Iute Group

📢 Update on June 2026 coupon payments for Iute 2025/2030 bondholders

We apologise for the inconvenience caused to certain holders of the Iute 2025/2030 bonds, who have not yet received the June’s coupon payment.

The timely payment of interest to our investors is important to us. We would like to reassure bondholders that all payment obligations have been fully met from our side and the required funds have been transferred in accordance with the established payment process. The delay is related to the international securities settlement process after the funds were transferred onward from the issuer.

We are actively working with all relevant parties to support the completion of the payment process and the crediting of funds to all investors.

👉 Further information: https://view.news.eu.nasdaq.com/view?id=bfe2b139cb9e65fc476605f4a84b6bc6f&lang=en&src=listed

Strengthening our ecosystem through a new partnership with Further 🤝

Iute Affinity, a subsidiary of Iute Group, has partnered with Further, a global provider of healthcare and wellbeing solutions, to bring customers across our markets access to internationally recognised medical experts, independent Second Medical Opinion services, and advanced Precision CancerCare solutions.

Insurance has become one of the fastest-growing parts of Iute’s business. As more customers choose insurance and protection services alongside their everyday financial services, we continue expanding the range of solutions available through our ecosystem.

“Through our strategic partnership with Further, a global leader in Second Medical Opinion and Precision CancerCare services, Iute’s customers will gain access to internationally recognised medical specialists, advanced diagnostic insights, and personalised treatment recommendations. This gives customers access to innovative healthcare solutions and greater peace of mind when it matters most,” said Alma Ribanovic, CEO of Iute Affinity.

👉 Read more: https://iute.com/iute-expands-insurance-offering-with-furthers-specialized-healthcare-solutions/

The additional bonds have commenced trading on the Nasdaq Tallinn and Frankfurt Stock Exchanges 📈

Following the settlement and listing of our recent EUR 140 million tap issue, the outstanding volume of the EUR 2025/2030 senior secured bonds has increased to EUR 300 million, reaching a benchmark size in the international capital market.

We thank all our investors for their trust and support as Iute Group continues building a digital bank powered by a superapp for everyday financial life ⚡

👉 Read more: https://iute.com/iute-announces-settlement-and-listing-of-eur-140-million-tap-of-eur-2025-2030-bonds/

Tarmo Sild joined Äripäeva raadio morning programme to share insights on our recent bond tap issue 🎙️

In addition to discussing what reaching a EUR 300 million bond volume means for Iute Group, the conversation covered:
📌 investor sentiment in today’s bond market;
📌 what matters most for institutional investors;
📌 how retail investors can better assess bond opportunities.

Listen to the interview (in Estonian): https://www.aripaev.ee/saated/2026/06/01/tarmo-sild-millise-reha-otsa-volakirju-soetades-mitte-astuda

The volume of Iute bonds maturing in 2030 increased to EUR 300 million ⚡

Iute successfully placed an additional EUR 140 million tap of its existing bonds due 2030 with institutional investors across Europe.

Following the transaction, the outstanding bond volume amounts to EUR 300 million – marking an important milestone in Iute Group’s international capital markets development and supporting the continued growth of our digital banking business across Southeast Europe.

“With an outstanding bond volume of EUR 300 million, our 2030 bonds have now reached benchmark size, representing an important milestone in the continued development of Iute Group’s international capital markets activities. The successful transaction further broadens our institutional investor base, strengthens our position in the European high-yield market and enhances our financial flexibility to support the continued growth of our business,” said Tarmo Sild, CEO of Iute Group.

👉 Read more: https://iute.com/iute-group-successfully-places-eur-140-million-tap-reaching-benchmark-size-of-300-million-for-2030-bonds/

A look back at the latest Iute Group investor call 🎙️

CEO Tarmo Sild and CFO Kristel Kurvits walked through our 3M 2026 results.

Catch up with the call here: https://youtu.be/90tzN0QWFKU

Some companies attend conferences about the future. Others help to shake and shape the future ⚡

This week, iute joined one of Southeast Europe’s leading stages for ideas, leadership and transformation – the Macedonia2025 Summit in Skopje.

Representing Myiute and Iute Group, our Senior Product Manager Martin Märss took part in the panel “Digital Competitiveness: AI, Data & Industry Transformation”, exploring a question becoming increasingly relevant across industries:

👉 As AI and data reshape the world around us – who will lead the transformation?

At iute, this is not a theoretical question. Across our markets, we see digital behaviour evolving faster than ever. Customers expect smarter experiences, seamless ecosystems and technology that feels intuitive rather than transactional.

That shift requires more than digital products. It requires product thinking, experimentation, adaptability and teams willing to challenge how financial services are built and delivered.

As proud partners of Macedonia2025 through our iute Macedonia team, we were especially excited to see iute being represented among global business leaders, innovators and decision-makers discussing what comes next.

Because we won’t make the change happen by watching from the sidelines. We will be at the forefront, building digital solutions and digital nations 🌍

Iute Group reports first quarter results 📊

Today, Iute Group published unaudited first quarter results for 2026 with revenue growing 13% year-on-year to EUR 32.5 million, supported by stronger efficiency, improving portfolio quality and growing use of digital services.

Our Myiute superapp has surpassed 1.75 million downloads, while insurance brokerage revenue grew by 71.4% year-on-year – reflecting how customers increasingly use multiple everyday financial services within one ecosystem.

“Revenue growth, improving credit quality, and stronger operational efficiency demonstrate that our strategy is delivering tangible results. During the first quarter, we continued building the foundation for scalable digital banking services and the further expansion of the Myiute superapp ecosystem across our markets,” said Tarmo Sild, CEO of Iute Group.

📅 CEO Tarmo Sild and CFO Kristel Kurvits will comment on the results during an investor call today at 15:00 CEST (16:00 EEST). Register here: https://www.appairtime.com/event/97fda937-18cd-47b4-b0b0-15f9d5868144

👉 Read the full results: https://iute.com/iute-group-reports-unaudited-results-for-3m-2026/

📢 Madis Toomsalu has been appointed to the Supervisory Board of Energbank

Madis Toomsalu will join the Supervisory Board following approval by the National Bank of Moldova. According to Tarmo Sild, CEO of Iute Group, Toomsalu’s appointment supports Energbank’s continued development into a modern, customer-focused digital bank – with stronger governance, disciplined growth and digital services that create value for customers.

“We are building a digital bank in every country where we operate, and our bank in Moldova is moving in the same direction. We are happy to have Madis on board and believe his background will support Energbank in its next stage of development,” said Sild.

👉 Read more: https://iute.com/iute-strengthens-governance-at-energbank-with-appointment-of-madis-toomsalu-to-the-supervisory-board

Join our investor call on May 12 📊

Iute Group will publish its unaudited three-month results on May 12, followed by a live earnings webcast at 15.00 CEST (16.00 Tallinn time).

During the call, CEO Tarmo Sild and CFO Kristel Kurvits will walk through the results and share key updates on the Group’s performance.

The presentation will be available on our website ahead of the call.

👉 Register to join: https://www.appairtime.com/event/97fda937-18cd-47b4-b0b0-15f9d5868144