Freedom24

S&P Global Ratings has raised the long-term issuer credit rating of Freedom Finance Europe Ltd., which operates under the Freedom24 brand, from 'B+' to 'BB-', with a stable outlook. The same long-term upgrade was applied to three other Freedom Holding Corp. subsidiaries, Freedom Finance JSC, Freedom Finance Global PLC and Freedom Bank Kazakhstan JSC, while the short-term ratings of all four entities were affirmed at 'B'.

The agency attributed the upgrade to the group's sustained progress in building consolidated risk and compliance functions. "Over the past three years, Freedom Group has established consolidated risk management and compliance, strengthening these functions at financial operating subsidiaries, and is rolling them out to nonfinancial and new subsidiaries," the report states. It noted that the group conducts a global risk assessment annually and group stress tests twice a year, and that its principles-driven compliance framework allows it to manage risks across 22 countries and more than 40 regulators.📊

For Freedom24, the upgrade reinforces the strength of its European business and the trust it has built with clients across the region. Evgenii Tiapkin, CEO of Freedom24, said: "We see compliance, risk management and governance as the foundation of sustainable growth. This latest upgrade reflects the progress we've made in strengthening those capabilities globally and across our European business, enhancing operational resilience and building trust at scale. With these foundations in place, we are well positioned for our next phase of growth in Europe, where we already serve more than 600 thousand clients."

🔗Read more on our website: https://cutt.ly/dt7wBxy5

Freedom24 is warning clients about fraudulent schemes in which criminals impersonate the company to steal personal data and money. The fraudsters create fake social media accounts and websites that use the Freedom24 name and logo, and copy genuine news from the company's official website and channels to appear authentic.

These pages post false information about fake training courses, sometimes offering a bonus for signing up, and they are promoted through paid advertising on social media. The fake registration step is designed purely to obtain personal information, which is subsequently used in fraudulent schemes designed with the purpose of financial theft.

Freedom24 actively identifies and reports these fake accounts, advertisements and websites and works to have them removed. Platforms do not always act quickly, which is why your vigilance matters.

If you ever have doubts about a message, an offer or a request that claims to come from Freedom24, please contact us through our official channels only:

📲 In the Freedom24 app: Menu → Support → Contact Support. You can ask your manager any question regarding your account.
💻 On our website: open your Member Area and start the live support chat.

Scammers rely on urgency, exclusivity and trust in well-known brands. Do not share personal or financial details on any website or form outside freedom24.com and the Freedom24 app, and do not act on offers received through unofficial accounts or channels.
The security of our clients is fundamental to how our company operates. Freedom24 communicates with clients and offers its products only through official channels, so any account, website or message that reaches you elsewhere claiming to come from Freedom24 should be treated with caution.

🔗 Read more on our website: https://cutt.ly/bt47FC3n

In a recent opinion piece for Finance Magnates, Freedom24 CEO Evgenii Tiapkin explains how compliance is becoming a fundamental part of the business, and that its function is now where trust and operational resilience are built and scaled, increasingly shaping how firms in the sector compete.

Evgenii explains that "compliance, one of the key pillars of trust, is moving from the margins of the organization to its centre", evolving from a control function into a form of operational infrastructure that sits inside processes, systems and product development.

He sets this against a regulatory environment that keeps expanding, from anti-money laundering and Know Your Customer rules to new requirements on operational resilience and AI, while clients expect near-instant onboarding and uninterrupted access. Meeting both at once is the challenge, and the compliance function is what makes it scalable rather than a manual checkpoint. The most competitive firms, Evgenii states, will be those that pair technological innovation with strong governance, operational resilience and regulatory discipline. ⚙️

At Freedom24, this approach takes shape as Neo Compliance, the company's proprietary AI-driven compliance system that automates the heavy analytical work behind source-of-funds verification, transaction monitoring and sanctions screening. Evgenii notes that AI raises expectations of what good compliance looks like. As technology makes higher standards achievable, what was once best practice quickly becomes the baseline, with regulators, institutions and clients all expecting more.

Evgenii emphasises trust as an essential strategic asset for Freedom24 and the broader Freedom ecosystem. He points out that it is earned in practice rather than in messaging: "Trust is frequently discussed as a branding concept, but in reality, trust is operational." That operational quality is also what makes it hard for rivals to copy, in his view: "While technology and product offering can often be replicated, trust is much harder to replicate." And its value, he notes, is measurable: "Trust, in turn, defines every business metric."

🔗 Read the full piece in Finance Magnates: https://www.financemagnates.com/thought-leadership/this-is-how-compliance-is-becoming-the-operating-system-of-modern-financial-services/

On June 12, the Austrian Chess Federation with the support of Freedom24 brought chess to one of Austria’s most iconic cultural landmarks: the Vienna State Opera.
Hosted in the historic Tea Salon, the event featured Vincent Keymer, Germany’s youngest Grandmaster and one of the world’s most promising chess talents, in a simultaneous exhibition against several opponents.

The event marked the first-ever chess exhibition held in the Vienna State Opera, one of the most important symbols of Austrian cultural identity, providing an extraordinary setting where chess met culture at the highest level. It welcomed distinguished guests from across the Austrian and German chess, media, cultural and business landscape including Dominik Mayr, head of Freedom Finance Germany, tied agent of FFEU. The event also received coverage from leading Austrian outlets such as Die Presse, Der Standard, Kronen Zeitung and more.
Michael Stoettinger, the President of the Austrian Chess Federation: “The Vienna State Opera is the ultimate building of Austrian Identity and so it was an extraordinary honor to organise the first chess event ever in the famous „Tea - Salon“. To be continued of course! Thank you very much to Freedom24 for the tremendous support”.

“Markets rarely reward impulsive decisions, and neither does chess. Both have a way of humbling even the most confident participants. That may be one reason so many people in finance enjoy the game. We were delighted to bring this event to the Vienna State Opera together with the Austrian Chess Federation and to share an evening dedicated to strategy, culture, and intellectual competition,” - said Bulat Latypov, Chief Communications Officer, Freedom24.

This event stands as a strong example of Freedom24’s broader commitment to supporting chess and fostering strategic thinking through long-term partnerships with leading chess institutions.

Freedom24 announces the appointment of Yerzhan Abdykerov as a member of the company's Board of Directors, following approval from the Cyprus Securities and Exchange Commission (CySEC).

In his new role, Yerzhan will contribute to the company's strategic development while continuing to oversee Freedom24's retail business. His responsibilities cover the development of European offices, marketing, sales, customer support and the enhancement of the customer experience across all key markets where the company operates.

Yerzhan brings many years of experience in the financial sector and has made a significant contribution to the development of Freedom24's retail business, playing a key role in expanding the client base and strengthening the company's position in the European market. 📈

"I am pleased to announce the appointment of Yerzhan Abdykerov as a member of the Freedom24 Board of Directors, following receipt of all necessary regulatory approvals," commented Evgenii Tiapkin, CEO of Freedom24. "His profound expertise, leadership qualities and deep understanding of our clients' needs will contribute to Freedom24's continued growth in Europe. With this appointment, the composition of the company's Board of Directors is now complete, and I am confident that the strengthened management team will help us successfully implement our strategic plans."

🔗Read more on our website: https://cutt.ly/Pt9BOZad

Fortune Greece has published Freedom24's analysis of how Greek household savings fared between 2021 and 2025. Drawing on data from the Bank of Greece, the Athens Stock Exchange and the OECD, the analysis shows that the traditional strategy of "deposit safety" has come at a high price. With inflation peaking at 9.65% in 2022 and deposit rates barely moving, the cumulative real return on deposits over the five-year period reached -17%. In practical terms, €10,000 left in a bank account in 2021 had the purchasing power of just €8,200 by 2025.

Greece remains one of the most conservative savings economies in the Eurozone, with 60% of household assets held in bank accounts and cash, a legacy the analysis attributes to the "collective trauma" of the 2009-2018 crisis years. The distribution of these savings also reveals deep inequality: 71% of savers keep less than €1,000 in their accounts, while just 0.8% of depositors control around 44% of total bank deposits. Although household wealth surpassed one trillion euros in 2025, much of this capital remains idle.

George Karageorgos, Director of Freedom24 Greece tied agent of FFEU, outlines the strategy to follow: "A fundamental principle for every private investor in a volatile market is to avoid impulsive reactions and to remain calm. The essential protection of a portfolio is based on diversification and long-term planning. A transition from passive savings to systematic asset management is required, with the aim of shielding purchasing power."

As the analysis concludes, the shift from a ‘passive saving’ mindset to an ‘active investing’ approach is emerging as the most effective path for Greek families who wish to protect their money and ensure their long-term financial stability.

🔗 Read the full analysis on Fortune Greece: https://www.fortunegreece.com/article/freedom24-pos-o-plithorismos-efage-eos-kai-17-tis-agorastikis-dinamis-ton-ellinon-tin-pentaetia-2021-2025/

Speaking as part of the 12th International Compliance Forum, Yury Anesyants, Director of Compliance at Freedom24, joined Cyprus Business News for an interview on how the compliance function has evolved and what is shaping its future. Drawing on fifteen years in the field, Yury sets out why compliance has moved from a function called in to answer specific questions into one embedded in every project from the start. 🛡️

This year's Forum runs under the theme "Compliance Unbound 2026: Crime, Conduct & the New Rules of Risk" and brings together more than 420 delegates and 30 speakers from across the regulatory, industry and compliance communities. Its programme covers the major regulatory shifts reshaping European finance, from new anti-money-laundering rules and tighter sanctions enforcement to crypto oversight and digital operational resilience, all framed against what its organisers describe as Europe's "Big Compliance Reset".

On AI, Yury describes a working architecture rather than a future promise. Freedom24 already operates AI at three levels: general-purpose tools used across the company, designated tools built specifically for the compliance department, and function-specific assistants for individual compliance specialisms such as source-of-funds verification and marketing screening. He cautions, however, that current systems still lack the consistency to remove human oversight from the process, which is why every AI-driven output continues to be checked by a person.

Reflecting on how the role itself has changed, Yury frames the modern Director of Compliance as the connective tissue across an organisation, holding together specialised functions that no single expert can cover alone. As regulation, technology and enforcement converge, he argues, the position has been elevated by circumstance into something closer to a coordination seat than a purely advisory one: "The Director of Compliance is a new role. The job is to connect the parts that no single expert can hold together, and new circumstances are asking for an elevation of the role itself." 🎯

🔗 Watch the full interview in Cyprus Business News: https://www.cbn.com.cy/article/130291/yury-anesyants-the-future-of-compliance-in-the-age-of-artificial-intelligence

Evgenii Tiapkin, Executive Director of Freedom24, spoke to Finance Magnates about how the company is evolving in Europe, where it sees the next structural shift in retail finance and why Freedom24’s compliance infrastructure has become a genuine competitive advantage.

Evgenii explained that brokerage remains central to European business, with the company serving a large and growing base of retail investors across all EU/EEA states through its proprietary platform, Tradernet. He rejected both the neobroker and the legacy labels in favour of a hybrid model: "We combine the regulatory standards and market access of a traditional broker with a modern digital experience," he said, before summing up the approach in a single phrase: "I'd say this philosophy makes us a neo-traditional broker."

Looking ahead, he confirmed the company is now actively exploring the possibility of obtaining a banking licence in Europe, framing banking as a critical infrastructure layer and an entry point to a broader financial and lifestyle ecosystem rather than creating another neobank. That ambition draws on the model Freedom has built in Central Asia. "The simplest way to think about the Freedom SuperApp is as a unified digital ecosystem that brings together financial and everyday services within a single platform," Evgenii explained, describing how banking, payments, investing, insurance and a range of lifestyle services come together through one application and one account. 🌱

On scaling without letting complexity outpace growth, Evgenii pointed to Neo Compliance, Freedom24's AI-driven compliance system that reviews source-of-funds documentation from more than 80 countries in minutes: "it is designed as a human-in-the-loop model, where AI does the analytical heavy lifting and compliance officers retain full decision authority."

🔗 Read more in Finance Magnates: https://www.financemagnates.com/thought-leadership/freedom24-on-its-shift-from-brokerage-to-a-technology-platform-in-european-financial-services/

Evgenii Tiapkin, Executive Director of Freedom24, the European division of Freedom Holding Corp., spoke to Kazakhstani news platform Kursiv Media on the sidelines of the Kazakhstan-Cyprus Business Forum, held during the visit of Cyprus President Nikos Christodoulides to Kazakhstan.

The conversation covered ten years of building the business in Europe, plans for a European banking licence and the ambition to bring the full Freedom SuperApp experience to EU clients. Freedom Holding Corp. launched its European business in Cyprus just over ten years ago after obtaining a licence from the Cyprus Securities and Exchange Commission. Today it is represented across all 27 EU member states, with physical offices in ten countries and its retail investment platform Freedom24 serving European clients. 🌍

On what sets the model apart, Tiapkin pointed to the breadth of the ecosystem. "All these investments have come together to form one large ecosystem where you don't need to leave the platform at all to buy car tyres, insurance, stocks or pay for school. There is, in fact, nothing quite like this in Europe."

The banking licence is central to that ambition. "A bank in this configuration is the lifeline that enables us to offer the full range of products we have within the holding company," Evgenii said. Because a European licence can be passported across all member states, a client in any EU country could open an account and use every product in the app.

What Freedom is building in Europe is modelled on what already works in Kazakhstan. "Our big dream is to replicate all the types of services we currently have in the Freedom SuperApp in Kazakhstan," Tiapkin said. The aim is to take that proven model into the European Union and offer clients there the same range under one roof.

Read the full interview in Kursiv Media: https://cutt.ly/mt03A76b

The Kazakhstan–Cyprus Business Forum, supported by Freedom Holding Corp., brought together President of Cyprus Nikos Christodoulides, Prime Minister of Kazakhstan Olzhas Bektenov, and more than 70 representatives of the business communities of both countries in Astana, as part of the first official visit of a Cypriot president to Kazakhstan.

The plenary session was moderated by Timur Turlov, Founder and CEO of Freedom Holding Corp. and the only private-sector representative to address the forum alongside the heads of state and government. According to Turlov, stronger ties between the entrepreneurial communities of the two countries can create new opportunities for entrepreneurial initiatives, investment attraction, and broader economic cooperation.

Discussions covered a wide range of sectors, from transport and logistics to financial services, digital technologies, food security, renewable energy and healthcare. Kazakhstan presented its investment infrastructure, including the Astana International Financial Centre, and a growing digital ecosystem built around the Alem.AI International Artificial Intelligence Centre, Astana Hub and new supercomputing capacity. 🏛️

For Freedom Holding Corp., the forum carried particular significance, with a substantial part of the European team based in Cyprus and the group's banking and financial services already integrated into Kazakhstan's digital ecosystem.
Evgenii Tiapkin, Executive Director at Freedom24, reflected on the opportunity ahead:
"We see great potential in strengthening cooperation between Cyprus and Kazakhstan and are confident that the exchange of expertise, technology, and investment can create new opportunities for both countries and businesses."

🔗 Read more on our website: https://cutt.ly/Dt0Apu5n