Mike Castagna Life Insurance Advisor

Fall is here. Why not add life insurance planning on your bucket list of things to do this fall?

Planning a summer vacation?

Take advantage of the Ontario staycation tax credit this year.

"Ontario residents can claim 20% of their eligible 2022 accommodation expenses within Ontario when filing their personal Income Tax and Benefit Return for 2022."

Ontario Staycation Tax Credit Find out how to get back up to 20% of your eligible 2022 Ontario accommodation expenses.

Life and work have been busy and I haven't posted here in a while, but it is always so rewarding to receive kind words from clients on the service I provide 😊

I am always happy to be of service!

Well deserved! Jane is our right hand lady in the office. She's a hard worker both in and out of the office, as you can see. Nobody deserves this award more than her!

https://www.facebook.com/42682032028/posts/10158336698267029/

OMHA honours service of Essex minor's Zelko with Patricia Hartley Administrators Award Like many parents, Woodslee’s Jane Zelko got drawn into taking on a little bigger role than she expected when her kids signed up for minor hockey in Essex.

This week, I delivered a cheque to the spouse of a client. I remember meeting with this client. We discussed his need for life insurance. At the time, he had a small mortgage that he didn't want to leave his wife responsible for in the event of a premature death.

Due to his age, the insurance was a little pricier than he was hoping. At one point, he debated with himself about "taking his chances" and investing those premiums instead.

Term insurance is not about investing, or returns, or taking chances. It is used to take care of your loved ones at the time they need it most.

I hate receiving these calls, but it makes me appreciate the tough conversations I have with people everyday.

Received these kind words from a client over the weekend. It definitely put a smile on my face this morning.

Happy Monday everyone!

Of these 13 mistakes in this article, I think the biggest is not performing a needs analysis before your purchase. Learn how much insurance you need before ever purchasing a policy.

The 13 biggest Life Insurance mistakes: Experts’ perspectives - Financial Independence Hub By Lorne Marr, CFP Special to the Financial Independence Hub There are numerous life insurance mistakes Canadians are making, and who qualifies better to talk about these mistakes than life insurance experts? We asked numerous life insurance experts to weigh in on the top life insurance mistakes the...

Whole life insurance looks like a good, safe investment in times like these.

While it can work as part of a plan for families, I am a HUGE believer in whole life insurance for business owners, due to its amazing tax treatment.

The Best Reason to Buy Cash Value Life Insurance and why It's so Valuable. http://www.jimruta.com Today it's all about capacity and income. If you would like to be better at sales of cash value life insurance, please visit Advisorcr...

Sun Life cites low interest rates as a major factor in raising premiums on their life and critical illness insurance products. Now is the time to chat with a broker and purchase life insurance if it has been on your radar, before other carriers follow suit.

Sun Life raises premiums on life, critical illness products Increases come shortly after the insurer announced premium relief options for group benefits clients

In case you missed it, here is a breakdown of government aid for the self-employed. I'm here to help in any way I can during these difficult times.