Robert J. Freiburger - Financial Advisor

Do you want to make sure you alleviate your loved ones from any financial burden in the event of your passing? Life insurance can help give you that peace of mind.

Save YOUR Money Tip: If your employer is offering a ‘matching’ pension plan of some sort, be sure to take advantage of it. It is free money after all!

When strategizing how to fund your retirement, it’s crucial to keep in mind the OAS clawback.

Save YOUR Money Tip: You have heard this one before... make your coffee at home. It will cost you a fraction of the price by making it at home versus buying it from the coffee shop. As an added bonus, it's better for the environment when you use your reusable coffee mugs at home instead of the throw away cups from the stores. Not to mention the time you will save yourself avoiding those long coffee lines. That is three benefits from one simple change!

Emergency savings are important as they can help you cover the cost of unexpected expenses, or even more important, cover your cost of living if you lose your job. The old rule of thumb is to have 3-6 months of living expenses saved away for this. This can add up to a substantial amount of savings. Consider keeping this in a high interest savings account rather than your chequing account. This should help keep you from spending it & allow you to earn a bit of interest on it as well!

Save YOUR Money Tip: A lot of us know we need to start saving, but sometimes that can feel intimidating. Try saving small amounts at first. Once you know you can reach these smaller savings goals, you can start working towards bigger ones!

Are you happy with your current investments performance and level of service you’re getting, or are you interested in getting a second opinion? Let me know.

Save YOUR Money Tip: Can it feel too expensive to eat healthy sometimes? Consider purchasing frozen veggies rather than fresh ones. It’s typically cheaper and the vegetables last longer!

Are you trying to save for your first home? There is a plan to help accomplish this dream, it's called the First Home Savings Account. Come see me to discuss how it can make your dream a reality!

Save YOUR Money Tip: We all splurge on something at some point. And let’s be honest, that’s not going to change. But the next time you buy something out of pleasure and not out of necessity, try putting away that same amount towards your savings.