / Sotogrande
🗓️ Monday – Friday

efpg Insurance Brokers — Here for what matters most.

Protect your boat. Enjoy the water.

Whether you own a sailing boat, motorboat or yacht, having the right insurance gives you peace of mind whenever you’re on the water.

We can help you find boat insurance tailored to your vessel and your needs, giving you confidence that you’re properly protected.

⚓️ Get in touch today for a personalised quote.

📞 Contact us: 600 336 274 / 951 81 80 01
🌐 Visit us: www.efpg.es
📧 Email: [email protected]

European Financial Planning Group SL
📍 Plaza Mayor, Pueblo Nuevo de Guadiaro / Sotogrande
🗓️ Monday – Friday

efpg Insurance Brokers — Here for what matters most.

🇬🇧 World Su***de Prevention Day | 10 September

Start the conversation. Sometimes, simply listening can make a difference.

Today, we raise awareness of su***de prevention and the importance of creating a world where people feel safe to speak openly about their mental health, without fear of judgement or stigma.

A conversation can open a door.
A listening ear can offer support.
Asking “Are you okay?” can matter more than we realise.

Let’s change the narrative from silence to understanding, from stigma to compassion, and from isolation to connection.

You are not alone. And asking for help is a sign of strength.

🇪🇸 Día Mundial para la Prevención del Suicidio | 10 de septiembre

Empecemos la conversación. A veces, simplemente escuchar puede marcar la diferencia.

Hoy queremos dar visibilidad a la prevención del suicidio y a la importancia de crear un entorno en el que las personas puedan hablar abiertamente sobre su salud mental, sin miedo al juicio ni al estigma.

Una conversación puede abrir una puerta.
Escuchar puede ofrecer apoyo.
Preguntar «¿Estás bien?» puede significar mucho más de lo que imaginamos.

Cambiemos el relato: del silencio a la comprensión, del estigma a la empatía y del aislamiento a la conexión.

No estás solo/a. Pedir ayuda es un acto de fortaleza.

📞 Contact us: 600 336 274 / 951 81 80 01
🌐 Visit us: www.efpg.es
📧 Email: [email protected]

European Financial Planning Group SL
📍 Plaza Mayor, Pueblo Nuevo de Guadiaro / Sotogrande
🗓️ Monday – Friday

efpg Insurance Brokers — Here for what matters most.

***dePreventionDay ***dePrevention