Luminus Financial

Is it time to renew your mortgage? 👀

When the time comes for a mortgage renewal, factors to consider include:

✔️ Mortgage Rate: Is your new rate higher or lower than your existing mortgage?

✔️ Term Limit: How many years do you want to secure this mortgage for?

✔️ Variable or Fixed Rate: Do you prefer predictable payments or the opportunity to save money if interest rates fall?

Exploring your options before renewing could help you secure a better fit for you and your financial goals. 🙌

Have questions for our mortgage experts? Schedule your appointment today at luminusfinancial.com

Your credit score determines how much it will cost you to borrow money for your new home, vehicle, or personal loan.

💪 A stronger credit score can open doors for you, especially when it comes to mortgage options.

Follow Luminus Financial for more easy-to-understand explanations of financial terms!

This past Tuesday, our team came together for an exciting day of team building, connection, and fun. Events like these are an important part of what makes the Luminus Financial culture so special.

Bringing our colleagues together for unique experiences helps strengthen relationships, build trust, and foster the collaboration and community that allow us to better serve our members and communities. Whether we were sharing laughs, tackling challenges, or simply enjoying time together, the day was a great reminder that our people are our greatest strength.

Thank you to everyone who participated and helped make the event a success. We look forward to many more opportunities to connect, grow, and celebrate as a team.

A 30-minute check-up might be the MVP move of your summer.

Think of it as a half-time huddle for your money. One of our reps reviews your accounts, spots opportunities, and helps you line up your next play — savings, rates, the works. Bonus: leave with a commemorative ball for your favourite team. Game on. ⚽

Book now → https://luminusfinancial.com/contact-us/

We like to think of emergency funds as financial safety nets! They help prevent you from accumulating high-interest credit card debt during times of financial stress.

Additionally, having a safety net can help you stay on track for your other financial goals when unexpected expenses occur. 🧡

Find the right savings account for your emergency fund here 👉 at luminusfinancial.com

Yesterday, our CEO George De La Rosa headed to Glen Abbey Golf Club for The Bitcoin Open: a day of championship golf, poker, and real conversation about the future of digital assets, marking the club's 50th anniversary. ₿⛳

The invitation came from APX Lending, a valued member of our Specialty High-Risk Entity Member (SHREM) program. APX is a CSA-compliant, regulated crypto-backed lender; exactly the kind of forward-looking business SHREM was built to support.

That's credit union business relationships at their best: showing up for the members we serve, and staying close to where the regulated digital asset space is heading.

Thank you to APX Lending for the invitation, and to Bitcoin Sports Network and Satstreet for a first-class event. 👏

📢 Member Alert: Early Closure on Tuesday, June 9

Please note that all Luminus branches will be closing early at 2:30 PM on Tuesday, June 9, as our team participates in a staff development and team-building event.

We apologize for any inconvenience and appreciate your understanding as we invest in strengthening our team so we can continue providing the best possible service to our members.

Regular branch hours will resume on Wednesday, June 10.

Consolidation loans are a helpful tool for streamlining your finances. 💪

Combining multiple sources of high-interest debt into one manageable monthly payment with a lower interest rate can help you organize your financial future.

Start streamlining your finances by scheduling a meeting with our loan experts today 👉 https://luminusfinancial.com/contact-us/