OTIP

OTIP

Share

When someone chooses to be a member of the education community, they’re choosing more than a career. Our name is OTIP. It’s been like that since day one. Why?

They’re choosing a life — a life dedicated to putting others first. Our initials stand for Ontario Teachers Insurance Plan. What we stand for is putting members of the education community first. Members are our reason for being — helping them protect the things they care about is what gets us out of bed in the morning, and it’s what makes us look forward to tomorrow. Over 45 years ago, a group of like-minded individuals came together to create OTIP. They strongly believed the insurance needs of Ontario’s educational workers would be better served by a not-for-profit insurance advocate that was part of the education community; an insurance advocate with the determination, skill and vision to work with the best insurance companies to shape and innovate products and services specially built for the education community. Today, we proudly offer a full range of group and individual insurance products that all share one thing in common. They were created to specifically address and satisfy the unique needs of our members. Because we believe that insurance built around our members is the best insurance of all. At OTIP, we don’t have a profit motive. We have something more inspiring: a “putting members of the education community first” motive. The proceeds we generate by meeting the needs of our members and going beyond expectations enable us to continually develop new and better ways to protect what matters to them most. OTIP is proudly governed, led and inspired by the four education affiliates and their local leaders who daily champion the employees of Ontario’s education communities. Being affiliate-led means we understand, like no other, the needs and hopes of our members. Every product and service we offer has been shaped and improved by this deep understanding. And that will always be true.

09/30/2026

Today, on the National Day for Truth and Reconciliation, we reflect on the history and ongoing impacts of the residential school system and recognize the importance of listening, learning and advancing reconciliation.

As one small way of supporting continued learning, OTIP recently invited employees and Benefits Conference attendees to carry the story forward. Each attendee received a school-age book by an Indigenous author to read, share and pass along to a young person in their life or community.

Purchased through a First Nations-owned bookstore, the books helped amplify Indigenous voices and stories while encouraging meaningful conversations and continued learning beyond a single day.

09/29/2026

Why pay for coverage you don’t need? With RTIP, you can choose from three flexible retiree health, dental, and travel plan options. Learn more: https://bit.ly/4734Wfm

09/28/2026

We're listening.

Members have told us they want dental care that is convenient, transparent and focused on prevention. They are also concerned about rising costs.

Introducing Member Dental Care, OTIP’s new dental care option designed with the education community in mind.

Built to help ensure members’ access to affordable and valuable care today and for years to come.

Coming to North York, Mississauga and Waterloo in 2027. ✨

Learn more at memberdentalcare.ca

09/27/2026

Did you know that your tax-free life insurance benefit can be used to make a charitable donation?

We offer four life insurance plan options, each with various coverage amounts and term lengths. Find the coverage that’s right for you and apply online: https://bit.ly/4gUObJf

09/27/2026

Life Insurance Awareness Month is a great opportunity to consider how life insurance fits into your financial plans. Discover how it can support your estate planning and help protect the legacy you want to leave behind: https://bit.ly/4jjDgdx 📋💙

09/25/2026

Wondering about health, dental, and travel coverage and retirement planning? Check out our schedule for the next free webinar and sign up: https://bit.ly/3SKSIos

09/25/2026

Is your home ready for winter? A few simple maintenance tasks can help prevent water damage, lower heating costs, and prepare your home for unpredictable weather. Use our checklist to get started: https://bit.ly/4rvoPFh 🍂🏡✅

09/24/2026

Is your life insurance keeping up with your life? As time goes on and your responsibilities grow, your coverage should too. With September being Life Insurance Awareness Month, now’s the perfect time to review your coverage and ensure it still meets your needs. Learn more: https://bit.ly/4d4JAlo 🌱🛡️

09/24/2026

Did you know? You may be eligible for an auto insurance discount if you’re claims-free and have been licenced for over 15 years. 🚗 Learn more: https://bit.ly/4ixedn6

09/23/2026

Looking to create a fulfilling retirement plan? Our Life and Living Benefits Representatives are here to help with all your retiree health, dental, and travel coverage needs. They provide support and expert advice just for you. Learn more: https://bit.ly/471lKDy

Want your business to be the top-listed Finance Company in Waterloo?
Click here to claim your Sponsored Listing.

Telephone

Address


125 Northfield Drive West
Waterloo, ON
N2J3Z9

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm